Here's a fantastic opportunity to own a piece of waterfront paradise, perfect for those seeking a tranquil escape without sacrificing convenience! This charming ranch-style home boasts three comfortable bedrooms and three full baths, ensuring ample space and privacy for everyone. You'll love the dedicated office, ideal for remote work, and a cozy den for a quiet reading nook while enjoying the lake view from the sun filled window.
Entertaining is a breeze with a formal dining room, ready for your next dinner party. The heart of the home, the living room, features a warm fireplace and a slider that opens directly onto a deck, offering breathtaking lake views – imagine sipping your morning coffee while watching the sunrise over the water! The kitchen also provides convenient access to the deck, making outdoor dining and entertaining seamless.
Storage will never be an issue thanks to a large walk-up attic. For the boating enthusiast, this property is a dream come true, complete with a boat house, a mooring dock, and a sturdy bulkhead. A one-car garage provides shelter for your vehicle or extra storage. The basement, with its wood stove and tons of potential for additional living space, offers endless possibilities to customize and expand. Plus, a generator hook-up means you'll never be left in the dark.
This incredible property isn't just about the house; it's about the lifestyle. Located on one of the nicest lots on the lake, you'll enjoy unparalleled natural beauty and direct water access. And for those who need to commute or simply enjoy city amenities, it's just an hour from NYC, with easy access to both the train and major routes. This isn't just a house; it's your new lakeside haven!
For sale
$675,000
1098 292 Route, Holmes, NY 12531
3beds
1,680sqft
Single Family Residence, Residential
Built in 2002
0.75 Acres Lot
$-- Zestimate®
$402/sqft
$-- HOA
What's special
Dedicated officeSturdy bulkheadDirect water accessThree comfortable bedroomsOne-car garageFormal dining roomBoat house
- 128 days |
- 822 |
- 55 |
Zillow last checked: 7 hours ago
Listing updated: December 03, 2025 at 08:59am
Listing by:
BHHS Hudson Valley Properties 845-473-1650,
John Derevjanik 845-702-4390
Source: OneKey® MLS as distributed by MLS GRID,MLS#: 932341
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Bedroom 1
- Description: Carpet, Ceiling Fan,
- Level: First
Bedroom 2
- Description: Ceiling Fan, Vinyl Flooring
- Level: First
Bedroom 3
- Description: Ceiling Fan, Vinyl Flooring
- Level: First
Bathroom 1
- Description: ceramic tile
- Level: First
Bathroom 2
- Description: ceramic tile
- Level: First
Bathroom 3
- Level: Basement
Other
- Description: Utility room, furnace, water heater, water softener
- Level: Basement
Basement
- Description: Full, Unfinished, Walkout sliding glass door, garage access, woodstove, washer, dryer
- Level: Basement
Den
- Description: Carpet, Ceiling Fan, Lake View from Window
- Level: First
Dining room
- Description: Harwood Flooring, Lake View from Windows
- Level: First
Kitchen
- Description: Sliding glass door to deck, lake views, vinyl flooring, ceiling fan
- Level: First
Living room
- Description: Hardwood Flooring, Sliding Glass Door to Deck with Lake View, Fireplace
- Level: First
Office
- Description: Vinyl Flooring, Ceiling Fan
- Level: First
Heating
- Forced Air, Hot Water, Oil
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
- Laundry: Washer/Dryer Hookup, In Basement
Features
- First Floor Bedroom, First Floor Full Bath, Ceiling Fan(s), Formal Dining
- Flooring: Carpet, Ceramic Tile, Hardwood, Linoleum, Vinyl
- Basement: Full,Unfinished,Walk-Out Access
- Attic: Storage,Unfinished,Walkup
- Number of fireplaces: 2
- Fireplace features: Basement, Living Room, Wood Burning
Interior area
- Total structure area: 1,680
- Total interior livable area: 1,680 sqft
Property
Parking
- Total spaces: 3
- Parking features: Attached, Driveway, Garage, Off Street
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Has view: Yes
- View description: Lake, Mountain(s), Panoramic
- Has water view: Yes
- Water view: Lake
- Waterfront features: Beach Access, Lake Front, Lake Privileges, Waterfront
- Frontage length: 140
Lot
- Size: 0.75 Acres
Details
- Parcel number: 1340896856142984620000
- Special conditions: None
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence, Residential
Condition
- Year built: 2002
Utilities & green energy
- Sewer: Septic Tank
- Utilities for property: Electricity Connected, Trash Collection Private
Community & HOA
Community
- Features: Powered Boats Allowed
HOA
- Has HOA: No
Location
- Region: Holmes
Financial & listing details
- Price per square foot: $402/sqft
- Tax assessed value: $197,000
- Annual tax amount: $15,332
- Date on market: 11/14/2025
- Cumulative days on market: 129 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/3/2025 | Price change | $675,000-4.9%$402/sqft |
Source:  OneKey® MLS as distributed by MLS GRID #932341 Report a problem | ||
| 11/14/2025 | Listed for sale | $710,000$423/sqft |
Source: OneKey® MLS as distributed by MLS GRID #932341 Report a problem | ||
Public tax history
Public tax history
Tax history is unavailable.BuyAbility℠ payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Neighborhood: 12531
Nearby schools
GreatSchools rating
- 7/10Matthew Paterson Elementary SchoolGrades: K-4Distance: 2.7 mi
- 4/10George Fischer Middle SchoolGrades: 5-8Distance: 4.3 mi
- 6/10Carmel High SchoolGrades: 9-12Distance: 5.2 mi
Schools provided by the listing agent
- Elementary: Pawling Elementary School
- Middle: Pawling Middle School
- High: Pawling High School
Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 12531
- New York
- Putnam County
- Holmes
- 12531
- 1098 292 Route
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