Welcome home to this spacious property on a large 0.83-acre lot in a community with no HOA. This versatile home offers a rare secondary living space in the fully finished basement, ideal for entertainment, multigenerational living, guests, or investment potential and updates such as all new double hung windows (less than 3 years old) making this a more move-in ready home for any buyer.
Walk under the covered front porch and step into a welcoming living room featuring a wood-burning fireplace. From the living room, walk through the french doors onto a large wood deck that overlooks the expansive, fully fenced backyard with a fire pit—perfect for entertaining, relaxing, or enjoying evenings outdoors.
The eat-in kitchen includes recently updated cabinets and appliances, providing a fresh and functional cooking space. A spacious laundry room with mud sink built-in cabinets and abundant storage adds everyday convenience and offers electric or gas dryer hook-ups giving you more options. The staircase and upstairs carpets have just been replaced, giving the upper level a clean, updated feel.
The second story hosts three bedrooms and two full bathrooms, including a spacious primary suite with a deep tray ceiling, walk-in closet, & garden-size soaking tub in a recently updated bathroom. Oversized windows in the primary bathroom face the secluded back yard allowing natural light to brighten your bathroom & offer outdoor gazing opportunity.
The fully finished basement functions as a true secondary living area, complete with living room and wood burning stove, a second kitchen, pantry, full bath, and bedroom. Accessing this area through the interior stairs or it's separate exterior door.
Active
$490,000
109 Elk Ct, Mount Holly, NC 28120
4beds
2,765sqft
Est.:
Single Family Residence
Built in 1993
0.83 Acres Lot
$-- Zestimate®
$177/sqft
$-- HOA
What's special
Fully finished basementWood-burning fireplaceCovered front porchLarge wood deckExpansive fully fenced backyardEat-in kitchenSpacious primary suite
- 53 days |
- 3,115 |
- 232 |
Zillow last checked: 7 hours ago
Listing updated: February 15, 2026 at 06:30pm
Listing Provided by:
Steven Mosher savvyrealtor89@gmail.com,
RE/MAX Executive
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4344317
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Features: Tray Ceiling(s), Walk-In Closet(s)
- Level: Upper
- Area: 204.69 Square Feet
- Dimensions: 11' 9" X 17' 5"
Bedroom s
- Level: Upper
- Area: 134.04 Square Feet
- Dimensions: 12' 0" X 11' 2"
Bedroom s
- Features: Walk-In Closet(s)
- Level: Upper
- Area: 150 Square Feet
- Dimensions: 12' 0" X 12' 6"
Bedroom s
- Features: Ceiling Fan(s), En Suite Bathroom
- Level: Basement
- Area: 150.98 Square Feet
- Dimensions: 11' 3" X 13' 5"
Bathroom full
- Level: Upper
- Area: 114 Square Feet
- Dimensions: 9' 6" X 12' 0"
Bathroom full
- Level: Upper
Bathroom full
- Level: Basement
Other
- Level: Basement
- Area: 90.96 Square Feet
- Dimensions: 12' 0" X 7' 7"
Breakfast
- Level: Main
- Area: 100.18 Square Feet
- Dimensions: 9' 3" X 10' 10"
Dining area
- Level: Basement
- Area: 61.31 Square Feet
- Dimensions: 7' 10" X 7' 10"
Dining room
- Level: Main
- Area: 136.05 Square Feet
- Dimensions: 11' 10" X 11' 6"
Kitchen
- Level: Main
- Area: 134.51 Square Feet
- Dimensions: 12' 5" X 10' 10"
Laundry
- Level: Main
- Area: 110.04 Square Feet
- Dimensions: 12' 0" X 9' 2"
Living room
- Level: Main
- Area: 288.96 Square Feet
- Dimensions: 12' 0" X 24' 1"
Living room
- Features: Built-in Features, Open Floorplan
- Level: Basement
- Area: 172.21 Square Feet
- Dimensions: 11' 5" X 15' 1"
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Dishwasher, Electric Range, Exhaust Fan, Exhaust Hood, Microwave, Oven, Plumbed For Ice Maker
- Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Features
- Pantry, Storage, Walk-In Closet(s)
- Flooring: Carpet, Vinyl, Wood
- Doors: Insulated Door(s), Screen Door(s)
