Main Home + Detached Guest House + Heated Pool + Lake Views + No HOA
Tucked away on a quiet street just minutes from Mooresville’s everyday conveniences, 145 Morgan Bluff Road offers something increasingly rare, value created not by a single feature, but by the combination of a main residence, detached guest house, heated pool, relaxing lake views, and the freedom of no HOA. This exceptional property provides true separation and flexibility to accommodate a variety of living arrangements.
Framed by mature pines with year-round lake views, the property offers nearly 2,800 total square feet between the 2,351 sq ft main home and a fully detached 447 sq ft guest residence. This isn’t simply additional space--it’s true separation, independence, and flexibility.
Inside the primary residence, a refreshed kitchen with quartz surfaces and induction cooking anchors light-filled living areas framed by expansive windows. The spacious main-level primary suite provides everyday convenience, while the finished basement extends the footprint with a full bath and versatile bonus space ideal for office, fitness, media, or additional sleeping quarters.
The guest house is a fully standalone structure with its own entrance, kitchen, bedroom, and full bath; well-suited for multi-generational living, private work-from-home space, long-term guests, or potential income opportunities without disrupting the main home.
Outdoors, the fenced backyard and heated inground pool create a courtyard-style setting surrounded by mature landscaping that forms a private, relaxed retreat. Lake views are best enjoyed from the covered front porch, overlooking the generous front lawn and towering Carolina pines.
Two nearby community lake access points provide convenient kayak, canoe, and paddleboard launches, with public boat access just minutes away. Dual driveways offer additional flexibility for boat or RV parking.
Recent improvements include a new roof (2026), new basement and stair flooring (2026), and three heat pump condensers replaced (2021 and 2025), reinforcing long-term confidence in the home’s condition.
145 Morgan Bluff presents a rare combination of flexibility, privacy, and Lake Norman living in an established setting.
Active
$815,000
145 Morgan Bluff Rd, Mooresville, NC 28117
3beds
2,798sqft
Est.:
Single Family Residence
Built in 2001
0.45 Acres Lot
$793,900 Zestimate®
$291/sqft
$-- HOA
What's special
Heated inground poolCovered front porchYear-round lake viewsTowering carolina pinesRelaxing lake viewsGenerous front lawnFramed by mature pines
- 17 days |
- 3,015 |
- 191 |
Zillow last checked: 7 hours ago
Listing updated: March 12, 2026 at 06:59am
Listing Provided by:
Dana Pape dana@papemore.com,
Coldwell Banker Realty,
Chris Pape,
Coldwell Banker Realty
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4344802
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Features: Ceiling Fan(s)
- Level: Main
Bedroom s
- Features: Attic Walk In, Ceiling Fan(s), Walk-In Closet(s)
- Level: Upper
Bedroom s
- Features: Attic Other, Ceiling Fan(s)
- Level: 2nd Living Quarters
Bathroom full
- Features: Garden Tub, Walk-In Closet(s)
- Level: Main
Bathroom half
- Features: Storage
- Level: Main
Bathroom full
- Features: Garden Tub, Storage
- Level: Upper
Bathroom full
- Features: Garden Tub
- Level: Basement
Bathroom full
- Features: Walk-In Closet(s)
- Level: 2nd Living Quarters
Other
- Level: 2nd Living Quarters
Basement
- Features: Storage
- Level: Basement
Other
- Features: Ceiling Fan(s)
- Level: Upper
Other
- Features: Walk-In Closet(s)
- Level: Basement
Breakfast
- Level: Main
Breakfast
- Level: 2nd Living Quarters
Dining area
- Features: Open Floorplan
- Level: Main
Great room
- Features: Ceiling Fan(s), Vaulted Ceiling(s)
- Level: Main
Other
- Features: Ceiling Fan(s), Vaulted Ceiling(s)
- Level: Main
Kitchen
- Features: Breakfast Bar, Kitchen Island, Open Floorplan
- Level: Main
Kitchen
- Features: Open Floorplan
- Level: 2nd Living Quarters
Laundry
- Level: Main
Living room
- Features: Built-in Features, Ceiling Fan(s), Storage
- Level: Basement
Living room
- Features: Ceiling Fan(s), Open Floorplan
- Level: 2nd Living Quarters
Other
- Features: Drop Zone
- Level: 2nd Living Quarters
Heating
- Heat Pump
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Induction Cooktop, Microwave
- Laundry: In Hall, Laundry Closet, Main Level
Features
- Breakfast Bar, Kitchen Island, Open Floorplan, Storage, Total Primary Heated Living Area: 2351
- Flooring: Carpet, Laminate, Tile, Wood
- Basement: Basement Garage Door,Exterior Entry,Finished,Interior Entry,Storage Space
- Fireplace features: Family Room, Insert
Interior area
- Total structure area: 1,688
- Total interior livable area: 2,798 sqft
- Finished area above ground: 1,688
- Finished area below ground: 663
Property
Parking
- Total spaces: 2
- Parking features: Basement, Driveway, Attached Garage, Garage Faces Side, Garage Shop, Other - See Remarks
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Parking pad adjacent to guest house can be accessed from Blackbeard Lane.
