Custom, single-level coastal living on beautiful Mill Creek—less than two minutes to the Bay! Offering all the joys of waterfront living, this well-maintained home offers expansive water views, approximately 5' MLW at the dock (the fishing is top notch), and is located in a highly sought-after neighborhood. Features include a bright, updated kitchen with granite countertops, tiled backsplash, and a sunny breakfast nook, opening to a spacious living room with gas fireplace. The generous primary suite easily accommodates a reading nook and showcases bay window water views, a large walk-in closet, en-suite bath with separate vanities and a double linen closet. A vaulted sunroom provides breathtaking sunset views and long vistas down the creek. Two additional bedrooms and a full bath offer comfortable guest accommodations, while a dedicated study with a separate half bath adds flexibility. Additional highlights include an oversized two-car garage with work area, full-size stairs leading to an unfinished bonus room ideal for a gym or studio, a private 1.5-acre lot, dock with power lift, 20kW generator, and high-speed internet availability. Newer Heat Pump (2019), Rheem tankless water heater (2024). Located in Harmony Hall Farm, a peaceful community with quiet roads perfect for biking, walking, and enjoying nature—yet just 12 miles from Kilmarnock.
Contingent
$885,000
1524 Harding Rd, Heathsville, VA 22473
3beds
2,527sqft
Est.:
Waterfront Residential
Built in 2000
1.45 Acres Lot
$882,900 Zestimate®
$350/sqft
$30/mo HOA
What's special
- 43 days |
- 134 |
- 2 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: January 18, 2026 at 04:36pm
Listed by:
Emily Oliver,
Samson Properties
Source: Northern Neck AOR,MLS#: 119847
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Bedroom 1
- Level: Main
- Area: 342.29
- Dimensions: 22.08 x 15.5
Bedroom 2
- Level: Main
- Area: 154.71
- Dimensions: 13.17 x 11.75
Bedroom 3
- Level: Main
- Area: 166.78
- Dimensions: 13.17 x 12.67
Dining room
- Features: Breakfast Area
- Level: Main
Kitchen
- Level: Main
- Area: 160.1
- Width: 12.08
Living room
- Level: Main
- Area: 290.08
- Dimensions: 19.67 x 14.75
Heating
- Electric, Heat Pump
Cooling
- Electric, Heat Pump
Appliances
- Included: Dryer, Microwave, Range, Refrigerator, Washer, Gas Water Heater
- Laundry: Washer/Dryer Hookup
Features
- 1st Floor Bedroom, Cathedral/Vaulted/Tray Ceilings, Ceiling 9 Ft+, Fireplace, Walk-In Closet(s)
- Flooring: Hardwood, Tile
- Basement: Crawl Space
- Attic: Storage
- Has fireplace: Yes
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 2,527
- Total interior livable area: 2,527 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Two Car, Elec Garage Door Opener, Paved Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Patio & porch: Deck
- On waterfront: Yes
- Waterfront features: Pier/Dock, River/Creek Front
- Body of water: Ingram Bay
- Frontage length: 170
Lot
- Size: 1.45 Acres
- Features: 1-1.9 acres
Details
- Parcel number: 44621
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subtype: Waterfront Residential
Materials
- Sheetrock Walls, Vinyl Siding
- Roof: Composition
Condition
- Year built: 2000
Utilities & green energy
- Sewer: Septic Tank
- Water: Artesian
- Utilities for property: Cable Available
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Harmony Hall
HOA
- Has HOA: Yes
- HOA fee: $360 annually
Location
- Region: Heathsville
Financial & listing details
- Price per square foot: $350/sqft
- Tax assessed value: $492,400
- Annual tax amount: $3,344
- Date on market: 1/16/2026
- Listing terms: Cash,Conventional,1031 Exchange,Owner Will Carry
- Road surface type: Paved
Estimated market value
$882,900
$839,000 - $927,000
$2,913/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/12/2026 | Sold | $880,000-0.6%$348/sqft |
Source:  CVRMLS #2600753 Report a problem | ||
| 1/19/2026 | Pending sale | $885,000$350/sqft |
Source: CVRMLS #2600753 Report a problem | ||
| 1/19/2026 | Contingent | $885,000$350/sqft |
Source: Northern Neck AOR #119847 Report a problem | ||
| 1/14/2026 | Listed for sale | $885,000$350/sqft |
Source: CVRMLS #2600753 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,644 +12.1% | $492,400 |
| 2024 | $3,250 +8.2% | $492,400 |
| 2023 | $3,004 | $492,400 |
| 2022 | $3,004 | $492,400 |
| 2021 | $3,004 +3.4% | $492,400 |
| 2020 | $2,905 -9.5% | $492,400 -9.5% |
| 2019 | $3,210 | $544,100 -0.1% |
| 2018 | -- | $544,900 |
| 2017 | -- | $544,900 |
| 2016 | -- | $544,900 |
| 2015 | -- | $544,900 |
| 2014 | -- | $544,900 -10.3% |
| 2013 | -- | $607,500 |
| 2012 | -- | $607,500 |
| 2011 | -- | $607,500 |
| 2010 | -- | $607,500 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,616/mo
Principal & interest
$4232
Property taxes
$354
HOA Fees
$30
Climate risks
Neighborhood: 22473
Nearby schools
GreatSchools rating
- 5/10Northumberland Elementary SchoolGrades: PK-5Distance: 10.3 mi
- 4/10Northumberland Middle SchoolGrades: 6-8Distance: 10.6 mi
- 6/10Northumberland High SchoolGrades: 9-12Distance: 10.5 mi
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