Perched atop the breathtaking ridges of Dunlap, TN, 1086 River Ridge Drive is more than a home—it's a daily invitation to live in awe. Completed in 2025, this stunning new build captures gorgeous panoramic views of the Sequatchie Valley and offers coveted water access, all within an exclusive, private community with exceptional amenities.
From the moment you arrive, Hardy plank siding with brick accents, a welcoming covered porch, and a spacious rear deck with ceiling fan set the stage for savoring every sunrise and sunset over the ridgelines.
Inside, light pours through A-frame windows into a soaring open living area with recessed lighting and a brick gas fireplace—perfect after a day on the water. The chef's kitchen features granite countertops, tile backsplash, GE stainless appliances (including convection oven), farmhouse sink, large island, and a walk-in pantry with a window.
The main-level primary suite offers two walk-in closets, a soaking tub, oversized glass shower, granite double vanity, and private water closet. Two additional bedrooms share a full bath, while an office with double doors, large laundry room, half bath, and generous storage make daily living effortless.
An unfinished bonus room, floored attic storage, and double-car garage with storage alcove add flexibility. All of this is set in a private association community granting access to water recreation and peaceful living surrounded by nature's best views. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.
Contingent
$644,000
1086 River Ridge Dr Lot 58, Dunlap, TN 37327
3beds
2,381sqft
Est.:
Single Family Residence
Built in 2025
1.06 Acres Lot
$640,700 Zestimate®
$270/sqft
$100/mo HOA
What's special
Half bathLarge islandCoveted water accessMain-level primary suitePrivate water closetOffice with double doorsFarmhouse sink
- 58 days |
- 100 |
- 0 |
Zillow last checked:
Listing updated:
Listed by:
Jay Robinson 423-903-6404,
Keller Williams Realty 423-664-1900,
Wilder Robinson 423-838-5152,
Keller Williams Realty
Source: Greater Chattanooga Realtors,MLS#: 1528558
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Description: rear of the home
- Level: First
Bedroom
- Description: #2 bedroom
- Level: First
Bedroom
- Description: #3 bedroom
- Level: First
Primary bathroom
- Description: separate shower & soaking tub
- Level: First
Bathroom
- Description: between the two bedrooms behind great room
- Level: First
Other
- Description: eat-in kitchen
- Level: First
Bonus room
- Description: unfinished/walk in attic access
- Level: Second
Great room
- Description: with gas stone fireplace
- Level: First
Kitchen
- Description: open to great room
- Level: First
Laundry
- Description: off the primary bathroom
- Level: First
Office
- Description: front of house, near great room & entrance
- Level: First
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric, ENERGY STAR Qualified Equipment
Appliances
- Included: Convection Oven, Dishwasher, Electric Cooktop, Electric Oven, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Microwave, ENERGY STAR Qualified Water Heater, Refrigerator, Range Hood, Stainless Steel Appliance(s)
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Features
- Ceiling Fan(s), Eat-in Kitchen, Granite Counters, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Recessed Lighting, Soaking Tub, Storage, Vaulted Ceiling(s), Walk-In Closet(s), Separate Shower, Tub/shower Combo, Split Bedrooms
- Flooring: Carpet, Hardwood, Luxury Vinyl, Tile
- Windows: ENERGY STAR Qualified Windows, Low-Emissivity Windows, Vinyl Frames
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas Starter, Great Room
Interior area
- Total structure area: 2,381
- Total interior livable area: 2,381 sqft
- Finished area above ground: 2,381
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Driveway, Garage, Garage Faces Side, Kitchen Level
- Attached garage spaces: 2
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Front Porch, Rear Porch, Porch - Covered
- Exterior features: Lighting, Rain Gutters
- Pool features: Association
- Has view: Yes
- View description: Hills, Panoramic, Ridge, Trees/Woods
Lot
- Size: 1.06 Acres
- Dimensions: 144 x 427 x 88 x 424
- Features: Back Yard, Front Yard, Landscaped, Sloped, Views
Details
- Parcel number: 031 011.10
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, HardiPlank Type
- Foundation: Block
- Roof: Asphalt,Shingle
Condition
- New construction: Yes
- Year built: 2025
Details
- Builder name: Brown Haven Homes
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Curbs, Clubhouse, Dock, Fishing, Gated, Park, Playground, Pool
- Security: Gated Community, Smoke Detector(s)
- Subdivision: River Ridge Farms
HOA
- Has HOA: Yes
- Amenities included: Boat Dock, Clubhouse, Gated, Meeting Room, Park, Picnic Area, Playground, Parking, Pool, Party Room, Recreation Facilities, Stream Seasonal
- HOA fee: $1,200 annually
Location
- Region: Dunlap
Financial & listing details
- Price per square foot: $270/sqft
- Annual tax amount: $494
- Date on market: 2/14/2026
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Paved
Estimated market value
$640,700
$609,000 - $673,000
$2,416/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/22/2026 | Contingent | $644,000$270/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #3130832 Report a problem | ||
| 2/14/2026 | Listed for sale | $644,000$270/sqft |
Source: Greater Chattanooga Realtors #1528558 Report a problem | ||
| 2/14/2026 | Listing removed | $644,000$270/sqft |
Source: Greater Chattanooga Realtors #1518892 Report a problem | ||
| 2/2/2026 | Price change | $644,000-1.5%$270/sqft |
Source: Greater Chattanooga Realtors #1518892 Report a problem | ||
| 12/11/2025 | Price change | $654,000-0.8%$275/sqft |
Source: Greater Chattanooga Realtors #1518892 Report a problem | ||
| 11/12/2025 | Price change | $659,000-4.4%$277/sqft |
Source: Greater Chattanooga Realtors #1518892 Report a problem | ||
| 10/28/2025 | Price change | $689,000-1.4%$289/sqft |
Source: Greater Chattanooga Realtors #1518892 Report a problem | ||
| 8/18/2025 | Listed for sale | $699,000$294/sqft |
Source: Greater Chattanooga Realtors #1518892 Report a problem | ||
Public tax history
Public tax history
Tax history is unavailable.Monthly payment
Est. payment
$3,434/mo
Principal & interest
$3092
Property taxes
$242
HOA Fees
$100
More affordability tools
Climate risks
Neighborhood: 37327
Nearby schools
GreatSchools rating
- 5/10Griffith Elementary SchoolGrades: PK-4Distance: 6.2 mi
- 5/10Sequatchie Co Middle SchoolGrades: 5-8Distance: 6.3 mi
- 5/10Sequatchie Co High SchoolGrades: 9-12Distance: 4.1 mi
Schools provided by the listing agent
- Elementary: Griffith Elementary School
- Middle: Sequatchie Middle
- High: Sequatchie High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Tennessee
- Sequatchie County
- Dunlap
- 37327
- 1086 River Ridge Dr Lot 58
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