Discover the perfect blend of coastal charm and modern comfort with this beautifully updated 3-bedroom, 3-bath waterfront home in Cedar Key. Whether you're searching for a full-time residence, a relaxing second home, or a high-potential rental property, this checks all the boxes. Nestled on a spacious and private waterfront lot, this elevated 2-bedroom, 2-bath home with 1-large room and 1-bath downstairs offers the perfect blend of comfort, natural beauty, and direct access to the Gulf. Step inside to find a thoughtfully renovated interior featuring a brand-new kitchen with quartz countertops, new appliances including a double-oven and gas stove top and plenty of counter and cabinet space that would make any chef feel excited to showcase their talent. Stylish, beautiful luxury vinyl planking throughout the entire house makes the home feel warm and modern. The open layout creates a welcoming feel, while the family room boasts soaring ceilings that bring in natural light and highlight the home's spacious design. The huge front sunroom is a standout feature, offering panoramic water views and the perfect spot to relax with a morning coffee or unwind after a day on the water. Outside, the home has been freshly painted within the last two years, offering peace of mind and great curb appeal. The property includes a garage with an additional storage room—perfect for fishing gear, kayaks, or tools. Park your boat, golf cart or vehicle and still have plenty of space in the work room. Enjoy true waterfront living with your own dock, ideal for fishing, relaxing, or launching your next adventure. A boat lift is already in place, adding extra convenience for boaters. Nature lovers will appreciate the abundance of wildlife right outside their door. Watch osprey soar overhead and enjoy a variety of coastal birds that make this area so special. Fishing is available right outside the door from the shore or easy kayak and boat access. With direct water access and breathtaking views, this home is a rare find and offers the best of the laid-back lifestyle Cedar Key is known for. This is more than a home—it's a coastal retreat with endless possibilities. Whether you're looking for a full-time residence, vacation getaway, or investment property, this Cedar Key gem checks every box. With its large lot, direct water access, and peaceful location, beautiful home, it's a rare find in a unique and welcoming community. Don't miss the chance to own a piece of Old Florida charm with modern amenities—schedule your private tour today and discover all this exceptional property has to offer!
Active
$679,000
16431 SW 120th Pl, Cedar Key, FL 32625
3beds
2,116sqft
Est.:
Single Family Residence
Built in 1993
0.46 Acres Lot
$-- Zestimate®
$321/sqft
$-- HOA
What's special
Large lotOpen layoutBreathtaking viewsDirect water access
- 14 days |
- 611 |
- 25 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: March 22, 2026 at 05:05pm
Listed by:
Melinda Allen 352-222-8585,
Pelican Realty 352-543-5581
Source: Dixie-Gilchrist Levy Counties BOR,MLS#: 798870
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Great Room, Laundry
Primary bedroom
- Features: 1 Master Suite
Primary bathroom
- Features: Dual Sinks, Soaking Tub, Separate Tub & Shower, Shower Only, Walk-in Shower
Heating
- Electric, Fireplace(s), Ductless
Cooling
- Electric
Appliances
- Included: Dishwasher, Garbage Disposal, Microwave, Double Oven, Gas Range, Refrigerator, Washer/Dryer Stacked
- Laundry: Laundry Room, W/D Hookups
Features
- Bookcases, Ceiling Fan(s), Fireplace, Open Floorplan, Pantry, Tray Ceiling(s)
- Flooring: Luxury Vinyl Planking, Tile
- Windows: Double Hung Windows
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 2,116
- Total interior livable area: 2,116 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage, Open, Dirt, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: 2+ Story
- Patio & porch: Enclosed Porch
- Exterior features: Lighting, Dock
- Pool features: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Seawall, Gulf Access, Gulf Canal
- Frontage length: Road Frontage: 84.38,Waterfront Footage: 83.8
Lot
- Size: 0.46 Acres
- Dimensions: 84.38 x 272.90 x 83.8 x 264.6
- Features: Oversize, Rectangular Lot, Room for a Pool, Wooded
- Topography: Level
- Residential vegetation: Grassed
Details
- Additional structures: Boat House
- Parcel number: 0894700400
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Cement Siding, Block
- Foundation: Slab
- Roof: Metal
Condition
- Year built: 1993
Utilities & green energy
- Sewer: Public Sewer
- Water: Public, Well for Yard
Green energy
- Energy efficient items: None
Community & HOA
Community
- Subdivision: Cedar Key Shores
Location
- Region: Cedar Key
Financial & listing details
- Price per square foot: $321/sqft
- Tax assessed value: $526,868
- Annual tax amount: $7,422
- Date on market: 3/22/2026
- Listing terms: Cash,Conventional
- Inclusions: There May Be Items Of Furnishings That Owner Will Include In Sale.
