Welcome home to this inviting 3-bedroom, 2-bath residence offering comfortable living and room to grow. The thoughtfully designed main living area features a vaulted ceiling that creates an open, airy feel, anchored by a cozy gas fireplace—perfect for relaxing evenings or hosting guests. The spacious eat-in kitchen provides plenty of workspace and abundant cabinetry, making meal prep and everyday living both convenient and enjoyable. All three bedrooms are generously sized, including a primary suite complete with its own private bath. An unfinished basement with walk-up access offers excellent potential for storage, hobbies, or future expansion, and also includes a storm shelter for added safety and peace of mind. Step outside and unwind on the charming covered front porch, or enjoy outdoor gatherings on the back patio. An attached 2-car garage adds everyday convenience and additional storage space. Comfortable, functional, and full of potential - this home is ready for you to make it your own.
For sale
Price cut: $10K (2/28)
$315,000
103 Ruth Ln, Bardstown, KY 40004
3beds
1,485sqft
Est.:
Single Family Residence
Built in 2005
9,147.6 Square Feet Lot
$313,200 Zestimate®
$212/sqft
$13/mo HOA
What's special
Cozy gas fireplaceBack patioSpacious eat-in kitchenCharming covered front porch
- 1 day |
- 217 |
- 6 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: March 11, 2026 at 11:11am
Listed by:
Bobby Harding 502-548-7621,
Nest Realty
Source: GLARMLS,MLS#: 1711106
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Full bathroom
- Level: First
Great room
- Level: First
Kitchen
- Description: Eat in Kitchen
- Level: First
Laundry
- Level: First
Heating
- Heat Pump
Cooling
- Central Air, Heat Pump
Features
- Basement: Walk-Up Access,Unfinished
- Number of fireplaces: 1
Interior area
- Total structure area: 1,485
- Total interior livable area: 1,485 sqft
- Finished area above ground: 1,485
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Entry Front
- Attached garage spaces: 2
Features
- Stories: 1
- Patio & porch: Patio, Porch
- Fencing: None
Lot
- Size: 9,147.6 Square Feet
- Features: Cleared
Details
- Parcel number: 32SW004014
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- Year built: 2005
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Propane
Community & HOA
Community
- Subdivision: Miller Springs Estates
HOA
- Has HOA: Yes
- HOA fee: $150 annually
Location
- Region: Bardstown
Financial & listing details
- Price per square foot: $212/sqft
- Tax assessed value: $172,900
- Annual tax amount: $1,824
- Date on market: 3/11/2026
- Electric utility on property: Yes
Estimated market value
$313,200
$298,000 - $329,000
$1,888/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/28/2026 | Price change | $315,000-3.1%$212/sqft |
Source:  GLARMLS #1703890 Report a problem | ||
| 2/19/2026 | Price change | $325,000-1.5%$219/sqft |
Source: GLARMLS #1703890 Report a problem | ||
| 2/4/2026 | Price change | $330,000-1.5%$222/sqft |
Source: GLARMLS #1703890 Report a problem | ||
| 1/28/2026 | Price change | $335,000-1.5%$226/sqft |
Source: GLARMLS #1703890 Report a problem | ||
| 11/20/2025 | Listed for sale | $340,000$229/sqft |
Source: GLARMLS #1703890 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $1,824 -2.1% | $172,900 |
| 2022 | $1,864 -1.3% | $172,900 |
| 2021 | $1,888 +0.2% | $172,900 |
| 2020 | $1,885 -2.7% | $172,900 |
| 2019 | $1,937 -2% | $172,900 |
| 2018 | $1,977 +14.8% | $172,900 |
| 2017 | $1,722 | $172,900 |
| 2016 | $1,722 | $172,900 |
| 2015 | $1,722 | $172,900 |
| 2014 | $1,722 | $172,900 |
| 2012 | $1,722 | $172,900 |
| 2010 | -- | $172,900 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,726/mo
Principal & interest
$1503
Property taxes
$210
HOA Fees
$13
More affordability tools
Climate risks
Neighborhood: 40004
Nearby schools
GreatSchools rating
- 2/10Foster Heights Elementary SchoolGrades: K-5Distance: 4.8 mi
- 2/10Old Kentucky Home Middle SchoolGrades: 6-8Distance: 5.5 mi
- 6/10Thomas Nelson High SchoolGrades: 9-12Distance: 1.3 mi
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