Life is Better at the Lake! Discover the perfect blend of peaceful countryside living & modern convenience in this stunning walk-out rambler, nestled on a quiet cul-de-sac in the highly sought-after Saddle Shores on Spider Lake. Just 15 minutes from downtown Forest Lake, you’ll enjoy easy access to shopping, dining, & everyday amenities—while living in a home that feels like a year-round getaway. The open-concept floor plan features expansive windows that frame breathtaking lake views & flood the home with natural light. The inviting main living area boasts hardwood floors, a cozy gas fireplace, & built-in cabinetry—perfect for both entertaining & relaxing. The heart of the home, the kitchen, has been beautifully updated quartz countertops & tile backsplash (2025), offering the ideal backdrop to explore your culinary creativity. Step out onto the newer maintenance-free deck, overlooking serene woods & water—a perfect spot to enjoy outdoor meals & take in the abundant wildlife. Retreat to the spacious owner’s suite, complete with a private bath featuring a whirlpool tub & separate shower. Downstairs, the newly finished walk-out lower level (2025) offers a large family room with a built-in theater screen, projector, & surround sound, two additional bedrooms, a dedicated office, & plenty of storage. Outside, the professionally landscaped yard includes retaining walls, colorful gardens, & mature pine, maple, & birch trees. Relax with your morning coffee or catch evening sunsets from two scenic patios or head down to your private dock & fish to your heart’s content. Additional features include dual zone heating & air, new paint throughout, a heated/insulated garage with new insulated garage doors (2023), new washer & dryer (2025), R/O system, & so much more! Whether you're into boating, fishing, or simply enjoying nature, this exceptional home offers it all. So, kick back, soak up the serenity and don’t forget, you’re on lake time!
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$700,000
13725 Maxwell Rd, Chisago City, MN 55013
4beds
3,240sqft
Single Family Residence
Built in 2015
3.5 Acres Lot
$690,200 Zestimate®
$216/sqft
$3,910 Estimated rent
Home value
$690,200
$594,000 - $801,000
$3,910/mo
Zestimate® history
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Zillow last checked: 7 hours ago
Listing updated: October 05, 2025 at 06:50pm
Listed by:
Sara Ofstead, GRI 651-335-7272,
LPT Realty, LLC
Bought with:
Sara Ofstead, GRI
LPT Realty, LLC
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6744863
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Bedroom 1
- Level: Main
- Area: 195 Square Feet
- Dimensions: 15 x 13
Bedroom 2
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12 x 11
Bedroom 3
- Level: Lower
- Area: 143 Square Feet
- Dimensions: 13 x 11
Bedroom 4
- Level: Lower
- Area: 143 Square Feet
- Dimensions: 13 x 11
Deck
- Level: Main
- Area: 260 Square Feet
- Dimensions: 20 x 13
Family room
- Level: Lower
- Area: 612 Square Feet
- Dimensions: 36 x 17
Informal dining room
- Level: Main
- Area: 143 Square Feet
- Dimensions: 13 x 11
Kitchen
- Level: Main
- Area: 130 Square Feet
- Dimensions: 13 x 10
Laundry
- Level: Main
- Area: 72 Square Feet
- Dimensions: 12 x 6
Living room
- Level: Main
- Area: 208 Square Feet
- Dimensions: 16 x 13
Office
- Level: Lower
- Area: 63 Square Feet
- Dimensions: 9 x 7
Storage
- Level: Lower
- Area: 32 Square Feet
- Dimensions: 8 x 4
Storage
- Level: Lower
- Area: 32 Square Feet
- Dimensions: 16 x 2
Utility room
- Level: Lower
- Area: 110 Square Feet
- Dimensions: 10 x 11
Heating
- Forced Air, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Features
- Basement: Block,Daylight,Drain Tiled,Egress Window(s),Finished,Full,Storage Space,Sump Pump,Tile Shower,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas, Living Room, Stone
Interior area
- Total structure area: 3,240
- Total interior livable area: 3,240 sqft
- Finished area above ground: 1,620
- Finished area below ground: 1,510
Property
Parking
- Total spaces: 3
- Parking features: Attached, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage
- Attached garage spaces: 3
- Has uncovered spaces: Yes
- Details: Garage Door Height (8), Garage Door Width (16)
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Composite Decking, Deck, Patio
- Pool features: None
- Has view: Yes
- View description: Lake, Panoramic
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front, Lake View, Waterfront Num(13001900), Lake Acres(130), Lake Depth(9)
- Body of water: Spider
Lot
- Size: 3.50 Acres
- Features: Accessible Shoreline, Irregular Lot, Island/Peninsula, Many Trees
Details
- Foundation area: 1620
- Parcel number: 020023717
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick/Stone, Vinyl Siding, Block
- Roof: Age Over 8 Years,Asphalt,Pitched
Condition
- Age of Property: 10
- New construction: No
- Year built: 2015
Utilities & green energy
- Gas: Natural Gas
- Sewer: Mound Septic
- Water: Well
Community & neighborhood
Location
- Region: Chisago City
- Subdivision: Saddle Shores
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $180 annually
- Services included: Shared Amenities
- Association name: Saddle Shores HOA
- Association phone: 651-335-7272
Other
Other facts
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 9/30/2025 | Sold | $700,000+1.5%$216/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #6744863 Report a problem | ||
| 7/25/2025 | Pending sale | $689,900$213/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6744863 Report a problem | ||
| 7/7/2025 | Listed for sale | $689,900+68.3%$213/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6744863 Report a problem | ||
| 6/29/2018 | Sold | $410,000-1.2%$127/sqft |
Source: NorthstarMLS as distributed by MLS GRID #4937314 Report a problem | ||
| 4/28/2018 | Pending sale | $415,000$128/sqft |
Source: RE/MAX SYNERGY #4937314 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,808 +13.1% | $637,200 +7.9% |
| 2023 | $6,018 +8.9% | $590,700 +29.4% |
| 2022 | $5,528 +4.3% | $456,400 +5.1% |
Find assessor info on the county website
Neighborhood: 55013
Nearby schools
GreatSchools rating
- NAChisago Lakes Elementary SchoolGrades: PK-1Distance: 3.8 mi
- 8/10Chisago Lakes Middle SchoolGrades: 6-8Distance: 4.7 mi
- 9/10Chisago Lakes Senior High SchoolGrades: 9-12Distance: 3.7 mi
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Estimated market value
$690,200
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$690,200
- Minnesota
- Chisago County
- Chisago City
- 55013
- 13725 Maxwell Rd