We both know you were hoping to spend your summer on the beaches of Lake Monticello.. and here is your chance! This stunner is yours for the taking. As soon as you walk in into the foyer, you'll feel right at home! On the main level, you'll find an eat-in, galley style kitchen, complete with granite counter tops and stainless steel appliances. A semi-open concept living room, formal dining room, half bath, and laundry/utility room too. Upstairs, you'll find an EXPANSIVE primary bedroom with en-suite and walk-in closet, two additional bedrooms and another full bathroom. To top it off, the backyard is completely fenced for the dogs, and kids alike! Literally, the WHOLE family will love this home, and all the amenities that come with living at the lake!
Active
$380,000
10 Zephyr Rd, Palmyra, VA 22963
3beds
1,566sqft
Est.:
Single Family Residence
Built in 2019
0.34 Acres Lot
$374,500 Zestimate®
$243/sqft
$118/mo HOA
What's special
Granite counter topsTwo additional bedroomsEat-in galley style kitchenFormal dining roomStainless steel appliances
- 3 days |
- 603 |
- 8 |
Zillow last checked: 8 hours ago
Listing updated: February 24, 2026 at 12:13pm
Listed by:
TAYLOR COLLIER 540-910-0368,
EXP REALTY LLC
Source: CAAR,MLS#: 673585
Originating MLS: Greater Augusta Association of Realtors Inc
Originating MLS: Greater Augusta Association of Realtors IncTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Bathroom, Bedroom, Dining Room, Eat-in Kitchen, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: Second
Bathroom
- Level: Second
Dining room
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
Features
- Eat-in Kitchen
- Flooring: Carpet, Laminate
- Windows: Tilt-In Windows
- Has basement: No
- Has fireplace: Yes
- Fireplace features: Glass Doors, Gas Log
Interior area
- Total structure area: 1,566
- Total interior livable area: 1,566 sqft
- Finished area above ground: 1,566
- Finished area below ground: 0
Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch, Front Porch, Porch
- Exterior features: Fence
- Pool features: Association
- Fencing: Partial
- Has view: Yes
- View description: Residential
Lot
- Size: 0.34 Acres
- Topography: Rolling
Details
- Parcel number: 368
- Zoning description: R-4 Residential, 4 Dwellings/Acre
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2019
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Fiber Optic Available
Community & HOA
Community
- Security: Smoke Detector(s), Surveillance System, Gated Community
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Meeting/Banquet/Party Room, Picnic Area, Pool, Tennis Court(s), Trail(s), Water
- HOA fee: $1,420 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $243/sqft
- Tax assessed value: $232,400
- Annual tax amount: $2,223
- Date on market: 2/24/2026
Estimated market value
$374,500
$356,000 - $393,000
$2,053/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/24/2026 | Listed for sale | $380,000+8.9%$243/sqft |
Source:  CAAR #673585 Report a problem | ||
| 7/21/2025 | Listing removed | $349,000$223/sqft |
Source: CAAR #665097 Report a problem | ||
| 7/3/2025 | Price change | $349,000-2.8%$223/sqft |
Source: CAAR #665097 Report a problem | ||
| 6/29/2025 | Price change | $359,000-2.7%$229/sqft |
Source: CAAR #665097 Report a problem | ||
| 6/13/2025 | Price change | $369,000-1.6%$236/sqft |
Source: CAAR #665097 Report a problem | ||
| 6/6/2025 | Price change | $375,000-2.6%$239/sqft |
Source: CAAR #665097 Report a problem | ||
| 5/28/2025 | Listed for sale | $385,000+27.1%$246/sqft |
Source: CAAR #665097 Report a problem | ||
| 4/1/2022 | Sold | $303,030+8.6%$194/sqft |
Source: Public Record Report a problem | ||
| 3/2/2022 | Pending sale | $279,000$178/sqft |
Source: CAAR #626826 Report a problem | ||
| 2/23/2022 | Listed for sale | $279,000+42.2%$178/sqft |
Source: CAAR #626826 Report a problem | ||
| 10/25/2019 | Sold | $196,143$125/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,961 | $232,400 |
| 2023 | $1,961 | $232,400 +19.4% |
| 2022 | -- | $194,600 |
| 2021 | -- | $194,600 |
| 2020 | -- | $194,600 +607.6% |
| 2018 | $242 | $27,500 |
| 2017 | $242 | $27,500 |
| 2016 | $242 | $27,500 |
| 2015 | $242 +10.7% | $27,500 |
| 2014 | $219 -54.9% | $27,500 |
| 2013 | $485 | $27,500 -67.6% |
| 2012 | -- | $85,000 |
| 2011 | $459 | $85,000 |
| 2010 | -- | $85,000 |
| 2009 | -- | $85,000 |
| 2008 | -- | $85,000 |
| 2007 | -- | $85,000 +112.5% |
| 2006 | -- | $40,000 |
| 2005 | -- | $40,000 +233.3% |
| 2004 | -- | $12,000 |
| 2003 | -- | $12,000 |
| 2002 | -- | $12,000 +50% |
| 2001 | $57 | $8,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,107/mo
Principal & interest
$1783
Property taxes
$206
HOA Fees
$118
Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 7.1 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 3.6 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 7.1 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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