- Windows: Insulated Windows
- Basement: Apartment,Bath/Stubbed,Daylight,Exterior Entry,Finished,French Drain,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
- Attic: Pull Down Stairs
- Fireplace features: Living Room, Wood Burning
Interior area
- Total structure area: 1,969
- Total interior livable area: 2,765 sqft
- Finished area above ground: 1,969
- Finished area below ground: 796
Video & virtual tour
Property
Parking
- Total spaces: 8
- Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage on Main Level
- Attached garage spaces: 2
- Uncovered spaces: 6
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Front Porch, Rear Porch
- Exterior features: Fire Pit
- Fencing: Back Yard,Fenced,Full
- Waterfront features: Creek/Stream
Lot
- Size: 0.83 Acres
- Features: Cleared, Cul-De-Sac, Flood Fringe Area, Open Lot, Private, Sloped, Wooded
Details
- Additional structures: Shed(s)
- Parcel number: 178210
- Zoning: R-2
- Special conditions: Standard
- Other equipment: Network Ready
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick Partial, Fiber Cement, Hardboard Siding
Condition
- New construction: No
- Year built: 1993
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Cable Available, Electricity Connected, Underground Power Lines, Underground Utilities, Wired Internet Available
Community & HOA
Community
- Features: Sidewalks
- Security: Smoke Detector(s)
- Subdivision: Deertrack
Location
- Region: Mount Holly
Financial & listing details
- Price per square foot: $177/sqft
- Tax assessed value: $330,290
- Annual tax amount: $3,316
- Date on market: 2/12/2026
- Cumulative days on market: 53 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/12/2026 | Listed for sale | $490,000+1860%$177/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4344317 Report a problem | ||
| 3/29/2021 | Sold | $25,000-88.9%$9/sqft |
Source: Public Record Report a problem | ||
| 9/10/2019 | Sold | $226,000-1.7%$82/sqft |
Source: Canopy MLS as distributed by MLS GRID #3505758 Report a problem | ||
| 9/10/2019 | Listed for sale | $229,900$83/sqft |
Source: RE/MAX Executive #3505758 Report a problem | ||
| 7/28/2019 | Pending sale | $229,900$83/sqft |
Source: RE/MAX Executive #3505758 Report a problem | ||
| 7/18/2019 | Listed for sale | $229,900$83/sqft |
Source: RE/MAX Executive #3505758 Report a problem | ||
| 6/14/2019 | Pending sale | $229,900$83/sqft |
Source: RE/MAX Executive #3505758 Report a problem | ||
| 6/12/2019 | Listed for sale | $229,900$83/sqft |
Source: RE/MAX Executive #3505758 Report a problem | ||
| 5/22/2019 | Pending sale | $229,900$83/sqft |
Source: RE/MAX Executive #3505758 Report a problem | ||
| 5/10/2019 | Listed for sale | $229,900+576.2%$83/sqft |
Source: RE/MAX Executive #3505758 Report a problem | ||
| 1/12/1998 | Sold | $34,000$12/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,316 | $330,290 |
| 2024 | $3,316 -1.1% | $330,290 |
| 2023 | $3,352 +8.4% | $330,290 +38.4% |
| 2022 | $3,091 -1.5% | $238,720 |
| 2021 | $3,139 +8.7% | $238,720 +8.7% |
| 2020 | $2,887 -0.8% | $219,530 |
| 2019 | $2,909 +28.5% | $219,530 +35.8% |
| 2018 | $2,263 | $161,670 |
| 2017 | $2,263 +60.9% | $161,670 |
| 2016 | $1,407 | $161,670 -8.6% |
| 2014 | $1,407 | $176,793 |
| 2012 | -- | $176,793 |
| 2011 | -- | $176,793 +0% |
| 2010 | -- | $176,782 +0% |
| 2009 | -- | $176,774 |
| 2008 | -- | $176,774 +5.9% |
| 2007 | -- | $166,850 |
| 2006 | -- | $166,850 |
| 2005 | -- | $166,850 |
| 2004 | -- | $166,850 |
| 2003 | -- | $166,850 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,742/mo
Principal & interest
$2395
Property taxes
$347
More affordability tools
Climate risks
Neighborhood: 28120
Nearby schools
GreatSchools rating
- 8/10Ida Rankin Elementary SchoolGrades: PK-5Distance: 1.7 mi
- 4/10Mount Holly Middle SchoolGrades: 6-8Distance: 1.6 mi
- 6/10Stuart W. Cramer High SchoolGrades: 9-12Distance: 5.5 mi
Local experts in 28120
Nearby cities
Nearby zip codes
Other Mount Holly Topics
