Located in the highly desirable Black Creek Harbor community, this homesite on Charter Pointe Way offers a rare opportunity to build your dream waterfront home in Middleburg. Priced at $99,000, this partially cleared lot is ideally positioned on Black Creek-a freshwater river that connects to the St. Johns River and provides access all the way to the ocean, making it perfect for boating and outdoor enthusiasts.
The property is ready for development, with building plans available and a general contractor in place. The home must be elevated construction on pylons or columns and will require a no-rise study.
Enjoy the peaceful, natural surroundings of Black Creek Harbor while still being conveniently located near shopping, dining, and major roadways. Whether you're building now or investing for the future, this property offers strong potential in a sought-after waterfront community.
Seller is the listing broker. Owner financing may be available with 50% down.
Active
$99,000
0 CHARTER POINTE Way, Middleburg, FL 32068
--beds
0baths
1.48Acres
Unimproved Land
Built in ----
1.48 Acres Lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Waterfront home
- 10 days |
- 937 |
- 85 |
Zillow last checked: 7 hours ago
Listing updated: March 21, 2026 at 05:49pm
Listed by:
STANLEY H BISHOP 904-237-2933,
NORTH FLORIDA REALTY ADVISORS 904-206-7653
Source: realMLS,MLS#: 2136108
Facts & features
Interior
Bedrooms & bathrooms
- Bathrooms: 0
Property
Features
- Has view: Yes
- View description: Creek/Stream, Trees/Woods, Water
- Has water view: Yes
- Water view: Creek/Stream,Water
- Waterfront features: Creek, Ocean Access, River Access
Lot
- Size: 1.48 Acres
- Features: Cul-De-Sac, Wetlands, Wooded
Details
- Parcel number: 12052400621900014
- Zoning description: Residential
Utilities & green energy
- Sewer: Private Sewer
- Water: None
- Utilities for property: Electricity Available
Community & HOA
Community
- Subdivision: Black Creek Harbor
HOA
- Has HOA: No
Location
- Region: Middleburg
Financial & listing details
- Annual tax amount: $762
- Date on market: 3/22/2026
- Listing terms: Cash,Owner May Carry,Private Financing Available
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/22/2026 | Listed for sale | $99,000 |
Source: | ||
Public tax history
Public tax history
Tax history is unavailable.Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32068
Nearby schools
GreatSchools rating
- 8/10Middleburg Elementary SchoolGrades: PK-6Distance: 0.8 mi
- 7/10Lake Asbury Junior High SchoolGrades: 7-8Distance: 3.6 mi
- 5/10Middleburg High SchoolGrades: PK,9-12Distance: 1 mi
Local experts in 32068
- Florida
- Clay County
- Middleburg
- 32068
- 0 CHARTER POINTE Way







