If you are searching for the perfect blend of investment potential and coastal lifestyle, look no further. Situated less than a mile from Pier Park, you are just minutes away from some of the best shopping, dining, and entertainment the area has to offer -- and a short drive puts you at 30A, St. Andrews, and downtown Panama City as well. The numbers speak for themselves -- $27,000 in rental income generated in 2025 alone. Owner financing is available at 20% down with a 5-year balloon, lowering the barrier to entry and making your return on investment work even harder from day one. This is the kind of cash-flowing beachfront opportunity that simply does not come around often.
Step inside this stunning 4th-floor west-facing unit at the iconic Fontainebleau and see exactly why guests keep coming back. Sweeping sunset views greet you from every angle, with the Gulf of Mexico so close it almost feels like part of the living space -- quite simply, it does not get more beachfront than this. Inside, the unit has been thoughtfully refreshed throughout, featuring a full bathroom with updated flooring and a kitchenette outfitted with new cabinetry and a new sink. Clean, coastal, and completely turnkey, this is the definition of effortless lock-and-leave living -- ready to generate income from the moment you close.
The building itself is just as impressive as the views. A true Panama City Beach landmark, Fontainebleau Terrace has called this stretch of shoreline home since 1965 -- and she has never looked better. Attentive association management and a strong sense of community pride have kept the building and all of its amenities beautifully updated and well maintained. Notably, the building has successfully passed its milestone inspection report -- a significant and reassuring accomplishment that speaks directly to the integrity of the structure and the strength of its management. Each unit comes with its own reserved parking spot, adding an extra layer of everyday convenience for owners and guests alike. Perfectly positioned alongside a dedicated beach, owners enjoy unobstructed views of sugar-white sand, sea oats, and those signature emerald-green waters -- all in a wonderfully low-density setting. 🏖️
The amenities here truly set Fontainebleau Terrace apart and make it a property guests actively seek out and rebook. Residents and guests enjoy access to an owners' lounge, game room, fitness room, laundry facilities, a gorgeous partially covered pool, and both open-air and covered gathering spaces overlooking the beach and Gulf. Elevator access serves every floor, beach service is being introduced this year, and the HOA covers electricity, water, sewer, cable, Wi-Fi, and trash -- keeping operating costs low and ownership as stress-free as the setting itself.
For sale
Price cut: $11K (3/23)
$148,000
14401 Front Beach Rd #403, Panama City Beach, FL 32413
--beds
330sqft
Est.:
Condominium
Built in 1965
-- sqft lot
$150,700 Zestimate®
$448/sqft
$-- HOA
What's special
Panoramic gulf viewsPeaceful beachfront settingNew kitchen cabinetryNew sinkConvenient kitchenetteUpdated bathroom flooringUnbeatable beachfront location
- 36 days |
- 698 |
- 16 |
Zillow last checked: 7 hours ago
Listing updated: March 23, 2026 at 01:05pm
Listed by:
Tyler S Smith 850-818-9004,
Legacy Premier Agency
Source: CPAR,MLS#: 785495
Originating MLS: Central Panhandle Association of REALTORS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Kitchen, Living Room, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 12 x 12
Kitchen
- Level: First
- Dimensions: 12 x 12
Living room
- Level: First
- Dimensions: 12 x 12
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Electric Oven
Interior area
- Total structure area: 330
- Total interior livable area: 330 sqft
Property
Features
- Pool features: In Ground, Community
Lot
- Features: Paved
Details
- Parcel number: 34511581000
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: Mid Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 1965
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Barbecue, Beach, Clubhouse, Elevator, Fitness Center, Pool, Community Pool, Short Term Rental Allowed
- Security: Smoke Detector(s)
- Subdivision: Fontainebleau Terrace
HOA
- Has HOA: Yes
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $448/sqft
- Tax assessed value: $152,915
- Annual tax amount: $1,664
- Date on market: 2/19/2026
- Cumulative days on market: 423 days
- Electric utility on property: Yes
Estimated market value
$150,700
$143,000 - $158,000
$1,463/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/23/2026 | Price change | $148,000-6.9%$448/sqft |
Source: | ||
| 3/9/2026 | Price change | $158,999-1.9%$482/sqft |
Source: | ||
| 2/19/2026 | Listed for sale | $162,000$491/sqft |
Source: | ||
| 2/7/2026 | Listing removed | $162,000$491/sqft |
Source: | ||
| 10/27/2025 | Listed for sale | $162,000$491/sqft |
Source: | ||
| 9/30/2025 | Listing removed | $162,000$491/sqft |
Source: | ||
| 8/20/2025 | Listed for sale | $162,000-0.6%$491/sqft |
Source: | ||
| 8/5/2025 | Listing removed | $163,000$494/sqft |
Source: | ||
| 5/25/2025 | Price change | $163,000-1.2%$494/sqft |
Source: | ||
| 1/1/2025 | Price change | $165,000-10.8%$500/sqft |
Source: | ||
| 12/31/2024 | Listed for sale | $185,000-7.5%$561/sqft |
Source: | ||
| 9/30/2024 | Listing removed | $199,900$606/sqft |
Source: | ||
| 5/11/2024 | Listed for sale | $199,900$606/sqft |
Source: | ||
| 4/26/2024 | Listing removed | -- |
Source: | ||
| 3/26/2024 | Price change | $199,900-4.8%$606/sqft |
Source: | ||
| 4/25/2023 | Listed for sale | $209,900+176.5%$636/sqft |
Source: | ||
| 8/15/2017 | Listing removed | $75,900$230/sqft |
Source: CitiStar Realty #659747 Report a problem | ||
| 7/24/2017 | Price change | $75,900-10.6%$230/sqft |
Source: CitiStar Realty #659747 Report a problem | ||
| 6/12/2017 | Listed for sale | $84,900$257/sqft |
Source: CitiStar Realty #659747 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,697 -23.6% | $81,175 -52% |
| 2023 | $2,222 +52.6% | $169,150 +53.8% |
| 2022 | $1,456 | $110,001 |
| 2021 | -- | -- |
| 2020 | $1,044 +24.8% | $55,443 +10% |
| 2019 | $837 | $50,403 +10% |
| 2018 | $837 +5.2% | $45,821 +10% |
| 2017 | $795 +49% | $41,655 +10% |
| 2016 | $533 +21.7% | $37,868 +10% |
| 2015 | $438 | $34,425 |
| 2014 | $438 | $34,425 -4.7% |
| 2013 | -- | $36,125 +0.6% |
| 2012 | -- | $35,913 -35% |
| 2011 | -- | $55,250 -5.8% |
| 2010 | -- | $58,650 -1.1% |
| 2009 | -- | $59,297 -25.5% |
| 2008 | -- | $79,561 -35% |
| 2007 | -- | $122,401 -10% |
| 2006 | -- | $136,001 +441.1% |
| 2005 | -- | $25,133 |
| 2004 | -- | $25,133 |
| 2003 | -- | $25,133 |
| 2002 | -- | $25,133 |
| 2001 | -- | $25,133 |
| 2000 | -- | $25,133 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$910/mo
Principal & interest
$753
Property taxes
$157
More affordability tools
Climate risks
Neighborhood: 32413
Nearby schools
GreatSchools rating
- 8/10Hutchison Beach Elementary SchoolGrades: K-5Distance: 1.1 mi
- 7/10Surfside Middle SchoolGrades: 6-8Distance: 0.4 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 32413
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- 14401 Front Beach Rd Unit 403
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