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Pre-foreclosure
  • Listing Provided by: Michael Gaddis,JD Realty Group
    Est. $830,100

    10865 Charing Cross Rd, Spring Valley, CA 91978

    4beds
    2,244sqft
    Single Family Residence
    Built in 1979
    4,791.6 Square Feet Lot
    $830,100 Zestimate®
    $370/sqft
    $165/mo HOA

    What's special

    Vaulted ceilingAdjoining kitchen
    Views! Views! Views! Wake up each morning feeling on top of the world. From this home, greet the day as the dawn sky glows over nearly 180 degrees of sweeping mountain and hillside views. For the first time in 27 years, this well-maintained residence is available, offering a rare opportunity to own a home that strikes a perfect balance of space, location, and charm. Inside, a vaulted ceiling fills the spacious living room with an airy sense of openness, while the adjoining kitchen flows seamlessly into the family room. With four bedrooms and three baths, including a convenient downstairs bedroom, this home offers both flexibility and ease for modern living. Every detail reflects pride of ownership and a deep connection to its surroundings—a home designed not just to live in, but to wake up inspired by.
    227 days
    |
    588
    |
    8
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 09, 2026 at 01:46pm

    Listing Provided by:

    Michael Gaddis DRE #01433800 Michael@MichaelGaddis.com,

    Michael Gaddis,JD Realty Group

    Source: CRMLS,MLS#: NDP2510579MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    • Main level bathrooms: 1
    • Main level bedrooms: 1
    Rooms
    • Room types: Bedroom, Family Room, Kitchen, Living Room, Primary Bedroom
    Primary bedroom
    • Features: Primary Suite
    Bedroom
    • Features: Bedroom on Main Level
    Family room
    • Features: Separate Family Room
    Heating
    • Central, Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Electric Range, Disposal, Refrigerator, Range Hood, Water Heater
    • Laundry: In Garage
    Features
    • Bedroom on Main Level, Primary Suite
    • Flooring: Carpet, Laminate, Tile
    • Has fireplace: Yes
    • Fireplace features: Living Room
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total interior livable area: 2,244 sqft

    Property

    Parking
    • Total spaces: 4
    • Parking features: Garage - Attached
    • Attached garage spaces: 2
    • Uncovered spaces: 2
    Features
    • Levels: Two
    • Stories: 2
    • Entry location: Side
    • Pool features: None
    • Has view: Yes
    • View description: Mountain(s)
    Lot
    • Size: 4,791.6 Square Feet
    • Features: Front Yard, Landscaped
    Details
    • Parcel number: 5061013500
    • Zoning: R-1:SINGLE FAM-RES
    • Special conditions: Notice Of Default

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Stucco
    • Foundation: Concrete Perimeter
    Condition
    • New construction: No
    • Year built: 1979

    Community & HOA

    Community
    • Features: Curbs, Suburban
    HOA
    • Has HOA: Yes
    • Amenities included: Maintenance Grounds, Trash
    • HOA fee: $165 monthly
    • HOA name: Canterbury Hills HOA
    • HOA phone: 844-989-4265
    Location
    • Region: Spring Valley

    Financial & listing details

    • Price per square foot: $370/sqft
    • Tax assessed value: $360,552
    • Annual tax amount: $4,933
    • Date on market: 11/5/2025
    • Cumulative days on market: 100 days
    • Listing terms: Cash,Conventional,FHA,VA Loan

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    Foreclosure details

    Estimated market value

    $830,100

    $772,000 - $897,000

    $4,836/mo

    Price history

    Price history
    DateEventPrice
    3/6/2026Sold$830,000+260.9%$370/sqft
    Source: CRMLS #NDP2510579 Report a problem
    12/31/1998Sold$230,000+44.5%$102/sqft
    Source: Public Record Report a problem
    8/26/1998Sold$159,203$71/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$4,933 +1.4%$360,552 +2%
    2024$4,866 +3%$353,483 +2%
    2023$4,723 +2.1%$346,553 +2%
    2022$4,627 +1.2%$339,758 +2%
    2021$4,574 +1.9%$333,097 +1%
    2020$4,490 +16.9%$329,682 +2%
    2019$3,841 -10.9%$323,219 +2%
    2018$4,313 +2.3%$316,882 +2%
    2017$4,217 +4.5%$310,669 +2%
    2016$4,034 +0.7%$304,578 +1.5%
    2015$4,007 +1.8%$300,003 +2%
    2014$3,936 $294,128 +0.5%
    2013-- $292,799 +2%
    2012-- $287,059 +2%
    2011-- $281,431 +0.8%
    2010-- $279,328 -0.2%
    2009-- $279,993 +2%
    2008-- $274,503 +2%
    2007-- $269,121 +2%
    2006-- $263,846 +2%
    2005-- $258,674 +2%
    2004-- $253,603 +1.9%
    2003-- $248,956 +2%
    2002-- $244,075 +2%
    2001-- $239,290

    Find assessor info on the county website

    BuyAbility℠ payment

    Estimated monthly payment
    All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
    HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
    Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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    Learn more*Terms apply. Match provided by Foyer. Account offered by Pacific West Bank, Member FDIC.

    Climate risks

    Neighborhood: 91978

    Getting around

    32 / 100
    Car-Dependent
    14 / 100
    Somewhat Bikeable

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Avocado
    • Middle: Hillsdale
    • High: Monte Vista

    Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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