Newly Updated! New Roof - New Flooring - Freshly Painted and more! Qualifies for 100% Financing! Welcome home to effortless, one-level living on a quiet street with no HOA. This beautifully updated 3-bedroom, 1-bath rambler offers the perfect blend of comfort, style, and low-maintenance living. The upgraded kitchen features granite countertops and stainless steel appliances, while the renovated bathroom adds a fresh, modern touch. Luxury vinyl plank flooring flows throughout the main living areas, with carpeted bedrooms for added comfort. Step outside to a spacious deck overlooking a flat, fully fenced backyard—ideal for entertaining, pets, or simply enjoying your own private outdoor space. Two storage sheds provide plenty of room for tools, toys, and equipment. Peace of mind comes standard with a brand-new roof featuring architectural shingles. Conveniently located near Patuxent High School, restaurants, shopping, and everyday amenities, this home offers easy living inside and out. Whether you’re downsizing, just starting out, or looking for a low-maintenance lifestyle, this move-in-ready rambler checks all the boxes.
Under contract
Price cut: $10K (2/19)
$309,900
13108 Joy Rd, Lusby, MD 20657
3beds
960sqft
Est.:
Single Family Residence
Built in 1979
0.46 Acres Lot
$307,600 Zestimate®
$323/sqft
$-- HOA
What's special
One-level livingNewly updatedFreshly paintedNew flooringStainless steel appliances
- 54 days |
- 904 |
- 39 |
Zillow last checked: 8 hours ago
Listing updated: March 01, 2026 at 10:21am
Listed by:
Randy Utz 410-610-0702,
EXP Realty, LLC 8888607369,
Listing Team: Vr Group Of Exp Realty, Co-Listing Team: Vr Group Of Exp Realty,Co-Listing Agent: Vicky Rawlings 301-536-4420,
EXP Realty, LLC
Source: Bright MLS,MLS#: MDCA2024462
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Heat Pump, Electric
Appliances
- Included: Electric Water Heater
- Laundry: Main Level
Features
- Dry Wall
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 960
- Total interior livable area: 960 sqft
- Finished area above ground: 960
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Gravel, Driveway
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Pool features: None
Lot
- Size: 0.46 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0501149024
- Zoning: R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Aluminum Siding
- Foundation: Crawl Space
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 1979
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Private Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Lusby
Financial & listing details
- Price per square foot: $323/sqft
- Tax assessed value: $230,067
- Annual tax amount: $2,892
- Date on market: 1/10/2026
- Listing agreement: Exclusive Right To Sell
- Inclusions: Washer / Dryer
- Ownership: Fee Simple
Estimated market value
$307,600
$292,000 - $323,000
$2,046/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/1/2026 | Contingent | $309,900$323/sqft |
Source:  Bright MLS #MDCA2024462 Report a problem | ||
| 2/19/2026 | Listed for sale | $309,900-3.1%$323/sqft |
Source: Bright MLS #MDCA2024462 Report a problem | ||
| 2/13/2026 | Contingent | $319,900$333/sqft |
Source: Bright MLS #MDCA2024462 Report a problem | ||
| 1/10/2026 | Listed for sale | $319,900+26.6%$333/sqft |
Source: Bright MLS #MDCA2024462 Report a problem | ||
| 5/16/2023 | Sold | $252,734-5.3%$263/sqft |
Source: Public Record Report a problem | ||
| 4/29/2022 | Sold | $267,000+1.9%$278/sqft |
Source: Bright MLS #MDCA2005152 Report a problem | ||
| 4/4/2022 | Pending sale | $262,000$273/sqft |
Source: Bright MLS #MDCA2005152 Report a problem | ||
| 4/1/2022 | Listed for sale | $262,000+31%$273/sqft |
Source:  RE/MAX International #MDCA2005152 Report a problem | ||
| 4/12/2010 | Sold | $200,000+60%$208/sqft |
Source: Public Record Report a problem | ||
| 8/28/2003 | Sold | $125,000+38.3%$130/sqft |
Source: Public Record Report a problem | ||
| 11/2/1999 | Sold | $90,400+120.5%$94/sqft |
Source: Public Record Report a problem | ||
| 12/10/1998 | Sold | $41,000$43/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,482 +11.5% | $230,067 +11.5% |
| 2024 | $2,226 +17.3% | $206,333 +13% |
| 2023 | $1,897 +2.4% | $182,600 |
| 2022 | $1,854 +2.4% | $182,600 +4.8% |
| 2021 | $1,810 +2% | $174,200 +2.5% |
| 2020 | $1,775 -0.5% | $170,000 |
| 2019 | $1,783 | $170,000 |
| 2018 | $1,783 -3% | $170,000 -1.6% |
| 2017 | $1,839 -14.7% | $172,800 +0.3% |
| 2016 | $2,154 | $172,233 +0.3% |
| 2015 | $2,154 | $171,667 +0.3% |
| 2014 | $2,154 | $171,100 |
| 2013 | -- | $171,100 |
| 2012 | -- | $171,100 -14.6% |
| 2011 | -- | $200,330 +3.7% |
| 2010 | -- | $193,180 +3.8% |
| 2009 | -- | $186,030 +4% |
| 2008 | -- | $178,880 +13.5% |
| 2007 | -- | $157,612 +15.6% |
| 2006 | -- | $136,346 +18.5% |
| 2005 | -- | $115,080 +7.9% |
| 2004 | -- | $106,610 +8.6% |
| 2003 | -- | $98,140 +9.4% |
| 2002 | -- | $89,670 +2.8% |
| 2001 | -- | $87,270 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,644/mo
Principal & interest
$1443
Property taxes
$201
Climate risks
Neighborhood: 20657
Nearby schools
GreatSchools rating
- 7/10Dowell Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 6/10Mill Creek Middle SchoolGrades: 6-8Distance: 1 mi
- 7/10Patuxent High SchoolGrades: 9-12Distance: 0.5 mi
Schools provided by the listing agent
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 20657
- Maryland
- Calvert County
- Lusby
- 20657
- 13108 Joy Rd
Nearby cities
Nearby zip codes
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