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  • Price cut: $15.1K (1/31)
    $209,900

    109 Schaefer Ct, Toccoa, GA 30577

    3beds
    1,824sqft
    : 
    Single Family Residence
    Built in 1949
    10,454.4 Square Feet Lot
    $206,800 Zestimate®
    $115/sqft
    $-- HOA

    What's special

    Wood burning fireplaceAmazing back porchTwo cozy fireplaces
    HIGHLY MOTIVATED SELLER!! Welcome to your perfect in-town retreat! Nestled in the heart of one of Toccoa's most vibrant and sought-after downtown neighborhoods, this 3-bedroom, 2-bath Ranch home needs only some light renovation and has an amazing back porch! Step inside to find two cozy fireplaces - one in the spacious living room (perfect for winter nights) and another in the inviting family room/den that makes relaxing or entertaining a joy. Kitchen has been mostly renovated, as well as the den with the wood burning fireplace. 45 year architectural shingles were added just 4 years ago and all ductwork was replaced at that time as well. This property offer TONS of potential! Location truly can't be beat: just steps to the best restaurants, cafes, boutiques, parks, and nightlife that downtown has to offer. Enjoy a true walkable lifestyle while still having the comfort and space of a single-family home.
    131 days
    |
    412
    |
    28
    |

    Zillow last checked: 7 hours ago

    Listing updated: February 10, 2026 at 09:48am

    Listed by:

    Ben Pyeatt 706-491-2188,

    Hammock Realty North Georgia

    Source: GAMLS,MLS#: 10651549MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Laundry, Den
      Dining room
      • Features: Separate Room
      Kitchen
      • Features: Breakfast Bar, Breakfast Room
      Heating
      • Electric, Baseboard
      Cooling
      • Electric, Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Ice Maker, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s)
      • Laundry: Mud Room
      Features
      • Bookcases, Separate Shower, Tile Bath, Master On Main Level
      • Flooring: Carpet, Hardwood, Laminate
      • Basement: Crawl Space
      • Attic: Pull Down Stairs
      • Number of fireplaces: 2
      • Fireplace features: Factory Built, Family Room, Living Room, Wood Burning Stove
      Interior area
      • Total structure area: 1,824
      • Total interior livable area: 1,824 sqft
      • Finished area above ground: 1,824
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 5
      • Parking features: Detached, Garage, Off Street
      • Has garage: Yes
      Features
      • Levels: One
      • Stories: 1
      Lot
      • Size: 10,454.4 Square Feet
      • Features: Level, Private
      Details
      • Parcel number: T19 236
      • Special conditions: As Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Other
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 1949

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Sewer Connected, Water Available

      Community & HOA

      Community
      • Features: None
      • Subdivision: Schaefer
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Toccoa

      Financial & listing details

      • Price per square foot: $115/sqft
      • Tax assessed value: $127,143
      • Annual tax amount: $1,907
      • Date on market: 12/1/2025
      • Cumulative days on market: 131 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional
      • Electric utility on property: Yes
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        Estimated market value

        $206,800

        $196,000 - $217,000

        $2,067/mo

        Price history

        Price history
        DateEventPrice
        1/31/2026Price change$209,900-6.7%$115/sqft
        Source: GAMLS #10651549 Report a problem
        12/2/2025Listed for sale$225,000+27.8%$123/sqft
        Source: GAMLS #10651549 Report a problem
        6/14/2024Sold$176,000+53%$96/sqft
        Source: Public Record Report a problem
        7/1/2020Sold$115,000-14.8%$63/sqft
        Source: GAMLS #8739169 Report a problem
        6/7/2020Pending sale$135,000$74/sqft
        Source: Hammock Realty North Georgia #8739169 Report a problem
        4/23/2020Listed for sale$135,000$74/sqft
        Source: Hammock Realty North Georgia #8739169 Report a problem
        4/17/2020Pending sale$135,000$74/sqft
        Source: Hammock Realty North Georgia #8739169 Report a problem
        3/24/2020Listed for sale$135,000$74/sqft
        Source: Hammock Realty North Georgia #8739169 Report a problem
        3/9/2020Pending sale$135,000$74/sqft
        Source: Hammock Realty North Georgia #8739169 Report a problem
        2/20/2020Listed for sale$135,000$74/sqft
        Source: Hammock Realty North Georgia #8739169 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$1,907 +12%$50,857 +6.5%
        2023$1,702 +5.5%$47,745 +4.7%
        2022$1,614 +1.4%$45,623 +6.8%
        2021$1,591 -0.8%$42,710 +0.1%
        2020$1,603 +898.2%$42,682 +59.4%
        2019$161 $26,773
        2018$161 $26,773
        2017-- $26,773
        2016-- $26,773 +1.9%
        2015-- $26,271 -2.6%
        2014-- $26,980
        2013-- $26,980
        2012-- --
        2011-- --
        2010-- --

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $1,214/mo
        Principal & interest
        $1069
        Property taxes
        $145
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          Climate risks

          Neighborhood: 30577

          Getting around

          46 / 100
          Car-Dependent
          34 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Middle: Stephens County
          • High: Stephens County

          Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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