You're likely buying this for the gorgeous land! Mature trees with little overgrowth allows for great walking and access. Near the lake, but not part of this property. The home is in extreme disrepair/not currently live-able - however there is City Water hooked up, septic and electricity. So whether you do a complete rehab or start from scratch, this is a great deal in a beautiful neighborhood.
Pending
$50,000
11230 Spencer Rd, Saginaw, MI 48609
3beds
1,540sqft
Est.:
Single Family Residence
Built in 1949
5.7 Acres Lot
$-- Zestimate®
$32/sqft
$-- HOA
What's special
Great walking and access
- 18 days |
- 1,573 |
- 115 |
Zillow last checked: 7 hours ago
Listing updated: March 02, 2026 at 07:07am
Listed by:
Monique Gilbert 989-475-2958,
Keller Williams Preferred 989-792-8200
Source: MiRealSource,MLS#: 50200366
Originating MLS: Saginaw Board of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Bedroom 1
- Level: First
- Area: 0
- Dimensions: 0 x 0
Bedroom 2
- Level: First
- Area: 0
- Dimensions: 0 x 0
Bedroom 3
- Level: First
- Area: 0
- Dimensions: 0 x 0
Bathroom 1
- Level: First
Kitchen
- Area: 0
- Dimensions: 0 x 0
Heating
- None, Natural Gas
Features
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 1,540
- Total interior livable area: 1,540 sqft
- Finished area above ground: 1,540
- Finished area below ground: 0
Property
Parking
- Total spaces: 2.5
- Parking features: Attached
- Attached garage spaces: 2.5
Features
- Levels: One
- Stories: 1
- Frontage type: Road
- Frontage length: 396
Lot
- Size: 5.7 Acres
- Dimensions: 396 x 627
Details
- Parcel number: 26113171006000
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Other
Condition
- Year built: 1949
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Subdivision: Na
HOA
- Has HOA: No
Location
- Region: Saginaw
Financial & listing details
- Price per square foot: $32/sqft
- Tax assessed value: $129,200
- Annual tax amount: $2,074
- Date on market: 2/27/2026
- Cumulative days on market: 14 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash
Estimated market value
Not available
Estimated sales range
Not available
$1,690/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/2/2026 | Pending sale | $50,000$32/sqft |
Source: | ||
| 2/27/2026 | Listed for sale | $50,000$32/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,490 -5.9% | $64,600 +8.2% |
| 2023 | $1,584 | $59,700 +8% |
| 2022 | -- | $55,300 +4.9% |
| 2021 | $1,485 | $52,700 |
| 2020 | $1,485 +13.6% | $52,700 +27.3% |
| 2018 | $1,306 +13.6% | $41,400 -3.7% |
| 2017 | $1,150 | $43,000 +0.5% |
| 2016 | $1,150 | $42,800 +0.5% |
| 2014 | $1,150 | $42,600 -8% |
| 2013 | -- | $46,300 -0.6% |
| 2012 | -- | $46,600 -5.3% |
| 2011 | -- | $49,200 -2.4% |
| 2010 | -- | $50,400 |
| 2009 | -- | $50,400 -4.9% |
| 2008 | -- | $53,000 +8.8% |
| 2007 | -- | $48,700 |
| 2006 | -- | $48,700 |
| 2005 | -- | $48,700 +12% |
| 2003 | -- | $43,500 -1.8% |
| 2002 | -- | $44,300 |
| 2001 | -- | $44,300 +3.3% |
| 2000 | -- | $42,900 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$323/mo
Principal & interest
$258
Property taxes
$65
More affordability tools
Climate risks
Neighborhood: 48609
Nearby schools
GreatSchools rating
- 6/10St. Charles Elementary SchoolGrades: PK-6Distance: 4.2 mi
- 7/10St. Charles Community High SchoolGrades: 7-12Distance: 4.5 mi
Schools provided by the listing agent
- District: St Charles Community Schools
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 48609
- Michigan
- Saginaw County
- Saginaw
- 48609
- 11230 Spencer Rd







