FABULOUS ON FIFTH !Step into timeless elegance in this stunning Victorian home in the heart of Bay City. Built in 1900 and beautifully maintained, this 2,494 sqft, 4 bedroom, 2 bathroom home offers an additional 350 square feet of finished living space in the basement, blending historic charm with everyday functionality. From the moment you enter, you’ll be captivated by the grand foyer featuring a beautiful fireplace and a handcrafted, original Victorian staircase that serves as the centerpiece of the home. Soaring 10-foot ceilings and rich hardwood floors create a warm and inviting atmosphere, while exquisite stained glass windows throughout much of the home add character and architectural distinction that simply cannot be replicated. One-and-a-half car garage offers added convenience and storage. Call today for your private showing!
For sale
Price cut: $15K (3/7)
$229,900
1600 5th St, Bay City, MI 48708
4beds
2,844sqft
Est.:
Single Family Residence
Built in 1990
4,356 Square Feet Lot
$229,400 Zestimate®
$81/sqft
$-- HOA
What's special
Beautiful fireplaceGrand foyerOne-and-a-half car garageRich hardwood floorsExquisite stained glass windowsHandcrafted original victorian staircase
- 30 days |
- 2,757 |
- 140 |
Zillow last checked: 7 hours ago
Listing updated: March 22, 2026 at 02:01pm
Listed by:
Matt Smith 989-486-9770,
Modern Realty 989-486-9770
Source: MiRealSource,MLS#: 50199985
Originating MLS: Saginaw Board of REALTORS
Originating MLS: Saginaw Board of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Rooms
- Room types: Entry, Office, Bathroom, Second Flr Full Bathroom, Dining Room
Bedroom 1
- Features: Carpet
- Level: Second
- Area: 208
- Dimensions: 13 x 16
Bedroom 2
- Features: Carpet
- Level: Second
- Area: 195
- Dimensions: 13 x 15
Bedroom 3
- Features: Carpet
- Level: Second
- Area: 170
- Dimensions: 10 x 17
Bedroom 4
- Level: Lower
- Area: 130
- Dimensions: 13 x 10
Bathroom 1
- Level: Main
- Area: 90
- Dimensions: 15 x 6
Bathroom 2
- Level: Second
- Area: 110
- Dimensions: 11 x 10
Dining room
- Features: Carpet
- Level: First
- Area: 182
- Dimensions: 13 x 14
Kitchen
- Features: Linoleum
- Level: First
- Area: 200
- Dimensions: 20 x 10
Living room
- Features: Wood
- Level: First
- Area: 208
- Dimensions: 13 x 16
Heating
- Forced Air, Heat Pump, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Gas Water Heater
Features
- Cathedral/Vaulted Ceiling, Pantry
- Flooring: Hardwood, Carpet, Wood, Linoleum
- Basement: Daylight,Full,Exterior Entry,Partially Finished
- Number of fireplaces: 1
- Fireplace features: Living Room, Natural Fireplace
Interior area
- Total structure area: 3,714
- Total interior livable area: 2,844 sqft
- Finished area above ground: 2,494
- Finished area below ground: 350
Property
Parking
- Total spaces: 1.5
- Parking features: Garage, Detached, Electric in Garage, Garage Door Opener, Garage Faces Side
- Garage spaces: 1.5
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Porch
- Fencing: Fenced
- Frontage type: Road
- Frontage length: 50
Lot
- Size: 4,356 Square Feet
- Dimensions: 50 x 90
- Features: Subdivision, City Lot
Details
- Parcel number: 16002235400100
- Zoning description: Residential
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Basement
Condition
- New construction: No
- Year built: 1990
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
Community & HOA
Community
- Subdivision: James Frasers
HOA
- Has HOA: No
Location
- Region: Bay City
Financial & listing details
- Price per square foot: $81/sqft
- Tax assessed value: $172,100
- Annual tax amount: $4,025
- Date on market: 2/23/2026
- Cumulative days on market: 21 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
$229,400
$218,000 - $241,000
$1,647/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/22/2026 | Listed for sale | $229,900$81/sqft |
Source:  MIDMLS #50199986 Report a problem | ||
| 3/15/2026 | Pending sale | $229,900$81/sqft |
Source:  MiRealSource #50199985 Report a problem | ||
| 3/7/2026 | Price change | $229,900-6.1%$81/sqft |
Source: MIDMLS #50199986 Report a problem | ||
| 3/3/2026 | Price change | $244,900-1.6%$86/sqft |
Source: MiRealSource #50199985 Report a problem | ||
| 2/23/2026 | Price change | $249,000+8.7%$88/sqft |
Source: MiRealSource #50199985 Report a problem | ||
| 1/18/2024 | Price change | $229,000-2.1%$81/sqft |
Source: MiRealSource #50128770 Report a problem | ||
| 1/2/2024 | Price change | $234,000-0.4%$82/sqft |
Source: MiRealSource #50128770 Report a problem | ||
| 12/14/2023 | Price change | $235,000-2.1%$83/sqft |
Source: MiRealSource #50128770 Report a problem | ||
| 11/29/2023 | Listed for sale | $240,000+65.5%$84/sqft |
Source: MiRealSource #50128770 Report a problem | ||
| 4/4/2023 | Sold | $145,000$51/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,659 | $86,050 +15.6% |
| 2023 | -- | $74,450 +10.1% |
| 2022 | -- | $67,650 +6.1% |
| 2021 | -- | $63,750 +5.1% |
| 2020 | $2,452 | $60,650 +2.7% |
| 2019 | -- | $59,050 +1% |
| 2018 | $2,452 +2.8% | $58,450 +6.9% |
| 2017 | $2,386 | $54,700 +2.9% |
| 2016 | $2,386 | $53,150 -5.8% |
| 2015 | $2,386 +2.9% | $56,400 +2.8% |
| 2014 | $2,319 | $54,850 +16.3% |
| 2013 | -- | $47,150 -11.3% |
| 2012 | -- | $53,150 -17.7% |
| 2011 | -- | $64,600 -2.6% |
| 2010 | -- | $66,300 +9.2% |
| 2009 | -- | $60,700 -4.8% |
| 2008 | -- | $63,750 +10% |
| 2007 | -- | $57,950 +3.1% |
| 2006 | -- | $56,200 |
| 2005 | -- | $56,200 +13.1% |
| 2004 | -- | $49,700 +7.3% |
| 2003 | -- | $46,300 +0.2% |
| 2002 | $1,497 | $46,200 +20.6% |
| 2000 | -- | $38,300 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,456/mo
Principal & interest
$1186
Property taxes
$270
More affordability tools
Climate risks
Neighborhood: 48708
Nearby schools
GreatSchools rating
- 5/10Washington Elementary SchoolGrades: PK-5Distance: 0.3 mi
- 3/10Handy Middle SchoolGrades: 6-8Distance: 2 mi
- 5/10Bay City Central High SchoolGrades: 9-12Distance: 0.6 mi
Schools provided by the listing agent
- District: Bay City School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 48708
- Michigan
- Bay County
- Bay City
- 48708
- 1600 5th St
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