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Covered, Front Porch, Patio, Rear Porch
- Has private pool: Yes
- Pool features: Heated, In Ground, Outdoor Pool
- Has spa: Yes
- Spa features: Heated
- Fencing: Back Yard,Privacy
- Has view: Yes
- View description: Water, Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Paddlesport Launch Site - Community, Other - See Remarks
- Body of water: Lake Norman
Lot
- Size: 0.45 Acres
- Features: Level, Rolling Slope, Wooded, Views
Living quarters
- Secondary living space: 447 sqft
- Secondary features: Exterior Not Connected,Guest House,Separate Entrance,Separate Kitchen Facilities,Separate Living Quarters
Details
- Additional structures: Shed(s)
- Parcel number: 4648067733.000
- Zoning: R20
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl, Wood
- Foundation: Slab
- Roof: Composition
Condition
- New construction: No
- Year built: 2001
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Electricity Connected
Community & HOA
Community
- Features: Lake Access
- Security: Radon Mitigation System
- Subdivision: Pirates Cove
Location
- Region: Mooresville
Financial & listing details
- Price per square foot: $291/sqft
- Tax assessed value: $656,540
- Annual tax amount: $3,994
- Date on market: 3/12/2026
- Listing terms: Cash,Conventional,VA Loan
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Estimated market value
$793,900
$754,000 - $834,000
$4,494/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/12/2026 | Listed for sale | $815,000+96.4%$291/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4344802 Report a problem | ||
| 6/18/2018 | Sold | $415,000$148/sqft |
Source: Public Record Report a problem | ||
| 5/8/2018 | Pending sale | $415,000$148/sqft |
Source: Sellstate Select #3373241 Report a problem | ||
| 5/2/2018 | Listed for sale | $415,000$148/sqft |
Source: Sellstate Select #3373241 Report a problem | ||
| 3/31/2018 | Pending sale | $415,000$148/sqft |
Source: Sellstate Select #3373241 Report a problem | ||
| 3/29/2018 | Price change | $415,000-2.4%$148/sqft |
Source: Sellstate Select #3373241 Report a problem | ||
| 3/23/2018 | Listed for sale | $425,000+18.7%$152/sqft |
Source: Sellstate Select #3373241 Report a problem | ||
| 3/26/2014 | Sold | $358,000-4.5%$128/sqft |
Source: Canopy MLS as distributed by MLS GRID #2176076 Report a problem | ||
| 12/16/2013 | Listing removed | $374,900$134/sqft |
Source: Allen Tate Company #2176076 Report a problem | ||
| 10/25/2013 | Price change | $374,900-3.6%$134/sqft |
Source: Allen Tate Company #2176076 Report a problem | ||
| 8/27/2013 | Listed for sale | $389,000+5.4%$139/sqft |
Source: Allen Tate Company #2176076 Report a problem | ||
| 6/11/2011 | Listing removed | $369,000$132/sqft |
Source: Allen Tate Company #2023723 Report a problem | ||
| 6/9/2011 | Listed for sale | $369,000+87.8%$132/sqft |
Source: Allen Tate Company #2023723 Report a problem | ||
| 12/3/2001 | Sold | $196,500+793.2%$70/sqft |
Source: Public Record Report a problem | ||
| 4/18/2001 | Sold | $22,000$8/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,994 | $656,540 |
| 2024 | $3,994 | $656,540 |
| 2023 | $3,994 +63.3% | $656,540 +77.2% |
| 2022 | $2,445 +0.3% | $370,520 |
| 2021 | $2,437 | $370,520 |
| 2020 | $2,437 +4.8% | $370,520 |
| 2019 | $2,326 +10.8% | $370,520 +10.9% |
| 2018 | $2,100 | $333,990 |
| 2017 | $2,100 | $333,990 |
| 2016 | $2,100 | $333,990 |
| 2015 | $2,100 +53.4% | $333,990 +46.6% |
| 2014 | $1,368 | $227,800 |
| 2013 | -- | $227,800 +13% |
| 2009 | -- | $201,640 +13.3% |
| 2008 | -- | $178,030 +24.7% |
| 2007 | -- | $142,790 +10.8% |
| 2005 | -- | $128,830 +266.2% |
| 2004 | -- | $35,180 -74.5% |
| 2003 | -- | $137,810 +11.7% |
| 2002 | -- | $123,420 +532.9% |
| 2001 | -- | $19,500 |
| 2000 | -- | $19,500 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,547/mo
Principal & interest
$4092
Property taxes
$455
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Climate risks
Neighborhood: 28117
Nearby schools
GreatSchools rating
- 6/10Lakeshore Elementary SchoolGrades: PK-5Distance: 1 mi
- 3/10Lakeshore Middle SchoolGrades: 6-8Distance: 1 mi
- 7/10Lake Norman High SchoolGrades: 9-12Distance: 2.1 mi
Schools provided by the listing agent
- Elementary: Lakeshore
- Middle: Lakeshore
- High: Lake Norman
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28117
- North Carolina
- Iredell County
- Mooresville
- 28117
- 145 Morgan Bluff Rd
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