Beautiful curb appeal and extensive landscaping are the first thing you’ll notice about this ranch style home. Featuring loads of natural lighting inside, this home features a great room with gas fireplace, light filled kitchen overlooking the front porch, breakfast/dining area with bay window and sunroom/reading room with access to the back deck that offers loads of privacy. Also on the main level are the primary bedroom with large 4 piece attached bath, oversized walk in closet and loads of natural light. The other 2 main level bedrooms are spacious and also light filled. The open staircase leads to a partially finished basement with a large family room with access to the lower deck which is perfect for entertaining and also offers privacy, a full 3 piece bathroom and spacious workshop/storage room. Within walking distance to the Food lion shopping center and a quick access to the back gate, commuting to Charlottesville is a breeze. Estate Sale 8/9-8/10.
Pending
Price cut: $48K (2/25)
$349,900
1 Windy Way, Palmyra, VA 22963
3beds
1,990sqft
Est.:
Single Family Residence
Built in 1997
0.59 Acres Lot
$344,800 Zestimate®
$176/sqft
$124/mo HOA
What's special
- 59 days |
- 99 |
- 5 |
Zillow last checked: 7 hours ago
Listing updated: March 06, 2026 at 10:24am
Listed by:
IRIS HELFRICH 434-981-9956,
MONTICELLO COUNTRY REALTY, LLC
Source: CAAR,MLS#: 673049
Originating MLS: Charlottesville Area Association of Realtors
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bathroom, Bedroom, Family Room, Full Bath, Great Room, Kitchen, Study
Primary bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Level: Basement
Bathroom
- Level: First
Family room
- Level: Basement
Great room
- Level: First
Kitchen
- Level: First
Study
- Level: First
Heating
- Electric
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Electric Range, Microwave, Refrigerator
- Laundry: Washer Hookup, Dryer Hookup
Features
- Jetted Tub, Primary Downstairs, Walk-In Closet(s), Vaulted Ceiling(s)
- Flooring: Carpet, Vinyl
- Basement: Full,Partially Finished,Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Gas Log
Interior area
- Total structure area: 2,836
- Total interior livable area: 1,990 sqft
- Finished area above ground: 1,490
- Finished area below ground: 500
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Attached, Basement, Electricity, Garage, Oversized, Garage Faces Side
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Deck, Front Porch, Porch
- Has spa: Yes
- Has view: Yes
- View description: Residential, Trees/Woods
Lot
- Size: 0.59 Acres
- Features: Landscaped, Wooded
Details
- Parcel number: 18A 11 123
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick, Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Architectural
Condition
- New construction: No
- Year built: 1997
Utilities & green energy
- Electric: Underground
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available, Propane
Community & HOA
Community
- Features: Gated
- Security: Gated Community, Security Guard
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Picnic Area, Playground, Sports Fields, Tennis Court(s), Trail(s), Water, Beach Rights
- Services included: Association Management, Boat Ramp, Clubhouse, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Trash
- HOA fee: $1,490 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $176/sqft
- Tax assessed value: $283,200
- Annual tax amount: $2,700
- Date on market: 2/6/2026
- Cumulative days on market: 54 days
Estimated market value
$344,800
$328,000 - $362,000
$2,285/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/6/2026 | Pending sale | $349,900$176/sqft |
Source: | ||
| 2/25/2026 | Price change | $349,900-12.1%$176/sqft |
Source: | ||
| 2/11/2026 | Listed for sale | $397,900-0.3%$200/sqft |
Source: | ||
| 12/5/2025 | Listing removed | $399,000$201/sqft |
Source: | ||
| 11/18/2025 | Price change | $399,000-5.9%$201/sqft |
Source: | ||
| 9/15/2025 | Price change | $424,000-4.7%$213/sqft |
Source: | ||
| 8/24/2025 | Listed for sale | $445,000$224/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,390 | $283,200 |
| 2023 | $2,390 | $283,200 +16.7% |
| 2022 | -- | $242,600 |
| 2021 | -- | $242,600 |
| 2020 | -- | $242,600 +14% |
| 2018 | $1,817 | $212,800 |
| 2017 | $1,817 | $212,800 +1.8% |
| 2016 | $1,817 | $209,100 |
| 2015 | $1,817 +10.7% | $209,100 +1.3% |
| 2014 | $1,642 +0.1% | $206,500 |
| 2013 | $1,640 | $206,500 -28.2% |
| 2012 | -- | $287,700 |
| 2011 | $1,554 | $287,700 |
| 2010 | -- | $287,700 |
| 2009 | -- | $287,700 |
| 2008 | -- | $287,700 |
| 2007 | -- | $287,700 +17.5% |
| 2006 | -- | $244,900 +2.3% |
| 2005 | -- | $239,400 +40.5% |
| 2004 | -- | $170,400 |
| 2003 | -- | $170,400 |
| 2002 | -- | $170,400 +43.6% |
| 2001 | $843 | $118,700 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,021/mo
Principal & interest
$1707
Property taxes
$190
HOA Fees
$124
More affordability tools
Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- NAWest Central Primary SchoolGrades: PK-KDistance: 6.5 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 3 mi
- NACentral Elementary SchoolGrades: PK-2Distance: 6.5 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 22963
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 1 Windy Way








