This move-in-ready Craftsman-style home in Palmyra, Virginia offers the ease of main-level primary living in Fluvanna County. The open-concept layout features luxury vinyl plank flooring throughout common areas, upgraded carpet in all bedrooms, and a dedicated home office with French glass doors for privacy. The gourmet kitchen is designed for entertaining with white cabinetry, quartz countertops, a navy subway tile backsplash, large island with seating (stools included!) walk-in pantry, and stainless appliances. The great room centers around a cozy gas fireplace with a sunny breakfast nook nearby. The primary suite features a tray ceiling, sitting area, huge walk-in closet, and a spa-style ensuite with double-sink vanity and frameless glass, tiled shower. Upstairs, a spacious loft serves as a playroom or media room alongside three additional bedrooms with generous closets and a shared full bath. Outdoor living shines with a large patio, gas firepit, and a pergola with retractable awning, perfect for year-round entertaining. A two-car garage and unfinished storage area complete this exceptional Fluvanna County property just minutes from Lake Monticello, Charlottesville, and US-15.
Active
$500,000
127 Island Hill Rd, Palmyra, VA 22963
4beds
2,871sqft
Est.:
Single Family Residence
Built in 2022
0.43 Acres Lot
$520,500 Zestimate®
$174/sqft
$28/mo HOA
What's special
- 4 days |
- 535 |
- 23 |
Zillow last checked: 7 hours ago
Listing updated: March 19, 2026 at 11:33am
Listed by:
DENISE RAMEY TEAM 434-960-4333,
LONG & FOSTER - CHARLOTTESVILLE WEST
Source: CAAR,MLS#: 674459
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Bathroom, Breakfast Room/Nook, Bedroom, Full Bath, Foyer, Great Room, Half Bath, Kitchen, Laundry, Loft, Office
Primary bedroom
- Level: First
Bedroom
- Level: Second
Primary bathroom
- Level: First
Bathroom
- Level: Second
Breakfast room nook
- Level: First
Foyer
- Level: First
Great room
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Loft
- Level: Second
Office
- Level: First
Heating
- Central, Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: Microwave, Refrigerator, Dryer, Washer
Features
- Double Vanity, Primary Downstairs, Walk-In Closet(s), Breakfast Area, Entrance Foyer, Eat-in Kitchen, Home Office, Kitchen Island, Loft, Programmable Thermostat, Recessed Lighting
- Flooring: Carpet, Ceramic Tile, Luxury Vinyl Plank
- Windows: Low-Emissivity Windows, Screens
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: One, Gas Log
Interior area
- Total structure area: 3,547
- Total interior livable area: 2,871 sqft
- Finished area above ground: 2,871
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Faces Front, Garage, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch, Patio, Porch
Lot
- Size: 0.43 Acres
- Features: Garden
Details
- Parcel number: 181632
- Zoning description: R-1 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Stick Built, Stone, Vinyl Siding
- Foundation: Poured
- Roof: Architectural
Condition
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, High Speed Internet Available
Community & HOA
Community
- Subdivision: ISLAND HILL
HOA
- Has HOA: Yes
- Amenities included: None
- HOA fee: $84 quarterly
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $174/sqft
- Tax assessed value: $475,000
- Annual tax amount: $3,696
- Date on market: 3/17/2026
Estimated market value
$520,500
$494,000 - $547,000
$1,375/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/19/2026 | Listed for sale | $500,000+2.1%$174/sqft |
Source:  CAAR #674459 Report a problem | ||
| 7/7/2022 | Sold | $489,950+528.1%$171/sqft |
Source: Public Record Report a problem | ||
| 4/6/2022 | Sold | $78,000-83.7%$27/sqft |
Source: Public Record Report a problem | ||
| 2/17/2022 | Pending sale | $477,740$166/sqft |
Source: CAAR #626643 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,009 | $475,000 |
| 2023 | $4,009 | $475,000 +34.3% |
| 2022 | -- | $353,600 +1668% |
| 2021 | -- | $20,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,715/mo
Principal & interest
$2416
Property taxes
$271
HOA Fees
$28
More affordability tools
Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 5.4 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 2 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 5.5 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 22963
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 127 Island Hill Rd
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