Start your day with coastal convenience and end it with room to unwind--this Cameron Plan by Windsor Homes offers a layout designed for everyday living. Located in a socially active neighborhood with shared amenities and opportunities to connect, this two-story home features 4 bedrooms and 3 full bathrooms. Just off the foyer, a first-floor guest bedroom provides flexibility for visitors or a home office. A full bathroom is located down the adjacent hallway. The open-concept main living area offers a natural flow while maintaining defined spaces. The living room centers on a gas log fireplace, creating a comfortable focal point. The kitchen includes white Shaker-style cabinets, granite countertops, a subway tile backsplash, stainless steel appliances, a central island, and a corner pantry for added storage. Upstairs, the primary suite includes a large walk-in closet, double-sink vanity, walk-in shower, and water closet. Two additional guest bedrooms and a full bathroom are also located on the second floor, including one bedroom with a walk-in closet. The laundry room is conveniently placed upstairs, and the bonus room offers space for a home gym, media room, or hobby area. A sliding door from the dining area opens to a covered deck overlooking a private fenced back yard that backs up to a wooded area. The deck also includes an open-air section for grilling. Security options are available. This home has an ADT doorbell camera and a smart home alarm system that the current owners do not use but can be activated by the new homeowner. The home is within walking distance of the community pool and minutes to Harris Teeter, Lowe's Home Improvement, Surf City restaurants, the Topsail Beach bridge, and area military bases.
For sale
$448,000
1005 Terraces Lane, Hampstead, NC 28443
4beds
2,040sqft
Est.:
Single Family Residence
Built in 2022
7,405.2 Square Feet Lot
$426,400 Zestimate®
$220/sqft
$90/mo HOA
What's special
- 2 days |
- 107 |
- 10 |
Zillow last checked: 7 hours ago
Listing updated: 18 hours ago
Listed by:
The Cameron Team 910-233-2840,
Coldwell Banker Sea Coast Advantage,
Ashley Pierce 910-617-1500,
Coldwell Banker Sea Coast Advantage
Source: Hive MLS,MLS#: 100565604
Originating MLS: Cape Fear Realtors MLS, Inc.
Originating MLS: Cape Fear Realtors MLS, Inc.Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Dining Room, Living Room, Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bonus Room
Primary bedroom
- Level: Second
- Dimensions: 14 x 14
Bedroom 2
- Level: First
- Dimensions: 9 x 13
Bedroom 3
- Level: Second
- Dimensions: 14 x 12
Bedroom 4
- Level: Second
- Dimensions: 10 x 12
Bonus room
- Level: Second
- Dimensions: 11 x 20
Dining room
- Level: First
- Dimensions: 10 x 14
Kitchen
- Level: First
- Dimensions: 10 x 19
Living room
- Level: First
- Dimensions: 13 x 14
Heating
- Heat Pump, Electric
Cooling
- Central Air, Heat Pump
Appliances
- Included: Gas Oven, Gas Cooktop
- Laundry: Laundry Room
Features
- Walk-in Closet(s), Tray Ceiling(s), Kitchen Island, Ceiling Fan(s), Pantry, Walk-in Shower, Blinds/Shades, Gas Log, Walk-In Closet(s)
- Flooring: LVT/LVP, Carpet, Tile
- Basement: None
- Attic: Scuttle
- Has fireplace: Yes
- Fireplace features: Gas Log
Interior area
- Total structure area: 2,040
- Total interior livable area: 2,040 sqft
Property
Parking
- Total spaces: 2
- Parking features: Paved
- Has attached garage: Yes
Features
- Levels: Two
- Patio & porch: Covered, Deck, Porch
- Exterior features: Cluster Mailboxes
- Fencing: Wood
- Has view: Yes
- View description: See Remarks
- Waterfront features: None
- Frontage type: See Remarks
Lot
- Size: 7,405.2 Square Feet
- Dimensions: 60*118*61*129
- Features: Interior Lot
Details
- Parcel number: 42158771690000
- Zoning: RP
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Foundation: Slab
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: County Sewer
- Water: County Water
- Utilities for property: Natural Gas Connected, Sewer Connected, Water Connected
Green energy
- Green verification: None
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: The Terraces
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Pool, Maintenance Common Areas, Maintenance Grounds, Sidewalks
- HOA fee: $1,080 annually
- HOA name: The Terraces HOA
- HOA phone: 910-509-7281
Location
- Region: Hampstead
Financial & listing details
- Price per square foot: $220/sqft
- Tax assessed value: $248,195
- Annual tax amount: $3,077
- Date on market: 4/8/2026
- Cumulative days on market: 2 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
$426,400
$405,000 - $448,000
$2,538/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/8/2026 | Listed for sale | $448,000+8.1%$220/sqft |
Source:  Hive MLS #100565604 Report a problem | ||
| 11/2/2022 | Sold | $414,485+5%$203/sqft |
Source: Hive MLS #100313841 Report a problem | ||
| 2/24/2022 | Pending sale | $394,900$194/sqft |
Source: Hive MLS #100313841 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,060 | $402,784 +62.3% |
| 2024 | $2,060 | $248,195 |
| 2023 | $2,060 +516.9% | $248,195 +448.2% |
| 2022 | $334 | $45,276 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,538/mo
Principal & interest
$2187
Property taxes
$261
HOA Fees
$90
More affordability tools
Climate risks
Neighborhood: 28443
Nearby schools
GreatSchools rating
- 7/10Surf City ElementaryGrades: PK-5Distance: 2.3 mi
- 9/10Surf City MiddleGrades: 6-8Distance: 2.3 mi
- 8/10Topsail High SchoolGrades: 9-12Distance: 5.5 mi
Schools provided by the listing agent
- Elementary: Surf City
- Middle: Surf City
- High: Topsail
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28443
- North Carolina
- Pender County
- Hampstead
- 28443
- 1005 Terraces Lane
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