Rare opportunity to own this charming lakeside cottage with expansive panoramic views of the lake. The delightful year-round cottage sits on a private peninsula and offers a 260 degree view of Bay Lake. This exceptionally well maintained home also offers a view of the lake from almost every room. The living room includes a beautiful field stone fireplace and knotty pine tongue and groove walls. The knotty pine is carried throughout much of the other living areas. You can enjoy your morning coffee on the well protected patio or you can unwind after a full day on the lake at the lakeside fire pit. This property is close to golf, shopping and restaurants at Ruttger's Bay Lake Resort as well as the Cuyuna Range Biking Trails.
The property consists of approximately 5 acres with room to build additional garage, storage shed or pole barn just across the road. Come see all that this waterfront property has to offer.
Closed
$1,195,000
16460 Cottage Hill Rd, Deerwood, MN 56444
3beds
1,443sqft
Single Family Residence
Built in 1952
6.38 Acres Lot
$1,321,800 Zestimate®
$828/sqft
$1,790 Estimated rent
Home value
$1,321,800
$1.19M - $1.47M
$1,790/mo
Zestimate® history
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Zillow last checked: 7 hours ago
Listing updated: October 17, 2025 at 11:31pm
Listed by:
Bruce Johnson 218-838-1111,
Bay Lake Realty
Bought with:
Bruce Johnson
Bay Lake Realty
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6593511
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Bedroom 1
- Level: Main
- Area: 149.5 Square Feet
- Dimensions: 13 x 11.5
Bedroom 2
- Level: Main
- Area: 130 Square Feet
- Dimensions: 13 x 10
Bedroom 3
- Level: Main
- Area: 96 Square Feet
- Dimensions: 12 x 8
Bathroom
- Level: Main
- Area: 60 Square Feet
- Dimensions: 10 x 6
Dining room
- Level: Main
- Area: 137.75 Square Feet
- Dimensions: 14.5 x 9.5
Flex room
- Level: Main
- Area: 78.75 Square Feet
- Dimensions: 10.5 x 7.5
Garage
- Level: Main
- Area: 288 Square Feet
- Dimensions: 24 x 12
Kitchen
- Level: Main
- Area: 99 Square Feet
- Dimensions: 11 x 9
Living room
- Level: Main
- Area: 294.5 Square Feet
- Dimensions: 19 x 15.5
Sun room
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12 x 11
Utility room
- Level: Basement
- Area: 169 Square Feet
- Dimensions: 13 x 13
Heating
- Baseboard, Boiler, Hot Water
Cooling
- Window Unit(s)
Appliances
- Included: Microwave, Range, Refrigerator, Water Softener Rented
Features
- Basement: Block,Crawl Space
- Number of fireplaces: 1
- Fireplace features: Living Room, Wood Burning
Interior area
- Total structure area: 1,443
- Total interior livable area: 1,443 sqft
- Finished area above ground: 1,274
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Attached, Asphalt, Garage Door Opener
- Attached garage spaces: 1
- Has uncovered spaces: Yes
- Details: Garage Dimensions (24 x 12), Garage Door Height (8), Garage Door Width (11)
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Patio
- Pool features: None
- Fencing: None
- Has view: Yes
- View description: Bay, East, Panoramic
- Has water view: Yes
- Water view: Bay
- Waterfront features: Dock, Lake Front, Waterfront Elevation(0-4), Waterfront Num(18003400), Lake Bottom(Gravel, Sand), Lake Acres(2329), Lake Depth(74)
- Body of water: Bay
- Frontage length: Water Frontage: 695
Lot
- Size: 6.38 Acres
- Dimensions: 340 x 870 x 300 x 1015
- Features: Accessible Shoreline, Irregular Lot, Island/Peninsula, Many Trees
Details
- Additional structures: Other
- Foundation area: 1274
- Parcel number: 50090525
- Zoning description: Shoreline,Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Fiber Board, Block, Frame
- Roof: Asphalt
Condition
- Age of Property: 73
- New construction: No
- Year built: 1952
Utilities & green energy
- Electric: Power Company: Mille Lacs Energy Co-op
- Gas: Electric, Propane
- Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Water: Submersible - 4 Inch, Drilled
Community & neighborhood
Location
- Region: Deerwood
HOA & financial
HOA
- Has HOA: No
Price history
| Date | Event | Price |
|---|---|---|
| 10/16/2024 | Sold | $1,195,000$828/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #6593511 Report a problem | ||
| 9/22/2024 | Pending sale | $1,195,000$828/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6593511 Report a problem | ||
| 8/28/2024 | Listed for sale | $1,195,000$828/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6593511 Report a problem | ||
Public tax history
Tax history is unavailable.
Neighborhood: 56444
Nearby schools
GreatSchools rating
- 5/10Cuyuna Range Elementary SchoolGrades: PK-6Distance: 7.1 mi
- 7/10Crosby-Ironton SecondaryGrades: 7-12Distance: 7.3 mi
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$1,321,800
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+$26,436
With Zillow Showcase(estimated)
$1,348,236
- Minnesota
- Crow Wing County
- Deerwood
- 56444
- 16460 Cottage Hill Rd