Seller Financing at 4.75% – Short-Term Rental Investment Opportunity! This offering is structured as an LLC membership interest transfer, designed to be simple, flexible, and ideal for short-term vacation rental operators seeking predictable payments and flexibility around exit timing. Property & Ownership Structure 4-unit building, sold as a whole Well-suited for short-term vacation rental use Property is owned in a single-member LLC Sale completed via LLC membership interest transfer Not a traditional deed transfer Streamlined transaction for experienced investors Key Financial Terms (Illustrative) Purchase price: ~$900,000 Down payment: minimum 15% Seller-financed note includes: 4.75% fixed interest rate 20-year amortization 2-year initial term with balloon Monthly payment: approximately $5,800, fixed during the initial term Extension Option – 2-1-1 Structure Built-in flexibility allows operators to optimize revenue, seasonality, and market timing. Buyer may extend for up to two additional one-year terms Interest rate increases by 0.5% per extension, however: Monthly payment remains unchanged Additional interest is accrued and added to the balloon balance Rate schedule: Initial term: 4.75% Year 1 extension: 5.25% (accrued) Year 2 extension: 5.75% (accrued) Extension fee: 1.0% of then-current property value, due at each extension Balloon Structure Balloon amount increases if extensions are exercised due to accrued interest Final payoff reflects remaining principal plus accrued extension interest Why This Works for a Short-Term Rental Buyer No bank loan required, ideal for STR operators Stable, predictable monthly payments during ramp-up and optimization Cash-flow flexibility while building reviews, occupancy, and pricing power Ability to refinance or sell without payment shock Extension options available if market conditions or seasonality warrant additional time Why This Works for the Seller Minimum 15% cash at closing Strong, consistent monthly income Upside captured at the balloon if extensions are exercised Clean, single-transaction structure Summary This structure is well-suited for a short-term vacation rental investor seeking immediate operational control, predictable debt service, and flexibility around refinance or exit timing, while keeping monthly payments stable. A rare opportunity to acquire a multi-unit property with seller financing structured specifically to support STR operations.
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