12 Ontario Road, Carmel, NY 10512

Charming 3-bedroom, 2-bath home featuring a spacious, fully finished walk-out basement—perfect for movie nights, a large playroom, or versatile entertaining space. A dedicated office provides a quiet work-from-home option. The sun-filled dining room flows into a cozy living room with an exposed brick wall, working fireplace, and a large picture window that brings in abundant natural light. Enjoy outdoor living on the welcoming front porch or the back deck, both overlooking a private backyard with winter lake views and vibrant summer greenery. The kitchen offers stainless steel appliances and ample cabinet space. Both bathrooms have been tastefully updated. The washer and dryer are conveniently and discreetly tucked beneath the stairs for a clean, streamlined look.