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For sale
  • Price cut: $33K (1/17)
    $747,000

    1041 Gibraltar Rd, Key Largo, FL 33037

    3beds
    2,289sqft
    : 
    Single Family Residence
    Built in 1985
    5,227.2 Square Feet Lot
    $725,900 Zestimate®
    $326/sqft
    $-- HOA

    What's special

    Enjoy gracious Keys living at 1041 Gibraltar Rd. in Key Largo, FL. This single family home is nestled at the end of Gibraltar Rd so you get premium privacy with no pass-through traffic and the added benefit of being located right next to John Pennecamp State Park. Entering the home you walk into expanded living spaces with flow that guides into private comfort from the well appointed kitchen and laundry with multiple dining areas to the large living room with direct access to the covered porch and fenced in back yard. The ground level of the home also offers 2 guest rooms and 2 guest baths. The primary suite encompasses the entire second level of the home with large bedroom, multiple closets, extra spacious primary bath and a private balcony overlooking the backyard. And, good news is that this home is located in an X Flood Zone. Call today for more information and to schedule a private viewing.
    244 days
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    460
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    24
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    Zillow last checked: 7 hours ago

    Listing updated: January 27, 2026 at 02:22am

    Listed by:

    The Owen Lucas Team 305-393-0559,

    Berkshire Hathaway HomeServices Keys Real Estate

    Source: FLKMLS,MLS#: 616091MLS LogoOriginating MLS: Marathon/Lower Keys

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Cooling
      • Central Air, Ductless, Ceiling Fans(s)
      Appliances
      • Included: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
      Features
      • Walk-In Closet(s), Granite Counters, Built-in Cabinets, Split Bedroom, Cathedral Ceiling(s)
      • Flooring: Tile, Vinyl
      • Doors: Impact Rstnce Doors
      • Windows: Drapes/Blinds Incl, Impact Rstnce Window
      Interior area
      • Total interior livable area: 2,289 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Open, Off Street
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: No, None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Open Porch/Balcony, Deck, Patio
      • Exterior features: Rain Gutters
      • Fencing: Fenced,Privacy
      • Water view: None
      • Waterfront features: None, Dockage: None
      Lot
      • Size: 5,227.2 Square Feet
      • Dimensions: 50 x 105
      • Features: Less Than 1/4 Acre
      Details
      • Additional structures: Shed(s)
      • Parcel number: 00544610000000
      • Zoning: SF
      • Zoning description: Single Family
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • CBS
      • Roof: Metal
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1985

      Utilities & green energy

      • Sewer: Community Swr Plant, Public Sewer
      • Utilities for property: FKAA

      Community & HOA

      Community
      • Security: No Security
      • Subdivision: Bahia Mar (102.5)
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $326/sqft
      • Tax assessed value: $628,521
      • Annual tax amount: $5,057
      • Date on market: 8/8/2025
      • Listing terms: Cash,FHA,VA Loan,Conventional
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        Estimated market value

        $725,900

        $690,000 - $762,000

        $5,209/mo

        Price history

        Price history
        DateEventPrice
        1/17/2026Price change$747,000-4.2%$326/sqft
        Source: FLKMLS #616091 Report a problem
        8/8/2025Listed for sale$780,000+50%$341/sqft
        Source: Key West AOR #616091 Report a problem
        3/10/2021Sold$520,000-3.5%$227/sqft
        Source: FLKMLS #594002 Report a problem
        1/13/2021Pending sale$539,000$235/sqft
        Source: Engel & Voelkers Islamorada #594002 Report a problem
        1/12/2021Contingent$539,000$235/sqft
        Source: FLKMLS #594002 Report a problem
        1/6/2021Price change$539,000-0.7%$235/sqft
        Source: Engel & Volkers Islamorada #594002 Report a problem
        11/24/2020Price change$543,000-0.4%$237/sqft
        Source: Engel & Voelkers Islamorada #592048 Report a problem
        11/2/2020Price change$545,000-0.7%$238/sqft
        Source: Engel & Voelkers Islamorada #592048 Report a problem
        8/26/2020Price change$549,000-1.8%$240/sqft
        Source: Engel & Voelkers Islamorada #592048 Report a problem
        8/11/2020Listed for sale$559,000+43.3%$244/sqft
        Source: Engel & Volkers Islamorada #592048 Report a problem
        2/10/2012Listing removed$390,000$170/sqft
        Source: RE/MAX Keys Properties #553166 Report a problem
        1/21/2012Listed for sale$390,000+3.7%$170/sqft
        Source: RE/MAX Keys Properties #553166 Report a problem
        7/28/2011Sold$376,000-3.6%$164/sqft
        Source: FLKMLS #553166 Report a problem
        12/23/2010Price change$390,000-3.7%$170/sqft
        Source: Key Largo Realty, Inc. #553166 Report a problem
        10/3/2010Listed for sale$405,000+14.4%$177/sqft
        Source: Key Largo Realty, Inc. #553166 Report a problem
        12/31/2009Sold$354,000+31.1%$155/sqft
        Source: Public Record Report a problem
        6/6/2005Sold$270,000$118/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$5,298 +4.7%$595,013 +2.9%
        2024$5,057 +3.9%$578,244 +3%
        2023$4,868 +5.9%$561,402 +3%
        2022$4,595 +12%$545,051 +30.2%
        2021$4,104 +26.3%$418,653 +19.4%
        2020$3,249 $350,556 +2.3%
        2019$3,249 +1.8%$342,675 +1.9%
        2018$3,191 +0.2%$336,286 +2.1%
        2017$3,186 +2.1%$329,370 +2.1%
        2016$3,122 -1.2%$322,596 +0.7%
        2015$3,160 $320,354

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $4,064/mo
        Principal & interest
        $3554
        Property taxes
        $510
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