Exceptional in both quality & design, this thoughtfully planned home was custom-designed by local architecht, Jennifer McCann, to maximize stunning water views, abundant natural light, usable space, & efficiency. A true waterfront oasis on Virginia’s Northern Neck, the property boasts fruit trees, palms, & mature landscaping. Enjoy direct access to Kingscote Creek & The Potomac River with a deep-water pier complex, sandy beach, & kayak launch. The home was custom-designed with an open floor plan and oriented to capture panoramic river views. The kitchen features granite countertops, gas cooking, a large island with bar seating, plenty of cabinetry, & a pantry closet. The great room combines living and dining space, features a wood-burning stove, and opens to a waterside deck & screened porch; ideal for indoor-outdoor living. The primary bedroom suite includes sliding doors to the waterside deck, a walk-in closet, & a private en suite bath. Two additional guest bedroom en suites & a versatile bonus room provide flexible space for an office, studio, or guests. The walk-out basement offers recreational space with access to a lower waterside patio. While unfinished, it is already heated, cooled, & wired for additional outlets & lighting, allowing for easy future customization. The two-car garage & storage shed offer storage & utility. Every detail of the home was meticulously planned for efficiency and quality with 2x6 trusses, notched and anchored for a roof system that can withstand hurricane force winds; reinforced concrete block foundation, attic with AdvanTech floor & spray-in insulation, tankless Rennai hot water heater, Andersen windows and doors, isolated water shut-off valves, an automatic generator, and so much more. This home is not located in an HOA and is already wired with Breezeline Broadband highspeed internet. Full feature sheet available. Some photos are virtually staged.
For sale
Price cut: $26K (3/17)
$949,000
1469 Cowart Rd, Lottsburg, VA 22511
3beds
1,906sqft
Est.:
Single Family Residence
Built in 2012
0.99 Acres Lot
$915,800 Zestimate®
$498/sqft
$-- HOA
What's special
Wood-burning stoveKayak launchDeep-water pier complexOpen floor planGranite countertopsPanoramic river viewsStunning water views
- 35 days |
- 723 |
- 22 |
Zillow last checked: 7 hours ago
Listing updated: March 17, 2026 at 02:47am
Listed by:
Lisa Shultz 804-724-1587,
Long & Foster Real Estate, Inc.
Source: Bright MLS,MLS#: VANV2001876
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 4
- Main level bedrooms: 3
Basement
- Area: 971
Heating
- Heat Pump, Electric
Cooling
- Ceiling Fan(s), Central Air, Heat Pump, Electric
Appliances
- Included: Dryer, Oven, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater, Dishwasher
- Laundry: Main Level, Has Laundry
Features
- Attic, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Ceiling Fan(s), Open Floorplan, Kitchen Island, Soaking Tub, Entry Level Bedroom, Pantry, Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), 9'+ Ceilings, Dry Wall, Tray Ceiling(s)
- Flooring: Wood
- Basement: Partial,Unfinished
- Has fireplace: No
- Fireplace features: Wood Burning Stove
Interior area
- Total structure area: 2,877
- Total interior livable area: 1,906 sqft
- Finished area above ground: 1,906
Property
Parking
- Total spaces: 4
- Parking features: Garage Door Opener, Attached, Driveway
- Attached garage spaces: 2
- Uncovered spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Porch, Screened
- Exterior features: Outdoor Shower
- Pool features: None
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: Private Dock Site, Rip-Rap, Sandy Beach, River, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
- Body of water: Kingscote Creek / Coan River
- Frontage length: Water Frontage Ft: 153
Lot
- Size: 0.99 Acres
- Features: Fishing Available, Front Yard, Landscaped, Rear Yard, Rip-Rapped, SideYard(s)
Details
- Additional structures: Above Grade, Outbuilding
- Parcel number: 202300252
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subtype: Single Family Residence
Materials
- Frame, Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Composition,Shingle
Condition
- Excellent
- New construction: No
- Year built: 2012
Utilities & green energy
- Sewer: On Site Septic
- Water: Well
- Utilities for property: Broadband
Community & HOA
Community
- Subdivision: Coward Pointe North
HOA
- Has HOA: No
Location
- Region: Lottsburg
Financial & listing details
- Price per square foot: $498/sqft
- Tax assessed value: $430,300
- Annual tax amount: $3,184
- Date on market: 3/1/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Inclusions: All Kitchen Appliances; Washer And Dryer.
- Ownership: Fee Simple
- Road surface type: Paved
Estimated market value
$915,800
$870,000 - $962,000
$2,897/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/17/2026 | Price change | $949,000-2.7%$498/sqft |
Source: Chesapeake Bay & Rivers AOR #202600111 Report a problem | ||
| 3/1/2026 | Listed for sale | $975,000-11.4%$512/sqft |
Source:  Bright MLS #VANV2001876 Report a problem | ||
| 7/25/2022 | Listing removed | -- |
Source: Chesapeake Bay & Rivers AOR #2207397 Report a problem | ||
| 7/11/2022 | Price change | $1,100,000+18.9%$577/sqft |
Source: Chesapeake Bay & Rivers AOR #2207397 Report a problem | ||
| 4/13/2022 | Listed for sale | $925,000$485/sqft |
Source: Chesapeake Bay & Rivers AOR #2207397 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,184 +12.1% | $430,300 |
| 2024 | $2,840 +8.2% | $430,300 |
| 2023 | $2,625 | $430,300 |
| 2022 | $2,625 -0.7% | $430,300 -0.7% |
| 2021 | $2,643 +3.4% | $433,300 |
| 2020 | $2,556 +0.3% | $433,300 +0.3% |
| 2019 | $2,549 | $432,000 |
| 2018 | -- | $432,000 |
| 2017 | -- | $432,000 |
| 2016 | -- | $432,000 +0.8% |
| 2015 | -- | $428,500 |
| 2014 | -- | $428,500 -11.6% |
| 2013 | -- | $484,900 +151.8% |
| 2012 | -- | $192,600 |
| 2011 | -- | $192,600 |
| 2010 | -- | $192,600 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,220/mo
Principal & interest
$4840
Property taxes
$380
More affordability tools
Climate risks
Neighborhood: 22511
Nearby schools
GreatSchools rating
- 5/10Northumberland Elementary SchoolGrades: PK-5Distance: 6.4 mi
- 4/10Northumberland Middle SchoolGrades: 6-8Distance: 6.1 mi
- 6/10Northumberland High SchoolGrades: 9-12Distance: 6.1 mi
Schools provided by the listing agent
- Elementary: Northumberland
- Middle: Northumberland
- High: Northumberland
- District: Northumberland County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 22511
- Virginia
- Northumberland County
- Lottsburg
- 22511
- 1469 Cowart Rd
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