Looking for a cozy home with room to roam? Welcome to this charming single-level home located in the peaceful Murl Community of Wayne County. Situated on approximately 4± unrestricted, flat acres, this 3-bedroom, 2-bath home offers the perfect blend of comfort, space, and versatility. Inside, you'll find an open-concept layout designed for easy living, along with a bright enclosed sunroom—ideal for relaxing year-round. The home features dual heat sources, including central heat and air plus a freestanding wood-burning stove, giving you comfort and efficiency in every season. Outside, the property truly shines. Multiple outbuildings provide ample storage or workspace, and a second home site is already in place with water and electric available. With plenty of space for animals, gardens, a workshop, or a large garage, this property is ready for your hobby farm or outdoor dreams. Conveniently located just 2.5 miles from the nearest community boat launch and close to Lake Cumberland, this home is perfect as a starter home, retirement retreat, vacation getaway, or potential Airbnb. Seller is currently working on replacing current the roof.
Contingent
Price increase: $11K (2/15)
$260,000
138 Bell Phipps Rd, Monticello, KY 42633
3beds
1,502sqft
Est.:
Single Family Residence
Built in 1998
3.9 Acres Lot
$256,000 Zestimate®
$173/sqft
$-- HOA
What's special
Cozy homeSingle-level homeCentral heat and airMultiple outbuildingsOpen-concept layoutBright enclosed sunroomFreestanding wood-burning stove
- 23 days |
- 815 |
- 42 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: February 23, 2026 at 09:48am
Listed by:
Colton Flynn 606-305-5062,
Keller Williams Commonwealth - Somerset
Source: Imagine MLS,MLS#: 26002678
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
Bedroom 3
- Level: First
Bathroom 1
- Level: First
Bathroom 2
- Level: First
Bathroom 2
- Level: First
Kitchen
- Level: First
Heating
- Heat Pump, Wood Stove
Cooling
- Electric
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Range
Features
- Flooring: Carpet, Hardwood
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 1,502
- Total interior livable area: 1,502 sqft
- Finished area above ground: 1,502
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached Carport
- Carport spaces: 2
Features
- Levels: One
Lot
- Size: 3.9 Acres
- Features: Few Trees
Details
- Additional structures: Shed(s), Other
- Parcel number: 0157004001.00
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
- Roof: Composition
Condition
- Year built: 1998
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Subdivision: Rural
HOA
- Has HOA: No
Location
- Region: Monticello
Financial & listing details
- Price per square foot: $173/sqft
- Tax assessed value: $204,000
- Annual tax amount: $1,489
- Date on market: 2/15/2026
Estimated market value
$256,000
$243,000 - $269,000
$1,301/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/23/2026 | Contingent | $260,000$173/sqft |
Source: | ||
| 2/15/2026 | Price change | $260,000+4.4%$173/sqft |
Source: | ||
| 12/21/2025 | Price change | $249,000-3.9%$166/sqft |
Source: Owner Report a problem | ||
| 6/9/2025 | Listed for sale | $259,000-3.7%$172/sqft |
Source: Owner Report a problem | ||
| 6/1/2025 | Listing removed | $269,000$179/sqft |
Source: | ||
| 4/15/2025 | Listed for sale | $269,000$179/sqft |
Source: | ||
| 4/2/2025 | Pending sale | $269,000$179/sqft |
Source: | ||
| 10/17/2024 | Price change | $269,000-3.9%$179/sqft |
Source: | ||
| 8/28/2024 | Price change | $279,900-1.8%$186/sqft |
Source: | ||
| 7/17/2024 | Listed for sale | $284,900+14.4%$190/sqft |
Source: | ||
| 3/11/2023 | Sold | $249,000-17%$166/sqft |
Source: | ||
| 2/8/2023 | Contingent | $299,900$200/sqft |
Source: | ||
| 1/31/2023 | Listed for sale | $299,900+87.6%$200/sqft |
Source: | ||
| 10/24/2014 | Listing removed | $159,900$106/sqft |
Source: America Realty #19869 Report a problem | ||
| 9/24/2014 | Listed for sale | $159,900+1515.2%$106/sqft |
Source: America Realty #19869 Report a problem | ||
| 8/1/1997 | Sold | $9,900$7/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $1,489 +295.8% | $204,000 +155% |
| 2022 | $376 -51% | $80,000 |
| 2021 | $767 +94.3% | $80,000 |
| 2020 | $395 -0.1% | $80,000 |
| 2019 | $395 -3.7% | $80,000 |
| 2018 | $410 +1.4% | $80,000 |
| 2017 | $405 +3.9% | $80,000 |
| 2016 | $389 -0.4% | $80,000 |
| 2015 | $391 -1.4% | $80,000 |
| 2012 | $397 | $80,000 |
| 2011 | -- | $80,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,367/mo
Principal & interest
$1241
Property taxes
$126
Climate risks
Neighborhood: 42633
Nearby schools
GreatSchools rating
- NAWalker Elementary SchoolGrades: PK-KDistance: 5.2 mi
- 5/10Wayne County Middle SchoolGrades: 6-8Distance: 5.2 mi
- 5/10Wayne County High SchoolGrades: 9-12Distance: 5.1 mi
Schools provided by the listing agent
- Elementary: Wayne Co
- Middle: Wayne Co
- High: Wayne Co
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







