SELLER MUST MOVE! VERY MOTIVATED! If you are looking to move this home is waiting for you and is located in a very desirable area of Swan Valley. This well maintained ranch sits on almost 3 acres of land, has a 40 x 30 ft. pole barn and another large barn for extra storage. Roof on the pole barn was replaced in November of 2021. The kitchen has been all updated with granite counter-tops and stainless steel appliances, new cupboards and cedar closets throughout. New flooring throughout the living room, kitchen, and hallway in January of 2023. Bathrooms have all been updated and the foundation has been water proofed by Foundation Systems of Michigan in 2017 with dual sump pumps. Newer windows (replaced in 2012) and the roof was replaced in January of 2025. This property offers tranquility and serenity in a prime location and has been continuously improved/maintained.
Pending
Price cut: $11K (2/3)
$319,000
10400 Swan Creek Rd, Saginaw, MI 48609
2beds
2,028sqft
Est.:
Single Family Residence
Built in 1966
2.92 Acres Lot
$305,200 Zestimate®
$157/sqft
$-- HOA
What's special
Stainless steel appliancesNew cupboards
- 227 days |
- 116 |
- 2 |
Zillow last checked: 7 hours ago
Listing updated: February 24, 2026 at 06:27am
Listed by:
Valerie Ellerman 313-378-2225,
Berkshire Hathaway HomeServices 989-790-9292,
Samuel Ellerman 989-522-3179,
Berkshire Hathaway HomeServices
Source: MiRealSource,MLS#: 50185661
Originating MLS: Saginaw Board of REALTORS
Originating MLS: Saginaw Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Bedroom 1
- Features: Carpet
- Level: First
- Area: 156
- Dimensions: 12 x 13
Bedroom 2
- Level: First
- Area: 120
- Dimensions: 12 x 10
Bathroom
- Features: Not Applicable
Bathroom 1
- Features: Ceramic
- Level: First
- Area: 63
- Dimensions: 9 x 7
Dining room
- Level: First
- Area: 144
- Dimensions: 12 x 12
Kitchen
- Level: First
- Area: 156
- Dimensions: 13 x 12
Living room
- Features: Wood
- Level: First
- Area: 319
- Dimensions: 29 x 11
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Electric Water Heater
- Laundry: First Floor Laundry
Features
- Sump Pump
- Flooring: Hardwood, Ceramic Tile, Carpet, Wood, Other
- Windows: Window Treatments
- Basement: Partially Finished
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 2,028
- Total interior livable area: 2,028 sqft
- Finished area above ground: 1,308
- Finished area below ground: 720
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: 3 or More Spaces, Covered, Garage, Lighted, Driveway, Attached, Electric in Garage, Garage Door Opener, Heated Garage
- Attached garage spaces: 2
Accessibility
- Accessibility features: Wheelchair Access, Accessibility Features, Accessible Bedroom, Accessible Central Living Area, Accessible Closets, Accessible Doors, Accessible Entrance, Accessible Kitchen, Accessible Kitchen Appliances, Accessible Washer/Dryer, Wheelchair Accessible, Accessible Bathroom Sink, Accessible Kitchen Sink, Accessible Main Flr Bedrm, Lever Door Handles, Main Floor Laundry
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio, Porch
- Fencing: Fenced,Fence Owned
- Has view: Yes
- View description: Rural View
- Waterfront features: None
- Body of water: none
- Frontage type: Road
- Frontage length: 183
Lot
- Size: 2.92 Acres
- Dimensions: 183 x 667
- Features: Deep Lot - 150+ Ft., Wooded, Rural, Farm
Details
- Additional structures: Barn(s), Pole Barn
- Parcel number: 26113044009000
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Basement
Condition
- New construction: No
- Year built: 1966
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable/Internet Avail.
Green energy
- Energy efficient items: Appliances, Doors, Insulation, Lighting, Roof, Water Heater, Windows
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Saginaw
Financial & listing details
- Price per square foot: $157/sqft
- Tax assessed value: $223,800
- Annual tax amount: $3,147
- Date on market: 8/19/2025
- Cumulative days on market: 217 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,USDA Loan,MIStateHsDevAuthority
- Road surface type: Paved
Estimated market value
$305,200
$290,000 - $320,000
$1,444/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/24/2026 | Pending sale | $319,000$157/sqft |
Source:  MiRealSource #50185661 Report a problem | ||
| 2/19/2026 | Contingent | $319,000$157/sqft |
Source: MiRealSource #50185661 Report a problem | ||
| 2/18/2026 | Pending sale | $319,000$157/sqft |
Source: MiRealSource #50185661 Report a problem | ||
| 2/3/2026 | Price change | $319,000-3.3%$157/sqft |
Source: MiRealSource #50185661 Report a problem | ||
| 1/5/2026 | Price change | $330,000-2.9%$163/sqft |
Source: MiRealSource #50185661 Report a problem | ||
| 12/5/2025 | Price change | $339,9000%$168/sqft |
Source: MiRealSource #50185661 Report a problem | ||
| 11/17/2025 | Price change | $340,000-2.3%$168/sqft |
Source: MiRealSource #50185661 Report a problem | ||
| 11/7/2025 | Price change | $348,000-1.4%$172/sqft |
Source: MiRealSource #50185661 Report a problem | ||
| 11/1/2025 | Price change | $353,000-0.8%$174/sqft |
Source: MiRealSource #50185661 Report a problem | ||
| 8/19/2025 | Listed for sale | $355,900$175/sqft |
Source: MiRealSource #50185661 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,607 -5.4% | $111,900 +20.1% |
| 2023 | $2,756 | $93,200 +8.8% |
| 2022 | -- | $85,700 +9.9% |
| 2021 | $2,674 | $78,000 -1.1% |
| 2020 | $2,674 +17.3% | $78,900 +13% |
| 2018 | $2,279 +11.9% | $69,800 +2.3% |
| 2017 | $2,037 | $68,200 +5.6% |
| 2016 | $2,037 | $64,600 -4% |
| 2014 | $2,037 | $67,300 |
| 2013 | -- | $67,300 -3% |
| 2011 | -- | $69,400 -18% |
| 2010 | -- | $84,600 +2.9% |
| 2009 | -- | $82,200 -5.1% |
| 2008 | -- | $86,600 +3.2% |
| 2007 | -- | $83,900 |
| 2006 | -- | $83,900 |
| 2005 | -- | $83,900 +6.3% |
| 2003 | -- | $78,900 +3.5% |
| 2002 | -- | $76,200 |
| 2001 | -- | $76,200 +5.7% |
| 2000 | -- | $72,100 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,011/mo
Principal & interest
$1594
Property taxes
$417
More affordability tools
Climate risks
Neighborhood: 48609
Nearby schools
GreatSchools rating
- 8/10Robert B. Havens Elementary SchoolGrades: PK-5Distance: 2.7 mi
- 7/10Swan Valley Middle SchoolGrades: 6-8Distance: 2.8 mi
- 9/10Swan Valley High SchoolGrades: PK,9-12Distance: 2.9 mi
Schools provided by the listing agent
- District: Swan Valley School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 48609
- Michigan
- Saginaw County
- Saginaw
- 48609
- 10400 Swan Creek Rd
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