This is your opportunity to own a rare 4 bedroom + 3 full bath luxurious Gulf front condo in PCB. This east end Ocean Reef condo features an oversized 10x28 balcony with scenic views from St Andrews State Park and all the way to San Destin! And, this is one of the few resorts with underground assigned parking (no parking across the street and dealing with walkovers).
This condo owner has spared no expense in transforming this open concept condo into a ''coastal paradise'' with bright new wall colors, porcelain tile flooring throughout, crown molding, all stainless appliances, new furniture, artwork, linens, and wall decorations. The king master suite is gulf-front with balcony access and a private bath with double vanities, plus extra closet storage. The second master bedroom is spacious with private access to the full guest bathroom. The third and fourth bedrooms have north views and share a full, ''Jack and Jill'' bath. There is a granite top breakfast bar, oversized dining area, pantry, and a separate laundry room with full sized washer and dryer. The owners have also installed an ''Ecobee'' smart thermostat to reduce heating and cooling costs.
The Ocean Reef Resort features over 300 feet of linear beach, a gulf-front heated (seasonally) pool, indoor heated pool, large hot-tub, grill area, fitness room, and sauna. You'll also reap the benefit of the fractional association dues! At Ocean Reef, all units pay the same amount regardless of square footage. As a larger four bedroom condo, your dues amount will be the same as a smaller two-bedroom unit in the building grills. The location is conveniently located within 1.5 miles of the famous Pier Park entertainment, restaurant, shopping district, and the new Top Golf + Dolly Parton Pirates Theaer..
For sale
Price cut: $5K (3/6)
$844,000
14415 Front Beach Rd Unit 2201, Panama City Beach, FL 32413
4beds
1,600sqft
Est.:
Condominium
Built in 2008
-- sqft lot
$-- Zestimate®
$528/sqft
$-- HOA
What's special
Indoor heated poolLinear beachGulf front condoScenic viewsCoastal paradiseSeparate laundry roomGranite top breakfast bar
- 172 days |
- 226 |
- 5 |
Zillow last checked: 7 hours ago
Listing updated: March 06, 2026 at 05:49am
Listed by:
Ricky Lee Jones 850-290-2901,
The Premier Property Group,
Karen E Jones 850-290-2908,
The Premier Property Group
Source: CPAR,MLS#: 780683
Originating MLS: Central Panhandle Association of REALTORS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom, Living Room, Primary Bedroom
Primary bedroom
- Description: Approximate
- Level: First
- Dimensions: 14 x 11
Bedroom
- Description: Approximate
- Level: First
- Dimensions: 12 x 13
Bedroom
- Description: Approximate
- Level: First
- Dimensions: 11 x 10
Living room
- Description: Approximate
- Level: First
- Dimensions: 25 x 15
Heating
- Electric
Cooling
- Central Air, Ceiling Fan(s), Humidity Control
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Range
Features
- Handicap Access, Smart Thermostat
- Flooring: Luxury Vinyl Plank
Interior area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Property
Parking
- Total spaces: 1
- Parking features: Community Structure
- Garage spaces: 1
Features
- Pool features: Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf
Details
- Parcel number: 40001250144
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, High Speed Internet Available
Community & HOA
Community
- Features: Community Pool, Short Term Rental Allowed
- Subdivision: Ocean Reef
HOA
- Has HOA: Yes
- Amenities included: Barbecue, Picnic Area
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $528/sqft
- Tax assessed value: $748,000
- Annual tax amount: $9,371
- Date on market: 10/21/2025
- Cumulative days on market: 172 days
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/6/2026 | Price change | $844,000-0.6%$528/sqft |
Source: | ||
| 1/29/2026 | Price change | $849,000-1.3%$531/sqft |
Source: | ||
| 10/21/2025 | Listed for sale | $860,000+7.5%$538/sqft |
Source: | ||
| 4/21/2023 | Sold | $800,000-3.6%$500/sqft |
Source: | ||
| 3/23/2023 | Pending sale | $829,900$519/sqft |
Source: | ||
| 3/6/2023 | Price change | $829,900-2.4%$519/sqft |
Source: | ||
| 2/14/2023 | Price change | $850,000-5.5%$531/sqft |
Source: | ||
| 1/24/2023 | Listed for sale | $899,900+63.9%$562/sqft |
Source: | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 1/4/2021 | Listed for sale | $549,000+57.6%$343/sqft |
Source: Owner Report a problem | ||
| 1/18/2013 | Sold | $348,250-5.9%$218/sqft |
Source: | ||
| 10/5/2012 | Listed for sale | $369,900$231/sqft |
Source: Resortquest Real Estate #503583 Report a problem | ||
| 10/4/2012 | Pending sale | $369,900$231/sqft |
Source: Resortquest Real Estate #503583 Report a problem | ||
| 8/31/2012 | Listed for sale | $369,900-6.4%$231/sqft |
Source: Resortquest Real Estate #503583 Report a problem | ||
| 5/8/2012 | Listing removed | $395,000$247/sqft |
Source: Prestigious Beach Properties #571474 Report a problem | ||
| 2/9/2012 | Listed for sale | $395,000+12.9%$247/sqft |
Source: Prestigious Beach Properties, Inc. #571474 Report a problem | ||
| 10/28/2008 | Sold | $350,000$219/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $9,371 +17.8% | $748,000 +43.4% |
| 2023 | $7,953 +32.4% | $521,751 +10% |
| 2022 | $6,005 | $474,319 |
| 2021 | -- | -- |
| 2020 | $4,733 +11.4% | $391,999 +10% |
| 2019 | $4,249 | $356,363 +8.4% |
| 2018 | $4,249 +5.4% | $328,740 -9% |
| 2017 | $4,033 -1.5% | $361,250 |
| 2016 | $4,093 +2.3% | $361,250 +7.6% |
| 2015 | $4,000 | $335,793 +8.2% |
| 2014 | $4,000 | $310,250 |
| 2013 | -- | $310,250 |
| 2012 | -- | $310,250 +8.8% |
| 2011 | -- | $285,175 |
| 2010 | -- | $285,175 |
| 2009 | -- | $285,175 +614.1% |
| 2008 | -- | $39,937 |
Find assessor info on the county website
Monthly payment
Est. payment
$5,004/mo
Principal & interest
$4111
Property taxes
$893
More affordability tools
Climate risks
Neighborhood: 32413
Nearby schools
GreatSchools rating
- 8/10Hutchison Beach Elementary SchoolGrades: K-5Distance: 1.1 mi
- 7/10Surfside Middle SchoolGrades: 6-8Distance: 0.4 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 2.5 mi
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 32413
- Florida
- Bay County
- Panama City Beach
- 32413
- 14415 Front Beach Rd Unit 2201
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Panama City Beach Topics
- Apartments for Rent in 32413
- Houses for Sale in 32413
- Houses for Rent in 32413
- 32413 Real Estate
- Panama City Beach Condos
- Houses for Sale in Panama City Beach
- Newest Listings in Panama City Beach
- Panama City Beach Home Values
- Panama City Beach Real Estate Agents
- Panama City Beach Refinance
- Panama City Beach Mortgage Rates








