This stunning home was thoughtfully designed with the water views in mind. The main living spaces are located on the second level to capture a more expansive and elevated view of the lake, a perspective that truly defines the experience of living here. By living on the upper level, daily life is centered around natural light and sweeping lake scenery, the kind that simply wouldn't be as spectacular from a lower elevation.
This community offers the rare combination of year-round water, privacy, and community amenities, all within a thoughtfully designed lakefront neighborhood known for its spacious estate lots and natural surroundings.
This beautiful home features three bedrooms, three full baths, and a versatile bonus room ideal for a home office, media space, or additional guest accommodations. The kitchen is designed with custom cabinetry, granite countertops, and stainless-steel appliances, flowing seamlessly into the main living areas.
The primary suite feels like a private retreat with water views, while the additional bedrooms are thoughtfully arranged for family or guests. A three-car garage provides ample space for vehicles, boat storage, and all your lake essentials.
Outdoors, the expansive acreage offers room to unwind, gather, and enjoy the setting. Though it feels secluded, you're conveniently located just minutes from Decatur and Dayton, with an easy drive to Chattanooga and Knoxville.
An additional adjoining lot is available for purchase, offering a rare opportunity to expand privacy or secure additional waterfront property.
Espalier Bay is a private, gated waterfront community on Chickamauga Lake, and if you haven't experienced it yet, I would love to show you what makes it truly special.
For sale
Price cut: $30K (2/25)
$595,000
1118 Espalier Dr, Decatur, TN 37322
3beds
3,195sqft
Est.:
Single Family Residence
Built in 2021
2.14 Acres Lot
$586,600 Zestimate®
$186/sqft
$83/mo HOA
What's special
Water viewsNatural surroundingsSpacious estate lotsThree bedrooms
- 65 days |
- 2,179 |
- 116 |
Zillow last checked: 7 hours ago
Listing updated: February 25, 2026 at 08:52am
Listed by:
Janet Goins 205-447-6239,
simpliHOM 855-856-9466
Source: Greater Chattanooga Realtors,MLS#: 1526750
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: Second
Bathroom
- Level: First
Bathroom
- Level: Second
Other
- Level: Second
Bonus room
- Level: First
Kitchen
- Level: Second
Laundry
- Level: First
Living room
- Level: Second
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dryer, Dishwasher, Exhaust Fan, Free-Standing Gas Oven, Free-Standing Gas Range, Free-Standing Refrigerator, Gas Cooktop, Gas Oven, Stainless Steel Appliance(s), Tankless Water Heater, Vented Exhaust Fan, Washer, Washer/Dryer
- Laundry: Common Area, Electric Dryer Hookup, Inside, Lower Level, Laundry Room, Washer Hookup
Features
- Ceiling Fan(s), Double Vanity, Entrance Foyer, Eat-in Kitchen, Granite Counters, High Ceilings, His and Hers Closets, High Speed Internet, Kitchen Island, Laminate Counters, Open Floorplan, Pantry, Recessed Lighting, Soaking Tub, Storage, Vaulted Ceiling(s), Walk-In Closet(s), Separate Shower, Tub/shower Combo, En Suite, Breakfast Nook, Plumbed
- Flooring: Hardwood, Laminate
- Windows: Vinyl Frames, Window Treatments
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 3,195
- Total interior livable area: 3,195 sqft
- Finished area above ground: 3,195
Property
Parking
- Total spaces: 3
- Parking features: Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front
- Attached garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Rear Porch, Porch - Covered
- Exterior features: Balcony, Fire Pit, Private Yard, Rain Barrel/Cistern(s), Rain Gutters, Storage
- Pool features: None
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Lake, Mountain(s), River, Water
- Has water view: Yes
- Water view: Lake,River,Water
- Waterfront features: Lake, Lake Front, Lake Privileges, River Access, River Front
Lot
- Size: 2.14 Acres
- Dimensions: 93,218.4 sqft
- Features: Back Yard, Cleared, Landscaped, Lake on Lot, Level, Rectangular Lot, Views, Waterfront
Details
- Additional structures: None
- Parcel number: 032 002.57
- Special conditions: Standard
- Other equipment: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Brick, Fiber Cement
- Foundation: Brick/Mortar, Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2021
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Natural Gas Available, Phone Available, Underground Utilities, Water Connected
Green energy
- Energy efficient items: Water Heater
Community & HOA
Community
- Features: Clubhouse, Dock, Fishing, Gated, Lake
- Security: Carbon Monoxide Detector(s), Gated Community, Smoke Detector(s)
- Subdivision: Espalier Bay
HOA
- Has HOA: Yes
- Amenities included: Boating, Boat Dock, Boat Slip, Clubhouse, Gated, Maintenance, Maintenance Grounds, Management, Maintenance Structure, Picnic Area, Powered Boats Allowed, Parking, RV/Boat Storage, Water
- Services included: Maintenance Grounds, Maintenance Structure
- HOA fee: $1,000 annually
Location
- Region: Decatur
Financial & listing details
- Price per square foot: $186/sqft
- Annual tax amount: $2,800
- Date on market: 1/16/2026
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Asphalt
Estimated market value
$586,600
$557,000 - $616,000
$2,999/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/25/2026 | Price change | $595,000-4.8%$186/sqft |
Source: Greater Chattanooga Realtors #1526750 Report a problem | ||
| 1/16/2026 | Listed for sale | $625,000+4.3%$196/sqft |
Source: Greater Chattanooga Realtors #1526750 Report a problem | ||
| 11/10/2025 | Listing removed | $599,000$187/sqft |
Source:  East Tennessee Realtors #1300710 Report a problem | ||
| 8/30/2025 | Price change | $599,000-2.6%$187/sqft |
Source: East Tennessee Realtors #1300710 Report a problem | ||
| 7/7/2025 | Price change | $614,900-3.2%$192/sqft |
Source: East Tennessee Realtors #1300710 Report a problem | ||
| 6/14/2025 | Price change | $634,900-0.8%$199/sqft |
Source: East Tennessee Realtors #1300710 Report a problem | ||
| 5/12/2025 | Listed for sale | $639,900-5.2%$200/sqft |
Source: East Tennessee Realtors #1300710 Report a problem | ||
| 4/2/2025 | Listing removed | $675,000$211/sqft |
Source: East Tennessee Realtors #1272060 Report a problem | ||
| 1/3/2025 | Price change | $675,000-25%$211/sqft |
Source: East Tennessee Realtors #1272060 Report a problem | ||
| 10/29/2024 | Price change | $899,900-2.7%$282/sqft |
Source: East Tennessee Realtors #1272060 Report a problem | ||
| 9/6/2024 | Price change | $925,000-1.9%$290/sqft |
Source: East Tennessee Realtors #1272060 Report a problem | ||
| 8/6/2024 | Listed for sale | $942,600$295/sqft |
Source: East Tennessee Realtors #1272060 Report a problem | ||
Public tax history
Public tax history
Tax history is unavailable.BuyAbility℠ payment
Est. payment
$3,213/mo
Principal & interest
$2937
Property taxes
$193
HOA Fees
$83
More affordability tools
Climate risks
Neighborhood: 37322
Nearby schools
GreatSchools rating
- 4/10Meigs North Elementary SchoolGrades: PK-5Distance: 2.1 mi
- 6/10Meigs Middle SchoolGrades: 6-8Distance: 3 mi
- 6/10Meigs County High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- Elementary: Meigs North Elementary
- Middle: Meigs County Middle
- High: Meigs County High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 37322
- Tennessee
- Meigs County
- Decatur
- 37322
- 1118 Espalier Dr
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