Welcome home to this stunning two-story located in Ham Lake, conveniently close to Hwy 65, shopping, and restaurants. Built in 2024 by TH Construction, this better-than new home sits on a spacious 1+ acre lot and features a welcoming front porch, a 4-car garage with built-in shelving, and over 2,400 finished square feet with an open, functional floor plan. The main level boasts a gorgeous kitchen showcasing classic white cabinetry, granite countertops, center island, tile backsplash, stainless steel appliances, and a walk-in pantry. The living room is anchored by a cozy stone gas fireplace, creating an inviting gathering space. There is also a flex room ideal for a home office. Upstairs you’ll find four bedrooms, including a spacious primary suite with walk-in closet and private en-suite featuring a double vanity and tiled walk-in shower, plus upstairs laundry and closet organizers in every bedroom. Enjoy all the extras already completed for you—landscaping, in-ground irrigation, fully fenced backyard, raised garden beds, 10x20 shed, maintenance-free deck, wider driveway, LVP flooring on the main level, window treatments, washer and dryer, iron filter, water softener, Wi-Fi door locks, security cameras, and doorbell. The unfinished basement offers 8-foot ceilings and additional square footage, providing a fantastic opportunity to finish and make it your own. A rare opportunity to own a move-in-ready home with acreage and upgrades already done!
Closed
Zestimate®
$685,000
17404 Terrace Rd NE, Ham Lake, MN 55304
4beds
3,591sqft
Single Family Residence
Built in 2024
1.09 Acres Lot
$685,000 Zestimate®
$191/sqft
$3,414 Estimated rent
Home value
$685,000
$644,000 - $733,000
$3,414/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: February 27, 2026 at 12:27pm
Listed by:
Kerby & Cristina Real Estate Experts 612-268-1637,
RE/MAX Results,
Nikki McCain 612-747-2421
Bought with:
Melissa M. Johnson
National Realty Guild
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7009400
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Bedroom
- Level: Upper
- Area: 255 Square Feet
- Dimensions: 15x17
Bedroom 2
- Level: Upper
- Area: 143 Square Feet
- Dimensions: 11x13
Bedroom 3
- Level: Upper
- Area: 144 Square Feet
- Dimensions: 12x12
Bedroom 4
- Level: Upper
- Area: 132 Square Feet
- Dimensions: 11x12
Den
- Level: Main
- Area: 132 Square Feet
- Dimensions: 11x12
Dining room
- Level: Main
- Area: 143 Square Feet
- Dimensions: 11x13
Kitchen
- Level: Main
- Area: 210 Square Feet
- Dimensions: 14x15
Living room
- Level: Main
- Area: 272 Square Feet
- Dimensions: 16x17
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Air-To-Air Exchanger, Chandelier, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned
- Laundry: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
Features
- Basement: Egress Window(s),Full,Concrete,Storage Space,Sump Pump,Unfinished
- Number of fireplaces: 1
- Fireplace features: Gas, Living Room, Stone
Interior area
- Total structure area: 3,591
- Total interior livable area: 3,591 sqft
- Finished area above ground: 2,456
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Attached, Asphalt, Garage Door Opener, Storage
- Attached garage spaces: 4
- Has uncovered spaces: Yes
- Details: Garage Dimensions (25x38)
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Front Porch
- Pool features: None
- Fencing: Chain Link,Full
Lot
- Size: 1.09 Acres
- Dimensions: SE200*200
- Features: Tree Coverage - Light
Details
- Additional structures: Storage Shed
- Foundation area: 1212
- Parcel number: 063223430021
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Roof: Age 8 Years or Less,Pitched
Condition
- New construction: No
- Year built: 2024
Utilities & green energy
- Electric: Circuit Breakers
- Gas: Natural Gas
- Sewer: Private Sewer
- Water: Well
Community & neighborhood
Location
- Region: Ham Lake
- Subdivision: Crosstown Rolling Acres 3rd Add
HOA & financial
HOA
- Has HOA: No
Other
Other facts
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 2/27/2026 | Sold | $685,000-2%$191/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7009400 Report a problem | ||
| 2/17/2026 | Pending sale | $699,000$195/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7009400 Report a problem | ||
| 1/30/2026 | Listed for sale | $699,000+10.6%$195/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7009400 Report a problem | ||
| 4/5/2024 | Sold | $632,000+2%$176/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6459527 Report a problem | ||
| 3/12/2024 | Pending sale | $619,900$173/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6459527 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,387 +295.4% | $551,800 +11.8% |
| 2024 | $1,110 +153.5% | $493,436 +340.2% |
| 2023 | $438 +112.7% | $112,100 +150.8% |
Find assessor info on the county website
Neighborhood: 55304
Nearby schools
GreatSchools rating
- 9/10Rum River Elementary SchoolGrades: K-5Distance: 3.6 mi
- 7/10Oak View Middle SchoolGrades: 6-8Distance: 3.6 mi
- 8/10Andover Senior High SchoolGrades: 9-12Distance: 4.5 mi
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Estimated market value
$685,000
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$685,000