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For sale
  • Listing Provided by: Finest City Homes
    $1,399,000

    1453 Stearns Wharf Rd, Chula Vista, CA 91913

    4beds
    3,064sqft
    : 
    Single Family Residence
    Built in 2019
    4,926 Square Feet Lot
    $1,383,000 Zestimate®
    $457/sqft
    $62/mo HOA

    What's special

    Cozy fireplacePrivate backyard oasisBold black finishesSleek cabinetryStylish home officeLuxurious primary suiteOpen-concept great room
    Discover modern luxury and exceptional design in this highly upgraded home. Every detail has been thoughtfully chosen with contemporary style and comfort in mind. The chef’s kitchen showcases bold black finishes, sleek cabinetry, and premium appliances—perfect for everyday living and entertaining. The open-concept great room is a true showpiece, featuring a built-in bar, dramatic black tile accent wall, fireplace, and custom built-in bookcases. New vinyl plank flooring adds a modern touch throughout. Upstairs, a stylish home office offers the perfect workspace. Retreat to the luxurious primary suite with its cozy fireplace and extra-large closet. Step outside to the private backyard oasis, complete with an outdoor kitchen finished in elegant black granite—ideal for relaxing or hosting friends.
    120 days
    |
    986
    |
    42
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 03, 2026 at 10:46am

    Listing Provided by:

    Conchita Lopez DRE #00587921 conchita@conchitalopez.com,

    Finest City Homes

    Source: CRMLS,MLS#: PTP2508865MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/4 bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Bedroom, Entry/Foyer, Great Room, Kitchen, Laundry, Loft, Primary Bathroom, Primary Bedroom, Office, Other
      Primary bedroom
      • Features: Primary Suite
      Bedroom
      • Features: Bedroom on Main Level
      Other
      • Features: Walk-In Closet(s)
      Cooling
      • Central Air
      Appliances
      • Laundry: Laundry Room, Upper Level
      Features
      • Bedroom on Main Level, Loft, Primary Suite, Walk-In Closet(s)
      • Has fireplace: Yes
      • Fireplace features: Family Room, Primary Bedroom
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 3,064 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: front
      • Pool features: Community, Association
      • Has view: Yes
      • View description: None
      Lot
      • Size: 4,926 Square Feet
      • Features: 0-1 Unit/Acre
      Details
      • Parcel number: 6443432000
      • Zoning: R 1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • New construction: No
      • Year built: 2019

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Park, Street Lights, Sidewalks, Pool
      HOA
      • Has HOA: Yes
      • Amenities included: Barbecue, Pool
      • HOA fee: $62 monthly
      • HOA name: Montecito of Otay Ranch
      • HOA phone: 619-656-3220
      Location
      • Region: Chula Vista

      Financial & listing details

      • Price per square foot: $457/sqft
      • Tax assessed value: $1,201,662
      • Annual tax amount: $19,993
      • Date on market: 12/1/2025
      • Cumulative days on market: 120 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
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        Estimated market value

        $1,383,000

        $1.31M - $1.45M

        $5,991/mo

        Price history

        Price history
        DateEventPrice
        12/1/2025Listed for sale$1,399,000+21.1%$457/sqft
        Source: CRMLS #PTP2508865 Report a problem
        4/17/2023Sold$1,155,000+5%$377/sqft
        Source: CRMLS #PTP2301243 Report a problem
        3/22/2023Pending sale$1,100,000$359/sqft
        Source: CRMLS #PTP2301243 Report a problem
        3/15/2023Listed for sale$1,100,000+50.8%$359/sqft
        Source: CRMLS #PTP2301243 Report a problem
        10/29/2019Sold$729,500$238/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$19,993 +5.8%$1,201,662 +2%
        2024$18,902 +36.3%$1,178,100 +53.7%
        2023$13,872 +4.2%$766,642 +2%
        2022$13,308 +3.6%$751,611 +2%
        2021$12,851 +2.4%$736,874 +1%
        2020$12,555 +1441.1%$729,319 +901.4%
        2019$815 -5.8%$72,828 +2%
        2018$865 $71,400

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $8,353/mo
        Principal & interest
        $6927
        Property taxes
        $1364
        HOA Fees
        $62
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          Climate risks

          Neighborhood: Otay Ranch

          Getting around

          8 / 100
          Car-Dependent
          0 / 100
          No Nearby Transit
          21 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

          Local experts in 91913

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