Welcome to 123 McCosh Mill Road, an exquisite new construction coastal retreat located in the Piney Woods community on Cape San Blas. This beautifully designed 3 bedroom, 2.5 bath home offers 1,946 sq ft of immaculate living space with a clean, modern coastal style and exceptional high-end finishes throughout. Interior highlights include white oak engineered wood floors and trim, custom white oak cabinetry and built-in shelving, leather-finished quartzite countertops and backsplash imported from Brazil, high-end appliances, and beautiful custom tile work in the bathrooms. A full-service residential elevator provides convenient access to all levels, and double-hung windows and premium custom doors, including a stunning glass entry door, add to the home's quality craftsmanship. Spacious decks feature composite decking and sleek cable railings, offering nice Gulf views and the perfect setting for relaxing or entertaining. The home is ideally located directly across from the community pool and just a short walk to the neighborhood's deeded beach access boardwalk. The ground level is thoughtfully designed with 14' clearance for easy parking, secure storage areas, an enclosed outdoor shower, in-ground charcoal grill, fenced turf dog run and attractive landscaping. An outstanding bonus is the property's X flood zone designation due to a recent LOMA, meaning no flood insurance requirement due to higher elevation. Located on the quiet south end of Cape San Blas near the bike path, Salinas Park (bay access, pickleball courts, playground), and the popular Scallop Republic for live music and drinks. This custom, new construction Gulf-view home in the X flood zone presents exceptional value in one of the Gulf Coast's most sought-after beach destinations. Sellers also own the oversize, mostly X zone vacant lot on the south side of this home, and it could be included in a sale.
For sale
$1,059,000
123 McCosh Mill Rd, Port Saint Joe, FL 32456
3beds
1,946sqft
Est.:
Single Family Residence
Built in 2024
4,356 Square Feet Lot
$-- Zestimate®
$544/sqft
$63/mo HOA
What's special
Nice gulf viewsDouble-hung windowsFull-service residential elevatorStunning glass entry doorPremium custom doorsIn-ground charcoal grillFenced turf dog run
- 7 days |
- 894 |
- 35 |
Zillow last checked: 7 hours ago
Listing updated: March 16, 2026 at 04:39am
Listed by:
Christopher Petrie 850-899-8765,
98 Real Estate Group - CSB
Source: Forgotten Coast Realtor Association,MLS#: 327747
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Blinds, Drapes
Primary bathroom
- Features: Tile Counters
Heating
- Zoned
Cooling
- Zoned
Appliances
- Included: Dishwasher, Disposal, Exhaust Fan, Microwave, Range Hood, Refrigerator w/Ice Maker
- Laundry: Washer/Dryer Hookup
Features
- Elevator, Kitchen Island, Lock Out Closet, Newly Painted, Pantry, Shelving, Woodwork Painted
- Flooring: Engineered, Hardwood, Tile
- Doors: Storm Door(s)
- Windows: Storm Window(s), Drapery Rods, Window Treatments
- Attic: Pull Down Stairs
- Has fireplace: No
- Furnished: Yes
Interior area
- Total structure area: 3,819
- Total interior livable area: 1,946 sqft
Video & virtual tour
Property
Parking
- Total spaces: 6
- Parking features: Covered, Driveway, Under House With Pad
- Has uncovered spaces: Yes
Features
- Levels: 2
- Stories: 2
- Exterior features: Barbecue, Outdoor Shower
- Fencing: Other,Partial
- Has water view: Yes
- Water view: Gulf,Water
- Frontage length: 80
Lot
- Size: 4,356 Square Feet
- Dimensions: 55' x 80'
- Features: Additional Land Available, Coastal Barrier Zone, Covenants/Restrictions, Deeded Water Access, Survey Available, Within 1/2 Mile of Water, Landscaped
Details
- Additional structures: Kennel/Dog Run
- Parcel number: 06297265R
- Zoning: R-1
- Zoning description: Residential Single Family
- Special conditions: As Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House,Custom
- Property subtype: Single Family Residence
Materials
- Frame, HardiPlank Type
- Foundation: Pilings, Slab
- Roof: Metal
Condition
- Construction Complete
- Year built: 2024
- Major remodel year: 2024
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Internet Available, Propane, Sewer Connected, Underground Utilities, Water Connected, Private Trash
Community & HOA
Community
- Features: Beach, Beach Community, Deeded Access, Pool
- Security: Smoke Detector(s)
- Subdivision: Piney Woods Beach
HOA
- Has HOA: Yes
- Services included: Accounting, Licenses/Permits, Maintenance Grounds, Recreational Facilities, Reserve Fund
- HOA fee: $750 annually
Location
- Region: Port Saint Joe
Financial & listing details
- Price per square foot: $544/sqft
- Tax assessed value: $68,000
- Annual tax amount: $6,787
- Date on market: 3/15/2026
- Listing terms: Cash,Conventional
- Inclusions: Most furnishings, all appliances
- Exclusions: Exclusions list will be provided
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/15/2026 | Listed for sale | $1,059,000+3158.5%$544/sqft |
Source: | ||
| 9/24/2013 | Sold | $32,500-58%$17/sqft |
Source: Public Record Report a problem | ||
| 4/1/2013 | Sold | $77,400-18.5%$40/sqft |
Source: Public Record Report a problem | ||
| 11/4/2009 | Sold | $95,000$49/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $708 -0.9% | $68,000 |
| 2023 | $715 +0.8% | $68,000 |
| 2022 | $709 +31% | $68,000 +70% |
| 2021 | $542 -2.6% | $40,000 |
| 2020 | $556 +8.7% | $40,000 +5.3% |
| 2019 | $511 +0% | $38,000 |
| 2018 | $511 +4.8% | $38,000 |
| 2017 | $488 | $38,000 +35.7% |
| 2016 | $488 +17.2% | $28,000 |
| 2015 | $416 +5.3% | $28,000 +1.8% |
| 2014 | $395 | $27,500 -72.7% |
| 2009 | -- | $100,800 -30% |
| 2008 | -- | $144,000 -10% |
| 2007 | -- | $160,000 -20% |
| 2006 | -- | $200,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,385/mo
Principal & interest
$5201
Property taxes
$1121
HOA Fees
$63
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Climate risks
Neighborhood: 32456
Nearby schools
GreatSchools rating
- 4/10Port St. Joe Elementary SchoolGrades: PK-6Distance: 8.1 mi
- 4/10Port St. Joe High SchoolGrades: 7-12Distance: 7.8 mi
Local experts in 32456
- Florida
- Gulf County
- Port Saint Joe
- 32456
- 123 McCosh Mill Rd