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/22/2026 | Listed for sale | $679,000+4.6%$321/sqft |
Source: | ||
| 9/21/2025 | Listing removed | $649,000$307/sqft |
Source: | ||
| 6/12/2025 | Listed for sale | $649,000+66.4%$307/sqft |
Source: | ||
| 10/22/2019 | Sold | $390,000-6%$184/sqft |
Source: | ||
| 9/2/2019 | Pending sale | $415,000$196/sqft |
Source: Cedar Key Realty, Inc. #778550 Report a problem | ||
| 8/22/2019 | Listed for sale | $415,000+27.7%$196/sqft |
Source: Cedar Key Realty, Inc. #778550 Report a problem | ||
| 3/11/2016 | Sold | $325,000-15.6%$154/sqft |
Source: | ||
| 2/26/2016 | Pending sale | $385,000$182/sqft |
Source: Pelican Realty #771152 Report a problem | ||
| 12/14/2015 | Listed for sale | $385,000-2.5%$182/sqft |
Source: Pelican Realty #771152 Report a problem | ||
| 11/1/2015 | Listing removed | $395,000$187/sqft |
Source: Pelican Realty #769866 Report a problem | ||
| 7/29/2015 | Listed for sale | $395,000$187/sqft |
Source: Pelican Realty #769866 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,732 +3.2% | $439,614 +10% |
| 2023 | $7,492 +14.7% | $399,649 +10% |
| 2022 | $6,530 +12.1% | $363,317 +19.3% |
| 2021 | $5,828 +7.1% | $304,553 |
| 2020 | $5,441 +49.5% | $304,553 +4% |
| 2019 | $3,641 +0.8% | $292,737 |
| 2018 | $3,613 | $292,737 +15.4% |
| 2017 | $3,613 +5.5% | $253,657 +1.3% |
| 2016 | $3,426 +2.8% | $250,426 -16.8% |
| 2015 | $3,333 -10.3% | $300,965 +0.1% |
| 2014 | $3,714 | $300,577 +23.8% |
| 2013 | -- | $242,792 +1.7% |
| 2012 | -- | $238,734 +3% |
| 2011 | -- | $231,781 +1.5% |
| 2010 | -- | $228,356 +2.7% |
| 2009 | -- | $222,352 +0.1% |
| 2008 | -- | $222,130 +3% |
| 2007 | -- | $215,660 +2.5% |
| 2006 | -- | $210,400 +3% |
| 2005 | -- | $204,272 +3% |
| 2004 | -- | $198,323 +1.9% |
| 2003 | -- | $194,626 +2.4% |
| 2002 | -- | $190,065 +4.6% |
| 2001 | -- | $181,637 +3% |
| 2000 | -- | $176,347 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,156/mo
Principal & interest
$3273
Property taxes
$883
More affordability tools
Climate risks
Neighborhood: 32625
Nearby schools
GreatSchools rating
- 8/10Cedar Key High SchoolGrades: PK-12Distance: 1 mi
- NALevy Virtual Instruction ProgramGrades: K-5Distance: 32.5 mi
- NALevy Virtual FranchiseGrades: 6-12Distance: 32.5 mi
Schools provided by the listing agent
- District: Levy
Source: Dixie-Gilchrist Levy Counties BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 32625
- Florida
- Levy County
- Cedar Key
- 32625
- 16431 SW 120th Pl







