Perched on 50 feet of pristine Gulf frontage, 16525 Front Beach Road offers a rare opportunity to own a Gulf front home in Panama City Beach with sweeping views of the Gulf of Mexico, private beach access, and exceptional rental potential. This beachfront property combines the privacy of a luxury coastal retreat with the income potential investors seek along the Emerald Coast. Built on a solid concrete piling foundation and maintained in like-new condition, this beach front home has never been rented and is offered fully furnished, making it a true turnkey opportunity. With rental projections of $359,424 annually and accommodations for up to 22 guests, the property presents a compelling investment for buyers seeking a high-performing Panama City Beach vacation rental or a legacy Gulf
Front family retreat. Designed to maximize the Gulf views, the home features three expansive balconies connected by a spiral staircase, creating multiple outdoor living spaces with panoramic water views. Two Gulf-facing bedrooms open directly to private balconies, allowing you to wake up to the sound of waves and uninterrupted views of the Gulf. The second floor serves as the main living level with an open concept kitchen, dining, and living area that flows seamlessly to a large balcony overlooking the beach. The kitchen is thoughtfully designed with quartz countertops, custom cabinetry, tile backsplash, a large island with seating for six, gas range, built-in ice maker, and double sinks, making it ideal for entertaining large groups. The first floor is designed for gathering and recreation, featuring a bunk room and recreation room that opens directly to the private heated pool area. A built-in bar with ice maker and beverage refrigerator creates the perfect space for poolside entertaining after a day on the beach. Throughout the home you'll find shiplap accent walls, ensuite bathrooms in every bedroom, generous owner storage closets on each floor, and integrated WiFi extenders with indoor and outdoor speakers. The primary suite offers Gulf views, a private balcony, walk-in closet, double vanity, garden tub, and separate shower. Outside, enjoy the convenience of a private beach walkover, outdoor shower, Polywood outdoor furniture, and abundant parking rarely found in Gulf front homes. The location offers a quiet stretch of beach with no nearby public beach walkovers while still being just minutes from Pier Park's restaurants, shopping, and entertainment. 16525 Front Beach Road is a rare Panama City Beach Gulf front home offering privacy, durability, luxury amenities, and strong vacation rental income potential all in one exceptional beachfront property.
For sale
$4,950,000
16525 Front Beach Rd, Panama City Beach, FL 32413
6beds
3,735sqft
Est.:
Single Family Residence
Built in 2022
6,098.4 Square Feet Lot
$-- Zestimate®
$1,325/sqft
$-- HOA
What's special
Private beach accessPrivate beach walkoverGas rangeBunk roomAbundant parkingCustom cabinetryGarden tub
- 15 days |
- 983 |
- 50 |
Zillow last checked: 7 hours ago
Listing updated: March 20, 2026 at 11:32pm
Listed by:
Beau Blankenship 405-623-5227,
Christies International Real Estate Emerald Coast
Source: CPAR,MLS#: 786551
Originating MLS: Central Panhandle Association of REALTORS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 7
- Full bathrooms: 6
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Great Room, Kitchen, Other, Recreation
Bedroom
- Level: First
- Dimensions: 10 x 13
Bedroom
- Level: Second
- Dimensions: 11 x 12
Bedroom
- Level: Second
- Dimensions: 12 x 12
Bedroom
- Level: Third
- Dimensions: 14 x 14
Bedroom
- Level: Third
- Dimensions: 13 x 13
Bedroom
- Level: Third
- Dimensions: 16 x 14
Great room
- Level: Second
- Dimensions: 16 x 29
Kitchen
- Level: Second
- Dimensions: 16 x 14
Other
- Features: Balcony
