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Contingent
  • Price increase: $11K (2/15)
    $260,000

    138 Bell Phipps Rd, Monticello, KY 42633

    3beds
    1,502sqft
    : 
    Single Family Residence
    Built in 1998
    3.9 Acres Lot
    $256,000 Zestimate®
    $173/sqft
    $-- HOA

    What's special

    Cozy homeSingle-level homeCentral heat and airMultiple outbuildingsOpen-concept layoutBright enclosed sunroomFreestanding wood-burning stove
    Looking for a cozy home with room to roam? Welcome to this charming single-level home located in the peaceful Murl Community of Wayne County. Situated on approximately 4± unrestricted, flat acres, this 3-bedroom, 2-bath home offers the perfect blend of comfort, space, and versatility. Inside, you'll find an open-concept layout designed for easy living, along with a bright enclosed sunroom—ideal for relaxing year-round. The home features dual heat sources, including central heat and air plus a freestanding wood-burning stove, giving you comfort and efficiency in every season. Outside, the property truly shines. Multiple outbuildings provide ample storage or workspace, and a second home site is already in place with water and electric available. With plenty of space for animals, gardens, a workshop, or a large garage, this property is ready for your hobby farm or outdoor dreams. Conveniently located just 2.5 miles from the nearest community boat launch and close to Lake Cumberland, this home is perfect as a starter home, retirement retreat, vacation getaway, or potential Airbnb. Seller is currently working on replacing current the roof.
    23 days
    |
    815
    |
    42
    |

    Likely to sell faster than

    Zillow last checked: 7 hours ago

    Listing updated: February 23, 2026 at 09:48am

    Listed by:

    Colton Flynn 606-305-5062,

    Keller Williams Commonwealth - Somerset

    Source: Imagine MLS,MLS#: 26002678MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Primary bedroom
    • Level: First
    Bedroom 3
    • Level: First
    Bathroom 1
    • Level: First
    Bathroom 2
    • Level: First
    Bathroom 2
    • Level: First
    Kitchen
    • Level: First
    Heating
    • Heat Pump, Wood Stove
    Cooling
    • Electric
    Appliances
    • Included: Dishwasher, Microwave, Refrigerator, Range
    Features
    • Flooring: Carpet, Hardwood
    • Basement: Crawl Space
    • Has fireplace: No
    Interior area
    • Total structure area: 1,502
    • Total interior livable area: 1,502 sqft
    • Finished area above ground: 1,502
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 2
    • Parking features: Detached Carport
    • Carport spaces: 2
    Features
    • Levels: One
    Lot
    • Size: 3.9 Acres
    • Features: Few Trees
    Details
    • Additional structures: Shed(s), Other
    • Parcel number: 0157004001.00

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    • Foundation: Block
    • Roof: Composition
    Condition
    • Year built: 1998

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public

    Community & HOA

    Community
    • Subdivision: Rural
    HOA
    • Has HOA: No
    Location
    • Region: Monticello

    Financial & listing details

    • Price per square foot: $173/sqft
    • Tax assessed value: $204,000
    • Annual tax amount: $1,489
    • Date on market: 2/15/2026
    Get pre-qualifiedBe ready to make an offer.
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    Estimated market value

    $256,000

    $243,000 - $269,000

    $1,301/mo

    Price history

    Price history
    DateEventPrice
    2/23/2026Contingent$260,000$173/sqft
    Source: Imagine MLS #26002678 Report a problem
    2/15/2026Price change$260,000+4.4%$173/sqft
    Source: Imagine MLS #26002678 Report a problem
    12/21/2025Price change$249,000-3.9%$166/sqft
    Source: Owner Report a problem
    6/9/2025Listed for sale$259,000-3.7%$172/sqft
    Source: Owner Report a problem
    6/1/2025Listing removed$269,000$179/sqft
    Source: Imagine MLS #24014823 Report a problem
    4/15/2025Listed for sale$269,000$179/sqft
    Source: Imagine MLS #24014823 Report a problem
    4/2/2025Pending sale$269,000$179/sqft
    Source: Imagine MLS #24014823 Report a problem
    10/17/2024Price change$269,000-3.9%$179/sqft
    Source: Imagine MLS #24014823 Report a problem
    8/28/2024Price change$279,900-1.8%$186/sqft
    Source: Imagine MLS #24014823 Report a problem
    7/17/2024Listed for sale$284,900+14.4%$190/sqft
    Source: Imagine MLS #24014823 Report a problem
    3/11/2023Sold$249,000-17%$166/sqft
    Source: Imagine MLS #23001768 Report a problem
    2/8/2023Contingent$299,900$200/sqft
    Source: Imagine MLS #23001768 Report a problem
    1/31/2023Listed for sale$299,900+87.6%$200/sqft
    Source: Imagine MLS #23001768 Report a problem
    10/24/2014Listing removed$159,900$106/sqft
    Source: America Realty #19869 Report a problem
    9/24/2014Listed for sale$159,900+1515.2%$106/sqft
    Source: America Realty #19869 Report a problem
    8/1/1997Sold$9,900$7/sqft
    Source: Agent Provided Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2023$1,489 +295.8%$204,000 +155%
    2022$376 -51%$80,000
    2021$767 +94.3%$80,000
    2020$395 -0.1%$80,000
    2019$395 -3.7%$80,000
    2018$410 +1.4%$80,000
    2017$405 +3.9%$80,000
    2016$389 -0.4%$80,000
    2015$391 -1.4%$80,000
    2012$397 $80,000
    2011-- $80,000

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $1,367/mo
    Principal & interest
    $1241
    Property taxes
    $126

      Climate risks

      Neighborhood: 42633

      Getting around

      0 / 100
      Car-Dependent
      14 / 100
      Somewhat Bikeable

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Wayne Co
      • Middle: Wayne Co
      • High: Wayne Co

      Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

      Local experts in 42633

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