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Sold for $640,000
  • $640,000

    1312 Island Ridge Ln, Fernandina Beach, FL 32034

    4beds
    1,751sqft
    Single Family Residence
    Built in 2020
    2,700.72 Square Feet Lot
    $640,100 Zestimate®
    $366/sqft
    $3,154 Estimated rent

    Home value

    $640,100

    $608,000 - $672,000

    $3,154/mo

    Zestimate® history
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    What's special

    Wake up on Amelia Island just minutes from the beach, Egans Greenway, and Historic Downtown Fernandina Beach in this TURNKEY coastal craftsman home for sale. PRICED BELOW APPRAISED VALUE, this RARE FIND is ideal for buyers seeking newer construction and true island living. Built in 2020, meticulously maintained, and offered FULLY FURNISHED, this four bedroom retreat lives larger than expected with a flexible fourth bedroom currently used as an office and an additional FLEX ROOM LOFT SPACE that works beautifully as a media room, playroom, or workout area. Attractive landscaping and a welcoming front porch lead into a light filled interior with upgraded finishes and SOLID WOOD PLANTATION SHUTTERS that set a relaxed coastal mood. The open concept main living area is ideal for gatherings, while the OWNERS SUITE ON THE MAIN LEVEL and a stylish HALF BATH DOWNSTAIRS keep everyday living and entertaining easy. The chefs kitchen with NATURAL GAS RANGE, large island, and abundant cabinet storage anchors the heart of the home and is perfect for casual dinners, game days, and celebrations. Step outside to enjoy morning coffee or evening cocktails on the EXTENDED PAVER PATIO with plenty of space for grilling and lounging. NATURAL GAS, a TANKLESS WATER HEATER, and a GENERAC WHOLE HOUSE SURGE PROTECTOR add everyday comfort and peace of mind. The garage features storage racking and a durable SHARK COATED FLOOR for beach gear, bikes, and a golf cart. VERY LOW HOA fees and a golf cart friendly location keep the focus on fun. Minutes to beaches, Egan's Greenway, world class golf, pickleball, Fort Clinch State Park, and Downtown Fernandina Beach. Park the car and take the golf cart to dining, shops, and sunset strolls. Love where you live.

    Zillow last checked: 7 hours ago

    Listing updated: March 10, 2026 at 10:00am

    Listed by:

    Christine Hughes 904-496-6254,

    SUMMER HOUSE REALTY

    Bought with:

    Bekki Piper, 3641610

    PINEYWOODS REALTY, LLC

    Source: AINCAR,MLS#: 113622MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 2
    • Partial bathrooms: 1
    Primary bedroom
    • Description: Flooring: Tile
    • Level: Main
    • Dimensions: 13.6 x 12.8
    Bedroom
    • Description: Flooring: Plank,Vinyl
    • Level: Upper
    • Dimensions: 11.5 x 11.3
    Bedroom
    • Description: Flooring: Carpet
    • Level: Upper
    • Dimensions: 11 x 12
    Bedroom
    • Description: Flooring: Carpet
    • Level: Upper
    • Dimensions: 11.7 x 11.9
    Primary bathroom
    • Description: Flooring: Tile
    • Level: Main
    • Dimensions: 11.7 x 5.4
    Bonus room
    • Description: Flooring: Plank,Vinyl
    • Level: Upper
    • Dimensions: 13.5 x 11.3
    Dining room
    • Description: Flooring: Tile
    • Level: Main
    • Dimensions: 11.7 x 6.8
    Kitchen
    • Description: Flooring: Tile
    • Level: Main
    • Dimensions: 11.7 x 7.3
    Living room
    • Description: Flooring: Tile
    • Level: Main
    • Dimensions: 14 x 15.7
    Heating
    • Central, Electric
    Cooling
    • Central Air, Electric
    Appliances
    • Included: Some Gas Appliances, Dryer, Dishwasher, Microwave, Other, Oven, Refrigerator, Water Softener Owned, See Remarks, Stove, Washer
    Features
    • Ceiling Fan(s), Furnished, Other, See Remarks, Shutters, Window Treatments
    • Windows: Insulated Windows, Blinds, Drapes, Plantation Shutters
    • Furnished: Yes
    Interior area
    • Total structure area: 1,751
    • Total interior livable area: 1,751 sqft

    Property

    Parking
    • Total spaces: 1
    • Parking features: Driveway, One Car Garage, Other, On Street, See Remarks, Garage Door Opener
    • Garage spaces: 1
    • Has uncovered spaces: Yes
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Rear Porch, Brick, Front Porch, Open, Other, Patio, See Remarks
    • Exterior features: Fence, Fruit Trees, Sprinkler/Irrigation, Other, See Remarks
    • Frontage type: Other,Preservation,See Remarks
    Lot
    • Size: 2,700 sqft
    • Dimensions: 36 x 75
    Details
    • Parcel number: 000031150100320000
    • Zoning: R2
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Two Story
    • Property subtype: Single Family Residence
    Materials
    • Fiber Cement, Frame, Other, See Remarks
    • Roof: Shingle
    Condition
    • Resale
    • Year built: 2020

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available
    Green energy
    • Energy efficient items: Insulation

    Community & neighborhood

    Security
    • Security features: Security System
    Location
    • Region: Fernandina Beach
    • Subdivision: Hickory Ridge

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $375 annually

    Other

    Other facts
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Road surface type: Paved

    Price history

    DateEventPrice
    3/10/2026Sold$640,000-3.8%$366/sqft
    Source: AINCAR #113622 Report a problem
    2/7/2026Pending sale$665,000$380/sqft
    Source: AINCAR #113622 Report a problem
    1/14/2026Price change$665,000-1.5%$380/sqft
    Source: AINCAR #113622 Report a problem
    1/10/2026Listed for sale$674,900$385/sqft
    Source: AINCAR #113622 Report a problem
    12/12/2025Pending sale$674,900$385/sqft
    Source: AINCAR #113622 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$5,473 +0.8%$340,328 +3%
    2023$5,431 +6.2%$330,416 +3%
    2022$5,115 +1%$320,792 +20.5%

    Find assessor info on the county website

    Neighborhood: 32034

    Nearby schools

    GreatSchools rating
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    Estimated market value
    $640,100
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    Estimated market value
    $640,100