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For sale
  • Price cut: $400K (2/12)
    $4,500,000

    115 Windy Point Cir, Marathon, FL 33050

    3beds
    2,623sqft
    : 
    Single Family Residence
    Built in 1978
    0.91 Acres Lot
    $4,193,200 Zestimate®
    $1,716/sqft
    $200/mo HOA

    What's special

    Gulf front barMassive ceilingsSandy beach areaSerene open-gulf vistasDeep-water accessClassic tropical lodge architectureLarge estate lots
    Experience the charm and character of this Gulf-front Old Florida Keys fishing lodge located in Stirrup Key, one of Marathon's most exclusive gated communities. Known for its large estate lots, deep-water access, and serene open-Gulf vistas, Stirrup Key offers privacy, prestige, and a true island lifestyle, just minutes from the conveniences of Marathon. The property consists of two lots in total for a combined size of 39,500 sf. The home sits on one of the few deep-water sites in Stirrup Key with upgraded 165 foot pier dock with 6 new pilings, where the water is so clear you can watch tarpon, angelfish, snapper, nurse sharks, lobsters and rays gliding beneath the dock. Beautifully maintained and elevated above flood, the residence features 3 bedrooms, 3 baths, and a loft that can serve as a fourth bedroom or home office. Brand new roof and impact windows and sliders were recently installed for peace of mind. The open-concept great room boasts massive ceilings and walls of windows showcasing 180-degree Gulf views. A spacious kitchen with center island and new range, Gulf front bar, wide overhanging eaves, exposed wood beams, and natural stone accents showcase classic tropical lodge architecture, perfect for entertaining. The primary suite with a large ensuite bath provide comfort and style, while a screened porch opens to the heated pool, positioned behind lush landscaping for afternoon shade. Outdoors, you'll find a sandy beach area, irrigated native landscaping, and expansive decks perfect for sunset gatherings. Additional amenities include two garage bays, one carport bay, a workshop, garden shed, and abundant storage. Stirrup Key residents enjoy the peace of a gated, low-density community with a 365 day rental minimum, ensuring tranquility and exclusivity year-round. With its unmatched combination of deep water, open-Gulf views, and spacious multi-lot layout, this property is a true rarity in the Florida Keys with potential for expansion.
    131 days
    |
    1,188
    |
    38
    |

    Zillow last checked: 7 hours ago

    Listing updated: February 12, 2026 at 05:34am

    Listed by:

    Ally Kelley 727-459-0493,

    Ocean Sotheby's International Realty,

    Jo Ann Cook 305-360-7968,

    Ocean Sotheby's International Realty

    Source: FLKMLS,MLS#: 617542MLS LogoOriginating MLS: Marathon/Lower Keys

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fans(s)
      Appliances
      • Included: Washer, Microwave, Oven, Range, Refrigerator, Dishwasher
      Features
      • Built-in Cabinets, Bar, Whirlpool Bath Tub, Walk-In Closet(s), Storage, Fireplace(s), Cathedral Ceiling(s)
      • Flooring: Tile, Wood
      • Doors: Impact Rstnce Doors
      • Windows: Drapes/Blinds Incl, Impact Rstnce Window
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 2,623 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Garage, RV Parking Covered, Covered, Trailer Storage, RV Parking Open, Off Street, Guest, Open, Garage Door Opener
      • Has garage: Yes
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Open Porch/Balcony, Patio
      • Has private pool: Yes
      • Pool features: Heated, In Ground, Decked, Concrete
      • Has view: Yes
      • View description: Bay/Gulf View, Water
      • Has water view: Yes
      • Water view: Bay/Gulf View,Water
      • Waterfront features: Gulf Front, Open Water, Waterfront, Dock: Wood, Dock Length: 165
      Lot
      • Size: 0.91 Acres
      • Features: 1/2 - Less Than 1 AC
      Details
      • Parcel number: 00333641007500
      • Zoning: RM
      • Zoning description: Residential Medium

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • CBS, Combo Construction, Frame, Concrete
      • Roof: Metal
      Condition
      • Year built: 1978

      Utilities & green energy

      • Electric: Elect Separate Meter
      • Sewer: Municipal Sewer, Public Sewer
      • Water: Water Separate Meter
      • Utilities for property: FKAA, Cable Available, Cable Connected

      Community & HOA

      Community
      • Security: Electric Gate, Patrolled Area
      • Subdivision: Stirrup Key Sub (52.5)
      HOA
      • Has HOA: Yes
      • Services included: None
      • HOA fee: $2,400 yearly
      Location
      • Region: Marathon

      Financial & listing details

      • Price per square foot: $1,716/sqft
      • Tax assessed value: $3,926,650
      • Annual tax amount: $33,857
      • Date on market: 12/2/2025
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        Estimated market value

        $4,193,200

        $3.98M - $4.40M

        $7,231/mo

        Price history

        Price history
        DateEventPrice
        2/12/2026Price change$4,500,000-8.2%$1,716/sqft
        Source: FLKMLS #617542 Report a problem
        12/2/2025Listed for sale$4,900,000+6.6%$1,868/sqft
        Source: Key West AOR #617542 Report a problem
        9/19/2023Sold$4,595,000$1,752/sqft
        Source: Key West AOR #604950 Report a problem
        8/19/2023Pending sale$4,595,000$1,752/sqft
        Source: FLKMLS #604950 Report a problem
        6/5/2023Listed for sale$4,595,000$1,752/sqft
        Source: MLKAR #604950 Report a problem
        5/29/2023Contingent$4,595,000$1,752/sqft
        Source: MLKAR #604950 Report a problem
        4/14/2023Listed for sale$4,595,000+206.3%$1,752/sqft
        Source: Key West AOR #604950 Report a problem
        5/1/2003Sold$1,500,000$572/sqft
        Source: Agent Provided Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$33,860 +0%$3,926,650 +5.8%
        2024$33,857 +5.5%$3,710,334 +8.6%
        2023$32,098 +236.4%$3,416,050 +242.3%
        2022$9,543 -1.7%$998,063 +3%
        2021$9,705 +2.9%$968,994 +1.4%
        2020$9,430 $955,616 +2.3%
        2019$9,430 +2.2%$934,131 +1.9%
        2018$9,227 +5.6%$916,714 +2.1%
        2017$8,739 +1.9%$897,859 +2.1%
        2016$8,574 -1%$879,392 +0.7%
        2015$8,661 $873,279

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $25,897/mo
        Principal & interest
        $22622
        Property taxes
        $3075
        HOA Fees
        $200
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          Climate risks

          Neighborhood: 33050

          Getting around

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          Car-Dependent
          25 / 100
          Somewhat Bikeable

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