- Level: First
- Dimensions: 16 x 22
Recreation
- Level: First
- Dimensions: 14 x 13
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air, Ceiling Fan(s), Heat Pump
Appliances
- Included: Bar Fridge, Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Ice Maker, Tankless Water Heater
Features
- Interior Steps, Smart Thermostat
- Flooring: Luxury Vinyl Plank
- Doors: Storm Door(s)
- Windows: Double Pane Windows, Storm Window(s)
Interior area
- Total structure area: 3,735
- Total interior livable area: 3,735 sqft
Property
Parking
- Total spaces: 3
- Parking features: No Garage, Paved
- Covered spaces: 3
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Deck, Balcony
- Exterior features: Covered Patio, Deck, Outdoor Shower
- Has private pool: Yes
- Pool features: Gunite, Gas Heat, Private
- Fencing: Partial
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf, Shoreline - Sand
- Frontage length: 50
Lot
- Size: 6,098.4 Square Feet
- Dimensions: 50 x 124
- Features: Paved
Details
- Parcel number: 33341000000
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Wood Frame
- Foundation: Pillar/Post/Pier
- Roof: Metal
Condition
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Security: Security System
- Subdivision: Lullwater Beach
HOA
- Has HOA: No
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $1,325/sqft
- Tax assessed value: $3,114,276
- Annual tax amount: $30,346
- Date on market: 3/9/2026
- Cumulative days on market: 16 days
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/6/2026 | Listed for sale | $4,950,000+20.7%$1,325/sqft |
Source: | ||
| 12/2/2022 | Sold | $4,100,000-5%$1,098/sqft |
Source: | ||
| 7/26/2022 | Pending sale | $4,315,000$1,155/sqft |
Source: | ||
| 7/26/2022 | Contingent | $4,315,000$1,155/sqft |
Source: | ||
| 7/3/2022 | Listed for sale | $4,315,000+245.2%$1,155/sqft |
Source: | ||
| 3/26/2021 | Sold | $1,250,000+25%$335/sqft |
Source: Public Record Report a problem | ||
| 2/15/2019 | Sold | $1,000,000+5.3%$268/sqft |
Source: | ||
| 1/29/2019 | Listed for sale | $949,500-36.7%$254/sqft |
Source: Rosemary Beach Realty, LLC #679679 Report a problem | ||
| 11/19/2009 | Listing removed | $1,500,000$402/sqft |
Source: Prudential Real Estate #376502 Report a problem | ||
| 5/29/2008 | Price change | $1,500,000-21.1%$402/sqft |
Source: Prudential Real Estate #376502 Report a problem | ||
| 1/18/2008 | Listed for sale | $1,900,000$509/sqft |
Source: Visual Tour #376502 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $36,544 +8.8% | $3,114,276 +3.9% |
| 2023 | $33,588 +242.8% | $2,996,776 +227% |
| 2022 | $9,798 | $916,500 |
| 2021 | -- | -- |
| 2020 | $9,198 +26.5% | $820,545 +40.9% |
| 2019 | $7,271 | $582,496 +10% |
| 2018 | $7,271 +17.9% | $529,542 +10% |
| 2017 | $6,169 +12.5% | $481,402 +8.1% |
| 2016 | $5,482 +6.9% | $445,517 +3.4% |
| 2015 | $5,128 | $430,781 +1.5% |
| 2014 | $5,128 | $424,506 -0.1% |
| 2013 | -- | $424,741 -3% |
| 2012 | -- | $437,771 -2.2% |
| 2011 | -- | $447,613 -20.7% |
| 2010 | -- | $564,166 +0.6% |
| 2009 | -- | $561,010 -25.1% |
| 2008 | -- | $748,874 -28.4% |
| 2007 | -- | $1,046,201 -16.4% |
| 2006 | -- | $1,251,124 +239.2% |
| 2005 | -- | $368,871 +34.7% |
| 2004 | -- | $273,789 +2.6% |
| 2003 | -- | $266,736 +46.1% |
| 2002 | -- | $182,604 |
| 2001 | -- | $182,604 +23.4% |
| 2000 | -- | $148,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$30,551/mo
Principal & interest
$25312
Property taxes
$5239
More affordability tools
Climate risks
Neighborhood: 32413
Nearby schools
GreatSchools rating
- 8/10Hutchison Beach Elementary SchoolGrades: K-5Distance: 3 mi
- 7/10Surfside Middle SchoolGrades: 6-8Distance: 1.9 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 4.1 mi
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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