There are homes you tour, and then there are homes you experience. Enter 107 Cool Creek Trail, thoughtfully named Coldwater Ridge. From the moment you arrive, the world slows down. A paved drive opens quietly into a private clearing surrounded by forest, where reclaimed wood, steel, glass, and stone rise naturally from the landscape. Every element feels considered and entirely at home. Set on 4.37 acres within an intimate enclave of luxury homes, Coldwater Ridge is defined by its connection to nature. Just beyond the living spaces, approximately 440 feet of frontage along Fighting Town Creek unfolds below—wide, rushing, and constant. More river than creek, its movement becomes a steady, grounding presence. Built in 2024 and spanning approximately 3,000 square feet, the home blends warmth and modern clarity through reclaimed barnwood, clean architectural lines, soaring rooflines, and expansive glass. Anderson sliding doors dissolve the boundary between indoors and out, opening living spaces to covered porches and forest views. The main living area feels both expansive and intimate, with soaring ceilings, natural materials, curated lighting, and a fireplace anchoring the space. Automated remote-controlled shades quietly adjust the atmosphere, while technology remains seamless and nearly invisible. Every bedroom is en-suite, and the terrace level features a custom bunk room with three built-in bunks. Outdoor living is woven throughout with two covered porches, an outdoor fireplace, extensive hardscaping, and a fire pit setting surrounded by forest and the sound of moving water. A paved drive and parking area provide ample space while preserving privacy. Despite its seclusion, Coldwater Ridge is just minutes from downtown Blue Ridge, McCaysville, and Epworth, with wineries, dining, hiking, and outdoor adventure close at hand. Offered in a manner that allows for a seamless, turnkey transition. It isn't just a home, it's a feeling–one that deserves to be experienced.
Active
$1,600,000
107 Cool Creek Trl, Blue Ridge, GA 30513
4beds
3,000sqft
Est.:
Residential
Built in 2024
4.37 Acres Lot
$1,534,000 Zestimate®
$533/sqft
$33/mo HOA
What's special
Outdoor fireplaceSoaring ceilingsFireplace anchoring the spaceCurated lightingNatural materialsExtensive hardscapingAutomated remote-controlled shades
- 35 days |
- 1,556 |
- 59 |
Zillow last checked: 8 hours ago
Listing updated: January 16, 2026 at 07:53am
Listed by:
Zach Payne 917-769-9828,
Payne Real Estate
Source: NGBOR,MLS#: 422316
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 3
- Partial bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Den, Kitchen, Laundry, Great Room
Primary bedroom
- Level: Main
Heating
- Central, Heat Pump, Electric, Zoned
Cooling
- Central Air, Zoned
Appliances
- Included: Refrigerator, Range, Microwave, Dishwasher, Washer, Dryer, Freezer, Tankless Water Heater, Gas Water Heater
- Laundry: In Basement, Mud Room, Laundry Room
Features
- Pantry, Ceiling Fan(s), Wet Bar, Cathedral Ceiling(s), Sheetrock, Entrance Foyer, Eat-in Kitchen, High Speed Internet
- Flooring: Wood
- Windows: Insulated Windows, Aluminum Frames
- Basement: Finished,Full,Bath/Stubbed
- Number of fireplaces: 2
- Fireplace features: Gas Log, Wood Burning, Outside, See Remarks
- Furnished: Yes
Interior area
- Total structure area: 3,000
- Total interior livable area: 3,000 sqft
Property
Parking
- Parking features: Driveway, See Remarks, Concrete
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Deck, Covered, Patio
- Exterior features: Private Yard, Fire Pit
- Has view: Yes
- View description: Year Round, Creek/Stream, Trees/Woods
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Creek, Creek Access
- Body of water: Fighting Town Creek
- Frontage type: Creek
Lot
- Size: 4.37 Acres
- Topography: Sloping
Details
- Parcel number: 0025D0351C
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Modern,See Remarks
- Property subtype: Residential
Materials
- Frame, Concrete, Wood Siding, Stone
- Foundation: Permanent
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 2024
Utilities & green energy
- Sewer: Septic Tank
- Water: Private, Well
- Utilities for property: Fiber Optics
Community & HOA
Community
- Subdivision: Fighting Town Creek
HOA
- Has HOA: Yes
- HOA fee: $400 annually
Location
- Region: Blue Ridge
Financial & listing details
- Price per square foot: $533/sqft
- Date on market: 1/16/2026
- Road surface type: Gravel
Estimated market value
$1,534,000
$1.46M - $1.61M
$4,363/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/15/2026 | Listed for sale | $1,600,000+0.6%$533/sqft |
Source: | ||
| 12/25/2025 | Listing removed | $1,590,000$530/sqft |
Source: NGBOR #419191 Report a problem | ||
| 11/20/2025 | Listed for sale | $1,590,000$530/sqft |
Source: NGBOR #419191 Report a problem | ||
| 10/25/2025 | Pending sale | $1,590,000$530/sqft |
Source: NGBOR #419191 Report a problem | ||
| 9/30/2025 | Listed for sale | $1,590,000+11.9%$530/sqft |
Source: NGBOR #419191 Report a problem | ||
| 6/26/2024 | Sold | $1,421,500-11.1%$474/sqft |
Source: NGBOR #402875 Report a problem | ||
| 6/11/2024 | Price change | $1,599,000-5.3%$533/sqft |
Source: NGBOR #402875 Report a problem | ||
| 5/31/2024 | Price change | $1,689,000-4%$563/sqft |
Source: NGBOR #402875 Report a problem | ||
| 4/9/2024 | Listed for sale | $1,759,000+2%$586/sqft |
Source: NGBOR #402875 Report a problem | ||
| 4/8/2024 | Listing removed | $1,725,000$575/sqft |
Source: | ||
| 2/6/2024 | Listed for sale | $1,725,000$575/sqft |
Source: NGBOR #401252 Report a problem | ||
Public tax history
Public tax history
Tax history is unavailable.BuyAbility℠ payment
Est. payment
$8,312/mo
Principal & interest
$7812
Property taxes
$467
HOA Fees
$33
Climate risks
Neighborhood: 30513
Nearby schools
GreatSchools rating
- 4/10Blue Ridge Elementary SchoolGrades: PK-5Distance: 0.3 mi
- 7/10Fannin County Middle SchoolGrades: 6-8Distance: 1.3 mi
- 4/10Fannin County High SchoolGrades: 9-12Distance: 0.8 mi



