Experience the charm and character of this Gulf-front Old Florida Keys fishing lodge located in Stirrup Key, one of Marathon's most exclusive gated communities. Known for its large estate lots, deep-water access, and serene open-Gulf vistas, Stirrup Key offers privacy, prestige, and a true island lifestyle, just minutes from the conveniences of Marathon. The property consists of two lots in total for a combined size of 39,500 sf. The home sits on one of the few deep-water sites in Stirrup Key with upgraded 165 foot pier dock with 6 new pilings, where the water is so clear you can watch tarpon, angelfish, snapper, nurse sharks, lobsters and rays gliding beneath the dock. Beautifully maintained and elevated above flood, the residence features 3 bedrooms, 3 baths, and a loft that can serve as a fourth bedroom or home office. Brand new roof and impact windows and sliders were recently installed for peace of mind. The open-concept great room boasts massive ceilings and walls of windows showcasing 180-degree Gulf views. A spacious kitchen with center island and new range, Gulf front bar, wide overhanging eaves, exposed wood beams, and natural stone accents showcase classic tropical lodge architecture, perfect for entertaining. The primary suite with a large ensuite bath provide comfort and style, while a screened porch opens to the heated pool, positioned behind lush landscaping for afternoon shade. Outdoors, you'll find a sandy beach area, irrigated native landscaping, and expansive decks perfect for sunset gatherings. Additional amenities include two garage bays, one carport bay, a workshop, garden shed, and abundant storage. Stirrup Key residents enjoy the peace of a gated, low-density community with a 365 day rental minimum, ensuring tranquility and exclusivity year-round. With its unmatched combination of deep water, open-Gulf views, and spacious multi-lot layout, this property is a true rarity in the Florida Keys with potential for expansion.
For sale
Price cut: $400K (2/12)
$4,500,000
115 Windy Point Cir, Marathon, FL 33050
3beds
2,623sqft
Est.:
Single Family Residence
Built in 1978
0.91 Acres Lot
$4,193,200 Zestimate®
$1,716/sqft
$200/mo HOA
What's special
Gulf front barMassive ceilingsSandy beach areaSerene open-gulf vistasDeep-water accessClassic tropical lodge architectureLarge estate lots
- 131 days |
- 1,188 |
- 38 |
Zillow last checked: 7 hours ago
Listing updated: February 12, 2026 at 05:34am
Listed by:
Ally Kelley 727-459-0493,
Ocean Sotheby's International Realty,
Jo Ann Cook 305-360-7968,
Ocean Sotheby's International Realty
Source: FLKMLS,MLS#: 617542
Originating MLS: Marathon/Lower Keys
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: Washer, Microwave, Oven, Range, Refrigerator, Dishwasher
Features
- Built-in Cabinets, Bar, Whirlpool Bath Tub, Walk-In Closet(s), Storage, Fireplace(s), Cathedral Ceiling(s)
- Flooring: Tile, Wood
- Doors: Impact Rstnce Doors
- Windows: Drapes/Blinds Incl, Impact Rstnce Window
- Has fireplace: Yes
Interior area
- Total interior livable area: 2,623 sqft
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Garage, RV Parking Covered, Covered, Trailer Storage, RV Parking Open, Off Street, Guest, Open, Garage Door Opener
- Has garage: Yes
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Open Porch/Balcony, Patio
- Has private pool: Yes
- Pool features: Heated, In Ground, Decked, Concrete
- Has view: Yes
- View description: Bay/Gulf View, Water
- Has water view: Yes
- Water view: Bay/Gulf View,Water
- Waterfront features: Gulf Front, Open Water, Waterfront, Dock: Wood, Dock Length: 165
Lot
- Size: 0.91 Acres
- Features: 1/2 - Less Than 1 AC
Details
- Parcel number: 00333641007500
- Zoning: RM
- Zoning description: Residential Medium
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS, Combo Construction, Frame, Concrete
- Roof: Metal
Condition
- Year built: 1978
Utilities & green energy
- Electric: Elect Separate Meter
- Sewer: Municipal Sewer, Public Sewer
- Water: Water Separate Meter
- Utilities for property: FKAA, Cable Available, Cable Connected
Community & HOA
Community
- Security: Electric Gate, Patrolled Area
- Subdivision: Stirrup Key Sub (52.5)
HOA
- Has HOA: Yes
- Services included: None
- HOA fee: $2,400 yearly
Location
- Region: Marathon
Financial & listing details
- Price per square foot: $1,716/sqft
- Tax assessed value: $3,926,650
- Annual tax amount: $33,857
- Date on market: 12/2/2025
Estimated market value
$4,193,200
$3.98M - $4.40M
$7,231/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/12/2026 | Price change | $4,500,000-8.2%$1,716/sqft |
Source: | ||
| 12/2/2025 | Listed for sale | $4,900,000+6.6%$1,868/sqft |
Source: | ||
| 9/19/2023 | Sold | $4,595,000$1,752/sqft |
Source: | ||
| 8/19/2023 | Pending sale | $4,595,000$1,752/sqft |
Source: | ||
| 6/5/2023 | Listed for sale | $4,595,000$1,752/sqft |
Source: | ||
| 5/29/2023 | Contingent | $4,595,000$1,752/sqft |
Source: | ||
| 4/14/2023 | Listed for sale | $4,595,000+206.3%$1,752/sqft |
Source: | ||
| 5/1/2003 | Sold | $1,500,000$572/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $33,860 +0% | $3,926,650 +5.8% |
| 2024 | $33,857 +5.5% | $3,710,334 +8.6% |
| 2023 | $32,098 +236.4% | $3,416,050 +242.3% |
| 2022 | $9,543 -1.7% | $998,063 +3% |
| 2021 | $9,705 +2.9% | $968,994 +1.4% |
| 2020 | $9,430 | $955,616 +2.3% |
| 2019 | $9,430 +2.2% | $934,131 +1.9% |
| 2018 | $9,227 +5.6% | $916,714 +2.1% |
| 2017 | $8,739 +1.9% | $897,859 +2.1% |
| 2016 | $8,574 -1% | $879,392 +0.7% |
| 2015 | $8,661 | $873,279 |
Find assessor info on the county website
Monthly payment
Est. payment
$25,897/mo
Principal & interest
$22622
Property taxes
$3075
HOA Fees
$200
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Climate risks
Neighborhood: 33050
Nearby schools
GreatSchools rating
- 4/10Stanley Switlik Elementary SchoolGrades: PK-5Distance: 3.9 mi
- 5/10Marathon SchoolGrades: 6-12Distance: 3.4 mi
Local experts in 33050
- Florida
- Monroe County
- Marathon
- 33050
- 115 Windy Point Cir





