Experience Elevated Coastal Living in Highland Parks. Just minutes from the sugar-white sands of Blue Mountain Beach, this immaculate two-story Florida cottage combines laid-back luxury with timeless coastal charm. Fully furnished and professionally decorated, this 4-bedroom, 3-bath retreat offers 2,022 square feet of thoughtfully designed living space, ideal for both relaxing escapes and lively gatherings. The open-concept floor plan flows seamlessly with hardwood floors, a well-appointed gourmet kitchen, and sunlit living and dining areas that invite connection. A versatile main-floor bedroom/ office with a sofa sleeper adds flexibility for guests or work-from-home ease. On the second floor you will find a private sanctuary in the primary suite featuring a spa-inspired bath with dual quartz vanities, a walk-in shower, and a spacious primary bedroom walk-in closet. Two additional guest bedrooms provide privacy and comfort, each bathed in natural light with ample storage-perfect for family, guests, or additional office space. Beyond the home, Highland Parks offers resort-style amenities designed for leisure and entertainment: a resort-style pool, hot tub, fire pit, outdoor kitchen, and the community's signature four-story lookout tower boasting panoramic Gulf sunsets.
With an oversized parking area, 220V charging station, and a location that puts you moments from world-class beaches, nature preserves, and the best of 30A dining and shopping, 109 Emerald Beach Circle is more than a home-it's a lifestyle. Whether as a full-time residence, vacation getaway, or investment property, this retreat offers the very best of beachside living.
Pending
Price cut: $80.5K (2/24)
$970,000
109 Emerald Beach Cir, Santa Rosa Beach, FL 32459
4beds
2,022sqft
Est.:
Single Family Residence
Built in 2018
3,224 Square Feet Lot
$-- Zestimate®
$480/sqft
$-- HOA
What's special
Resort-style poolOutdoor kitchenWell-appointed gourmet kitchenImmaculate two-story florida cottageOpen-concept floor planPanoramic gulf sunsetsSpa-inspired bath
- 223 days |
- 103 |
- 5 |
Zillow last checked: 7 hours ago
Listing updated: March 12, 2026 at 09:40am
Listed by:
Susan M Kadi 850-399-0639,
Corcoran Reverie SRB
Source: ECAOR,MLS#: 984120
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
- Area: 308 Square Feet
- Dimensions: 22 x 14
Bedroom
- Level: First
- Area: 121 Square Feet
- Dimensions: 11 x 11
Bedroom
- Level: Second
- Area: 169 Square Feet
- Dimensions: 13 x 13
Bedroom
- Level: Second
- Area: 156 Square Feet
- Dimensions: 13 x 12
Dining area
- Level: First
- Area: 81 Square Feet
- Dimensions: 9 x 9
Family room
- Level: First
- Area: 240 Square Feet
- Dimensions: 16 x 15
Kitchen
- Level: First
- Area: 156 Square Feet
- Dimensions: 13 x 12
Heating
- Central, Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Dryer, Microwave, Range Hood, Washer, Tankless Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Crown Molding, Kitchen Island, Recessed Lighting, Newly Painted, Pantry
- Flooring: Hardwood, Tile
- Windows: Double Pane Windows, Plantation Shutters, Window Treatments
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,022
- Total interior livable area: 2,022 sqft
Property
Parking
- Total spaces: 3
Features
- Stories: 2
- Patio & porch: Porch
- Exterior features: Outdoor Shower, Sprinkler System
Lot
- Size: 3,224 Square Feet
- Dimensions: 31 x 104
- Features: Interior Lot, Within 1/2 Mile to Water
Details
- Parcel number: 013S203461000E1020
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Trim Wood, Siding CmntFbrHrdBrd
- Roof: Metal
Condition
- Construction Complete
- New construction: No
- Year built: 2018
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: BBQ Pit/Grill, Pavillion/Gazebo, Picnic Area, Pool, TV Cable, Whirlpool, Short Term Rental - Allowed
- Subdivision: HIGHLAND PARKS
HOA
- Services included: Maintenance Grounds, Insurance, Licenses/Permits, Management, Recreational Faclty
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $480/sqft
- Tax assessed value: $914,654
- Annual tax amount: $6,787
- Date on market: 8/28/2025
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/12/2026 | Pending sale | $970,000$480/sqft |
Source:  ECAOR #984120 Report a problem | ||
| 2/24/2026 | Price change | $970,000-7.7%$480/sqft |
Source: ECAOR #984120 Report a problem | ||
| 8/28/2025 | Listed for sale | $1,050,450+127%$520/sqft |
Source: ECAOR #984120 Report a problem | ||
| 2/1/2018 | Sold | $462,750$229/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,070 +4.8% | $649,525 +10% |
| 2023 | $6,744 +10.8% | $590,477 +10% |
| 2022 | $6,087 +28.9% | $536,797 +10% |
| 2021 | $4,724 +6.1% | $487,997 +9.5% |
| 2020 | $4,451 +3.6% | $445,862 +3.1% |
| 2019 | $4,295 | $432,500 +438.3% |
| 2018 | $4,295 +655.7% | $80,340 +3% |
| 2017 | $568 +4.9% | $78,000 +4% |
| 2016 | $542 +4.1% | $75,000 +152.5% |
| 2015 | $520 +87.2% | $29,700 +32% |
| 2014 | $278 | $22,500 |
| 2013 | -- | $22,500 |
Find assessor info on the county website
Monthly payment
Est. payment
$5,359/mo
Principal & interest
$4607
Property taxes
$752
More affordability tools
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 7.5 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 5.3 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 2.6 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 32459
- Florida
- Walton County
- Santa Rosa Beach
- 32459
- 109 Emerald Beach Cir
Nearby cities
Nearby zip codes
Other Santa Rosa Beach Topics
- Apartments for Rent in 32459
- Houses for Sale in 32459
- Houses for Rent in 32459
- 32459 Real Estate
- Santa Rosa Beach Condos
- Houses for Sale in Santa Rosa Beach
- Newest Listings in Santa Rosa Beach
- Santa Rosa Beach Home Values
- Santa Rosa Beach Real Estate Agents
- Santa Rosa Beach Refinance
- Santa Rosa Beach Mortgage Rates
