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For sale
  • $389,900

    1038 Kelly Fern Loop, Ruskin, FL 33570

    4beds
    2,289sqft
    : 
    Single Family Residence
    Built in 2022
    9,111 Square Feet Lot
    $387,900 Zestimate®
    $170/sqft
    $50/mo HOA

    What's special

    Flexible loftRoomy bedroomsBonus roomEasy-care ceramic tileOpen-concept layoutUnder-stair storageGenerously sized primary suite
    Fresh, Stylish, and Move-In Ready in South Haven! Welcome to this beautifully built 2022 home that blends modern style with everyday comfort. The open-concept layout centers around a spacious kitchen featuring sleek 36" raised-panel cabinets, a walk-in pantry, and easy-care ceramic tile that flows throughout the main living areas—including the foyer, flex room, kitchen, family room, laundry, and bathrooms. Need peace of mind? Hurricane shutters are already in place. The generously sized primary suite is bathed in natural light and includes its own walk-in closet for added convenience. Upstairs, a flexible loft and bonus room give you plenty of options—whether you’re setting up a home office, gym, or playroom. Practical touches like under-stair storage, a guest bath with a separate vanity area, and roomy bedrooms (including one with a walk-in closet) make everyday living easy. Even better? The washer and dryer stay with the home. Step outside into your private fenced backyard—a great spot for cookouts, relaxing with friends, or letting pets roam freely. With an irrigation system already installed, keeping the landscaping lush is a breeze. South Haven offers great amenities like a tot lot and dog park, and it’s just minutes from E.G. Simmons Park and Little Harbor—perfect for fishing, boating, camping, or simply soaking in the Florida sunshine. Plus, you're just under 2 miles from the Amazon Fulfillment Center and within 15 minutes of all your daily essentials. Cal today to schedule your showing of this recently built gem before it's gone.
    255 days
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    122
    |
    1
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    Zillow last checked: 7 hours ago

    Listing updated: October 12, 2025 at 11:08am

    Listing Provided by:

    Cuc Dinh 727-858-3450,

    DALTON WADE INC 888-668-8283

    Source: Stellar MLS,MLS#: TB8395971MLS LogoOriginating MLS: Suncoast Tampa

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: Second
      • Area: 240 Square Feet
      • Dimensions: 16x15
      Kitchen
      • Level: First
      • Area: 360 Square Feet
      • Dimensions: 24x15
      Living room
      • Level: First
      • Area: 247 Square Feet
      • Dimensions: 19x13
      Loft
      • Level: Second
      • Area: 247 Square Feet
      • Dimensions: 13x19
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
      • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
      Features
      • High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Carpet, Vinyl
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 2,758
      • Total interior livable area: 2,289 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Irrigation System, Lighting, Sidewalk
      Lot
      • Size: 9,111 Square Feet
      Details
      • Parcel number: U043219C5100000000047.0
      • Zoning: PD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Cement Siding, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 2022

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: SOUTH HAVEN
      HOA
      • Has HOA: Yes
      • HOA fee: $50 monthly
      • HOA name: Lisa Coleman
      Location
      • Region: Ruskin

      Financial & listing details

      • Price per square foot: $170/sqft
      • Tax assessed value: $333,718
      • Annual tax amount: $6,576
      • Date on market: 7/22/2025
      • Cumulative days on market: 94 days
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt
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        Estimated market value

        $387,900

        $369,000 - $407,000

        $2,351/mo

        Price history

        Price history
        DateEventPrice
        9/10/2025Price change$389,900-2.5%$170/sqft
        Source: Stellar MLS #TB8395971 Report a problem
        7/23/2025Listed for sale$399,900+1.2%$175/sqft
        Source: Stellar MLS #TB8395971 Report a problem
        7/2/2025Listing removed$2,500$1/sqft
        Source: Zillow Rentals Report a problem
        6/5/2025Price change$2,500-3.8%$1/sqft
        Source: Zillow Rentals Report a problem
        5/29/2025Price change$2,600-3.7%$1/sqft
        Source: Zillow Rentals Report a problem
        5/18/2025Listed for rent$2,700$1/sqft
        Source: Zillow Rentals Report a problem
        11/9/2022Sold$394,990$173/sqft
        Source: Public Record Report a problem
        8/23/2022Pending sale$394,990$173/sqft
        Source: Stellar MLS #O6054086 Report a problem
        8/22/2022Listed for sale$394,990$173/sqft
        Source: Stellar MLS #O6054086 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$6,577 -6.4%$333,718 -2.4%
        2023$7,029 +1551.5%$342,050 +3650.5%
        2022$426 -0.8%$9,120
        2021$429 $9,120

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $2,549/mo
        Principal & interest
        $1914
        Property taxes
        $585
        HOA Fees
        $50
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          Climate risks

          Neighborhood: 33570

          Getting around

          4 / 100
          Car-Dependent
          47 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Cypress Creek-HB
          • Middle: Shields-HB
          • High: Lennard-HB

          Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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