For sale

Price cut: $9K (4/7)

$399,999

13 Judy Pl, Key Largo, FL 33037

3beds

1,344sqft

Manufactured Home

Built in 1981

5,000 Square Feet Lot

$384,800 Zestimate^®

$298/sqft

$-- HOA

What's special

ROGO EXEMPT BUILDABLE LOT in Key Largo! Exceptional opportunity to redevelop a legally established homesite with prior residence, offering immediate building potential without waiting for ROGO allocation. Existing structure is a tear-down due to storm damage, making this a prime candidate for new construction built to current Florida Keys codes. Ideal for builders, investors, or end-users looking to secure a buildable parcel in a high-demand market. Located in a desirable neighborhood with strong redevelopment activity. Replacement permit opportunity - buyer to verify with Monroe County.

38 days

273

3

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Central

Cooling

Central Air

Appliances

Included: Microwave, Other, Gas Range, Refrigerator

Features

Built-in Features, Closet Cabinetry, Other
Flooring: Other

Interior area

Total structure area: 1,470
Total interior livable area: 1,344 sqft

Video & virtual tour

View virtual tour

Property

Parking

Parking features: Other

Features

Entry location: First Floor Entry
Patio & porch: Open Porch
Has view: Yes
View description: Garden

Lot

Size: 5,000 Square Feet
Features: Less Than 1/4 Acre Lot

Details

Parcel number: 00458260000000
Zoning: URM
Other equipment: Other

Construction

Type & style

Home type: MobileManufactured
Property subtype: Manufactured Home

Materials

Manufactured/Mobile Home
Roof: Manufactured/Mobile Home

Condition

Year built: 1981

Utilities & green energy

Sewer: Public Sewer
Water: Municipal Water

Community & HOA

Community

Subdivision: Largo Gardens

HOA

Has HOA: No

Location

Region: Key Largo

Financial & listing details

Price per square foot: $298/sqft
Tax assessed value: $241,393
Annual tax amount: $2,785
Date on market: 3/4/2026
Listing terms: All Cash,Conventional

Estimated market value

$384,800

$366,000 - $404,000

$3,570/mo

Price history

Date	Event	Price
4/7/2026	Price change	$399,999-2.2%$298/sqft
Source: MIAMI #A11976351 Report a problem
3/4/2026	Listed for sale	$409,000-2.6%$304/sqft
Source: MIAMI #A11976351 Report a problem
2/28/2026	Listing removed	$420,000+2.7%$313/sqft
Source: eXp Realty #616271 Report a problem
2/4/2026	Price change	$409,000-2.6%$304/sqft
Source: MIAMI #A11863440 Report a problem
10/20/2025	Price change	$420,000-2.3%$313/sqft
Source: Key West AOR #616271 Report a problem
8/22/2025	Listed for sale	$430,000$320/sqft
Source: MIAMI #A11863440 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,785 +9.7%	$241,393 +12.5%
2024	$2,538 +11.1%	$214,628 +10%
2023	$2,285 +4.5%	$195,116 +2.6%
2022	$2,187 +123.7%	$190,094 +170%
2021	$978 -0.2%	$70,411 +1.4%
2020	$979	$69,439 +2.3%
2019	$979 +0.2%	$67,878 +1.9%
2018	$977 +0.2%	$66,613 +2.1%
2017	$975 +0.8%	$65,243 +2.1%
2016	$967 -1.2%	$63,902 +0.7%
2015	$979	$63,458

Find assessor info on the county website

Monthly payment

Estimated monthly payment

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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