This rare three bedroom, turn-key Condo is a great investment opportunity with limited rental restrictions. Or if you choose to use it as a Summer Cottage or a full time home, it fits the bill. You will wake each morning to tranquil river views and unwind each evening as golden sunsets dance across the Illinois River, your private balconies offer the perfect front-row seat. This beautifully appointed three-story townhome is designed to help you slow down, breathe deep, and embrace the ease of life by the water. Thoughtfully laid out across every level with 9 foot ceilings on the ground and entertaining level, the home blends comfort with a natural connection to its surroundings and the effortless feel of resort-style living. With three outdoor spaces, you'll enjoy morning coffee in the fresh air, evenings entertaining friends, or quiet moments watching boats glide past. Inside, this unit has three bedrooms, two full baths, and two half baths, along with flexible living areas ideal for both gatherings and peaceful retreats. The kitchen strikes the perfect balance of style and function with stainless steel appliances, quartz countertops, a breakfast bar, and an adjacent dining area. Outdoor living is easy with a screened-in porch and covered patio, while everyday conveniences include a second-floor laundry, and a two-car garage and a community pool located within a short walk from this address. Located in the waterfront community of Heritage Harbor, residents enjoy access to outdoor pools, an on-site restaurant, boat slips, scenic golf cart paths, and a future event venue planned for 2026. Miles of walking and biking trails weave throughout the neighborhood, including the picturesque 5K Harbor Walk. Just minutes away, downtown Ottawa offers charming shops, cafes, and year-round events. Here, every day feels like a getaway, and the river is always part of the view.
Active
$449,000
13 River Row, Ottawa, IL 61350
3beds
1,785sqft
Est.:
Townhouse, Single Family Residence
Built in 2011
1,029 Square Feet Lot
$-- Zestimate®
$252/sqft
$425/mo HOA
What's special
Tranquil river viewsBeautifully appointed three-story townhomeCovered patioTwo-car garageThree outdoor spacesQuartz countertopsBreakfast bar
- 63 days |
- 199 |
- 3 |
Zillow last checked:
Listing updated:
Listing courtesy of:
Tammy Barry 815-252-3113,
Homesmart Realty Group IL
Source: MRED as distributed by MLS GRID,MLS#: 12564920
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Rooms
- Room types: Balcony/Porch/Lanai, Screened Porch, Walk In Closet
Primary bedroom
- Features: Flooring (Carpet), Window Treatments (Blinds), Bathroom (Full, Double Sink, Shower Only)
- Level: Third
- Area: 187 Square Feet
- Dimensions: 17X11
Bedroom 2
- Features: Flooring (Carpet), Window Treatments (Window Treatments)
- Level: Third
- Area: 144 Square Feet
- Dimensions: 12X12
Bedroom 3
- Features: Flooring (Carpet), Window Treatments (Blinds)
- Level: Third
- Area: 144 Square Feet
- Dimensions: 12X12
Balcony porch lanai
- Level: Third
- Area: 160 Square Feet
- Dimensions: 20X8
Dining room
- Features: Flooring (Wood Laminate)
- Level: Second
- Area: 72 Square Feet
- Dimensions: 6X12
Family room
- Features: Flooring (Wood Laminate), Window Treatments (Window Treatments)
- Level: Lower
- Area: 156 Square Feet
- Dimensions: 12X13
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar, Granite Counters, Updated Kitchen), Flooring (Wood Laminate), Window Treatments (Window Treatments)
- Level: Second
- Area: 156 Square Feet
- Dimensions: 13X12
Laundry
- Features: Flooring (Vinyl)
- Level: Second
- Area: 42 Square Feet
- Dimensions: 7X6
Living room
- Features: Flooring (Wood Laminate), Window Treatments (Window Treatments)
- Level: Second
- Area: 272 Square Feet
- Dimensions: 16X17
Screened porch
- Level: Second
- Area: 160 Square Feet
- Dimensions: 20X8
Walk in closet
- Features: Flooring (Carpet)
- Level: Third
- Area: 30 Square Feet
- Dimensions: 6X5
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
- Laundry: Upper Level, Gas Dryer Hookup, Laundry Closet
Features
- Walk-In Closet(s), Quartz Counters
- Flooring: Laminate, Carpet
- Windows: Screens
- Basement: None
Interior area
- Total structure area: 1,784
- Total interior livable area: 1,785 sqft
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Patio & porch: Deck, Patio, Screened
- Exterior features: Fire Pit
- Has view: Yes
- View description: Water, Front of Property
- Water view: Water,Front of Property
- Waterfront features: River Front
Lot
- Size: 1,029 Square Feet
- Dimensions: 49X21X49X21
- Features: Landscaped, Mature Trees
Details
- Parcel number: 1544301008
- Special conditions: None
- Other equipment: TV-Cable, Ceiling Fan(s)
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse, Single Family Residence
Materials
- Other, Fiber Cement
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2011
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Green energy
- Energy efficient items: Water Heater
Community & HOA
Community
- Features: Sidewalks, Street Lights
- Security: Carbon Monoxide Detector(s)
- Subdivision: Heritage Harbor
HOA
- Has HOA: Yes
- Amenities included: Boat Dock, On Site Manager/Engineer, Park, Pool, Restaurant, Tennis Court(s)
- Services included: Insurance, Pool, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal, Other
- HOA fee: $425 monthly
Location
- Region: Ottawa
Financial & listing details
- Price per square foot: $252/sqft
- Tax assessed value: $396,354
- Annual tax amount: $12,469
- Date on market: 2/10/2026
- Ownership: Fee Simple w/ HO Assn.
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/10/2026 | Listed for sale | $449,000+54.1%$252/sqft |
Source:  MRED as distributed by MLS GRID #12564920 Report a problem | ||
| 7/17/2012 | Sold | $291,299$163/sqft |
Source: MRED as distributed by MLS GRID #08073164 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $12,427 +8.8% | $132,118 +11.1% |
| 2023 | $11,425 -3.6% | $118,918 -2.2% |
| 2022 | $11,856 +4.9% | $121,617 +6.2% |
| 2021 | $11,300 | $114,539 +3.8% |
| 2020 | -- | $110,314 +2% |
| 2019 | $10,690 | $108,204 +2.4% |
| 2018 | $10,690 | $105,637 +2.4% |
| 2017 | -- | $103,131 +1.6% |
| 2016 | $9,827 | $101,457 +1% |
| 2015 | $9,827 +8.9% | $100,403 +164.4% |
| 2012 | $9,025 | $37,969 +21596.6% |
| 2011 | -- | $175 |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
$3,482/mo
Principal & interest
$2211
Property taxes
$846
HOA Fees
$425
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Climate risks
Neighborhood: 61350
Nearby schools
GreatSchools rating
- 5/10Rutland Elementary SchoolGrades: PK-8Distance: 4.9 mi
- 4/10Ottawa Township High SchoolGrades: 9-12Distance: 2.1 mi
Schools provided by the listing agent
- Elementary: Rutland Elementary School
- Middle: Rutland Elementary School
- High: Ottawa Township High School
- District: 230
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Illinois
- La Salle County
- Ottawa
- 61350
- 13 River Row
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