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  • $262,500

    123 Elm Lake Road, Speculator, NY 12164

    4beds
    1,349sqft
    Single Family Residence, Residential
    Built in 1925
    0.95 Acres Lot
    $267,600 Zestimate®
    $195/sqft
    $2,069 Estimated rent

    Home value

    $267,600

    Estimated sales range

    Not available

    $2,069/mo

    Zestimate® history
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    What's special

    Welcome to this charming 4-bedroom, 2-bath home located in the heart of Speculator, close to village amenities, the school, shopping, dining, several lakes, Oak Mountain Ski Center and golf course. Offering 1,349 square feet of living space, this home combines comfort, character, and convenience. Step inside through a spacious mudroom and into the inviting eat-in kitchen, complete with granite countertops and live-edge shelving. The main floor also features two bedrooms, a full bath, laundry room, and a bright living room where a bay window fills the space with natural light-a perfect spot to gather with family or friends. Upstairs, you'll find two additional bedrooms and another full bath, creating flexibility for guests or a home office. The partial basement provides abundant storage and a workshop area, while outside, you'll love the oversized 4-car Amish-built garage with a full second floor-ideal for hobbies, projects, or extra storage. A paved driveway, new roof with transferable warranty, and a spacious backyard with a cozy firepit add even more value to this wonderful property. Whether you're seeking a year-round residence or a vacation retreat, this home offers both comfort and a fantastic location in the Adirondacks. Don't miss your chance to make it yours-schedule a showing today and imagine the possibilities!

    Zillow last checked: 7 hours ago

    Listing updated: December 12, 2025 at 01:04pm

    Listed by:

    Lisa Swift 518-669-1082,

    Howard Hanna

    Bought with:

    Lisa Swift, 10401237781

    Howard Hanna

    Source: Global MLS,MLS#: 202524204MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 2
    • Full bathrooms: 2
    Bedroom
    • Level: First
    Bedroom
    • Level: First
    Bedroom
    • Level: Second
    Bedroom
    • Level: Second
    Full bathroom
    • Level: First
    Full bathroom
    • Level: Second
    Kitchen
    • Level: First
    Laundry
    • Level: First
    Living room
    • Level: First
    Mud room
    • Level: First
    Heating
    • Forced Air, Oil, Wood
    Cooling
    • None
    Appliances
    • Included: Dishwasher, Gas Oven, Range, Refrigerator, Washer/Dryer
    • Laundry: Laundry Room, Main Level
    Features
    • Eat-in Kitchen
    • Windows: Bay Window(s)
    • Basement: Bilco Doors,Exterior Entry,Interior Entry,Partial,Unfinished
    Interior area
    • Total structure area: 1,349
    • Total interior livable area: 1,349 sqft
    • Finished area above ground: 1,349
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 8
    • Parking features: Off Street, Storage, Paved, Detached, Driveway
    • Garage spaces: 4
    • Has uncovered spaces: Yes
    Features
    • Patio & porch: Deck
    Lot
    • Size: 0.95 Acres
    • Features: Level, Road Frontage, Wooded, Cleared
    Details
    • Additional structures: Garage(s)
    • Parcel number: 203001 113.03224
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Old Style
    • Property subtype: Single Family Residence, Residential
    Materials
    • Vinyl Siding
    • Roof: Metal,Shingle
    Condition
    • New construction: No
    • Year built: 1925

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & neighborhood

    Location
    • Region: Speculator

    Price history

    DateEventPrice
    12/12/2025Sold$262,500-6.2%$195/sqft
    Source: Global MLS #202524204 Report a problem
    10/12/2025Pending sale$279,900$207/sqft
    Source: Global MLS #202524204 Report a problem
    10/7/2025Price change$279,900-6.7%$207/sqft
    Source: Global MLS #202524204 Report a problem
    8/20/2025Listed for sale$299,900+185.6%$222/sqft
    Source: Global MLS #202524204 Report a problem
    9/17/2014Sold$105,000-32.3%$78/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024-- $139,100
    2023-- $139,100 +16.8%
    2022-- $119,100

    Find assessor info on the county website

    Neighborhood: 12164

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Lake Pleasant
    • High: Lake Pleasant

    Source: Global MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.